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Mortgage Rates from Asheville Savings Bank

Current mortgage rates at Asheville Savings Bank are very competitive right now. Asheville Savings Bank is based in North Carolina. The rates available from the bank are only for homes in North Carolina. 30 year conforming rates are available at 4.875%, which is just below today's national average 30 year rate of 4.91% as reported by monitorbankrates.com.

Other rates available right now at the bank include 15 year rates at 4.25% which is also below the current national average 15 year rate of 4.19%. 15 year mortgages are always more preferable than 30 year mortgages - you will own your home and be paying a mortgage in half the time. The downside to a 15 year loan is the monthly mortgage payments will be higher.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Bison State Bank
NMLS #757416
4.894%
15-Year Fixed
4.750%
$3,836
Includes 0.959 points for $3,836
Lender Fees: $0
$3,112 /mo
New American Funding, LLC.
NMLS #6606
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,190 /mo
Bison State Bank
NMLS #757416
5.687%
30-Year Fixed
5.625%
$2,744
Includes 0.686 points for $2,744
Lender Fees: $0
$2,303 /mo
New American Funding, LLC.
NMLS #6606
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Asheville Savings Bank is also offering adjustable mortgages. 3 year adjustable rates are 3.50% 5 year adjustable rates are 3.625% and 5 year adjustable rates are 3.75%.

You can apply for a Asheville Savings Bank mortgage online here: Mortgage Application

 
Author: Brian McKay
April 15th, 2011

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