Mortgage Rates Increase Today: 30 Year Mortgage Rates at 4.03%

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Mortgage rates today are higher on both fixed conforming home loans and fixed jumbo home loans. Current mortgage rates on 30 year home loans are averaging 4.03%, an increase from yesterday’s average 30 year mortgage rate of 4.02%. Today's mortgage rates on 15 year mortgage loans are averaging 3.35%, an increase from yesterday’s average 15 year rate of 3.30%. 

Search and compare mortgage rates from several lenders by using our rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 95816, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from LOWRATES.COM
LOWRATES.COM
https://www.brimg.net/system/img/inst/10530_logo.gif
300000
Refinance
3.846
3.750
USD
LOWRATES.COM Logo
NMLS # 3277
at 0.100 pts
30 day lock rate
Est payment: $1,389.35
Fees in APR: $3,191
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.070
4.000
USD
Ally Bank Logo
NMLS # 181005
(877) 223 - 8087
at 0.100 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $2,209
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
3.798
3.710
USD
Sol Mortgage Logo
NMLS # 53112
at 0.100 pts
30 day lock rate
Est payment: $1,382.55
Fees in APR: $2,910
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
3.848
3.750
USD
First Midwest Bank Logo
NMLS # 423112
at 0.625 pts
60 day lock rate
Est payment: $1,389.35
Fees in APR: $1,685
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
3.951
3.865
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 603K498
(877) 388 - 7982
at 0.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $2,819
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from LOWRATES.COM
LOWRATES.COM
https://www.brimg.net/system/img/inst/10530_logo.gif
300000
Refinance
3.990
3.990
USD
LOWRATES.COM Logo
NMLS # 3277
at 0.000 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.255
4.250
USD
Ally Bank Logo
NMLS # 181005
(877) 223 - 8087
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $181
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
3.875
3.875
USD
First Midwest Bank Logo
NMLS # 423112
at 0.000 pts
60 day lock rate
Est payment: $1,410.71
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
3.864
3.835
USD
Sol Mortgage Logo
NMLS # 53112
at 0.000 pts
30 day lock rate
Est payment: $1,403.86
Fees in APR: $1,049
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.000
4.000
USD
Better.com Logo
NMLS # 330511
State Lic # 6052748
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: None
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Prime Choice Funding Inc.
Prime Choice Funding Inc.
https://www.brimg.net/system/img/inst/10596_logo.gif
300000
Refinance
3.896
3.875
USD
Prime Choice Funding Inc. Logo
NMLS # 117375
at 0.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $773
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.017
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 603K498
(877) 388 - 7982
at 0.000 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $983
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
3.727
3.625
USD
First Midwest Bank Logo
NMLS # 423112
at 1.250 pts
60 day lock rate
Est payment: $1,368.15
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
3.787
3.585
USD
Sol Mortgage Logo
NMLS # 53112
at 1.100 pts
30 day lock rate
Est payment: $1,361.41
Fees in APR: $4,072
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
3.789
3.625
USD
Better.com Logo
NMLS # 330511
State Lic # 6052748
at 1.100 pts
30 day lock rate
Est payment: $1,368.15
Fees in APR: $2,668
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
3.800
3.615
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 603K498
(877) 388 - 7982
at 1.100 pts
30 day lock rate
Est payment: $1,366.47
Fees in APR: $3,452
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
300000
Refinance
4.397
4.375
USD
Union Bank
4.397%
5/23/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $771
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA
4.537%
5/21/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from First Tech Credit Union
First Tech Credit Union
300000
Refinance
4.025
4.000
USD
First Tech Credit Union
4.025%
5/22/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank
4.030%
5/21/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from San Diego County Credit Union
San Diego County Credit Union
300000
Refinance
4.304
4.250
USD
San Diego County Credit Union
4.304%
5/22/2019
4.250%
at 0.500 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $434
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.544
4.500
USD
Bank of the West
4.544%
5/21/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from Schools First FCU
Schools First FCU
300000
Refinance
4.278
4.250
USD
Schools First FCU
4.278%
5/20/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $995
 
 
30 yr fixed mtg refi Mortgage Loan from Star One Credit Union
Star One Credit Union
300000
Refinance
3.878
3.875
USD
Star One Credit Union
3.878%
5/20/2019
3.875%
at 0.000 pts
45 day lock rate
Est payment: $1,410.71
Fees in APR: $105
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Mortgage rates on 30 year jumbo loans are averaging 4.45%, an increase from yesterday’s average 30 year jumbo mortgage rate of 4.37%. 15 year jumbo mortgage rates today are averaging 3.71%, up from yesterday’s average 15 year jumbo mortgage rate of 3.65%.

Mortgage Rates Today


Conforming Adjustable Mortgage Loans - Today’s Mortgage Rates


1 year home loan adjustable mortgage rates current are averaging 3.63%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.71%.

3 year adjustable mortgage rates today are averaging 2.74%, an increase from last week’s average 3 year adjustable mortgage rate of 2.69%.

5 year adjustable mortgage rates are averaging 2.68%, a decrease from the prior week’s average 5 year adjustable rate of 2.76%.

Current 7 year adjustable mortgage rates are averaging 3.01%, down from the previous week’s average 7 year adjustable mortgage rate of 3.03%.

10 year adjustable mortgage rates currently are averaging 3.52%, down from last week’s average 10 year adjustable rate of 3.55%.

Adjustable Jumbo Mortgage Loans – Mortgage Rates Current


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.30%, up from last week’s average 3 year jumbo adjustable rate of 3.26%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.99%, down from last week’s average jumbo adjustable rate of 3.01%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.34%, down from last week’s average 7 year adjustable home loan rate of 3.51%.

10 year jumbo loan rates and refi rates are averaging 3.91%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.84%.

Conforming IO Adjustable Home Loans – Mortgage Rates Today


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.97%, up from last week’s average interest only mortgage loan rate of 2.90%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.83%, down from last week’s average five year interest only mortgage rate of 2.88%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest rate of 3.17%.

IO Jumbo Home Mortgage Loans – Current Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.46%, up from last week’s average jumbo adjustable interest only rate of 3.53%

Current 5 year adjustable jumbo interest only rates are averaging 3.41%, a decrease from last week’s average IO home mortgage interest rate of 3.44%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.59%, down from last week’s average jumbo 7 year home mortgage loan rate 3.70%.

Current Home Equity Loan Rates


10 year home equity loan rates are averaging 6.25%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.41%, up from last week’s average home equity loan rate of 6.40%.

Home Equity Line of Credit Rates Today


Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calc


Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Rates Widgets


Monitor Bank Rates also offers free mortgage rates widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.
 
Author: Lisa Graham
December 14th, 2011