Mortgage Rates MBA: 30 Year Mortgage Rates at 4.28%, 15 Year Mortgage Rates at 3.64%Home mortgage rates are unchanged in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are averaging 4.28 percent for the week ending November 5, 2010, unchanged from the prior week's average 30 year mortgage rate. Average mortgage discount points on 30 year home mortgage loans decreased to 1.05 points, down from the prior week’s average of 1.07 points. 15 year home mortgage rates are averaging 3.64 percent for the week ending November 5, 2010, unchanged from the previous week's average 15 year home mortgage rate. Average mortgage discount points on 15 year home mortgage loans was 1.08 points, unchanged from the previous week’s average. Although mortgage rates were unchanged in the latest mortgage survey mortgage applications increased. The MBA's Market Composite Index, which is a measure of mortgage application volume, increased 5.8 percent on a seasonally adjusted bases from one week earlier. Lender
APR / Rate
Fees / Points
Payment
$3,723
Includes 0.657 points for $2,628
Lender Fees: $1,095
$3,138 /mo
$3,472
Includes 0.868 points for $3,472
Lender Fees: $0
$3,162 /mo
$4,628
Includes 0.982 points for $3,928
Lender Fees: $700
$3,164 /mo
$4,059
Includes 0.741 points for $2,964
Lender Fees: $1,095
$2,209 /mo
$4,463
Includes 0.839 points for $3,356
Lender Fees: $1,107
$3,216 /mo
$3,843
Includes 0.687 points for $2,748
Lender Fees: $1,095
$2,335 /mo
$2,664
Includes 0.666 points for $2,664
Lender Fees: $0
$2,367 /mo
$3,620
Includes 0.730 points for $2,920
Lender Fees: $700
$2,367 /mo
$4,703
Includes 0.844 points for $3,376
Lender Fees: $1,327
$2,399 /mo
$4,183
Includes 0.769 points for $3,076
Lender Fees: $1,107
$2,431 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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