Mortgage Rates for December 20th, 2019

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Mortgage Rates for December 20th, 2019Mortgage rates for December 20th, 2019, inched higher but thankfully there were no big moves higher. Mortgage rates on 30-year conforming loans are averaging 3.77 percent, up from this past Monday's average rate of 3.75 percent. Average 30-year mortgage rates are up 7 basis points week over week, during the same time 10-year U.S. Treasury yields were up 10 basis points. We expect average mortgage rates to remain near current levels for the rest of the year and into 2020. To get the best deal on a mortgage loan, compare online mortgage rates with average mortgage rates for December 19, 2019.

December 20, 2019 Mortgage Rates


Conforming Mortgage Rates


Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 80201, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.369%
4.250%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
04/01/2020
at 1.000 pts
45 day lock rate
Est payment: $1,476
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from iPro Lending
iPro Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112301.gif
300000
Purchase
3.401%
3.375%
USD
iPro Lending Logo
NMLS # 1031984
04/01/2020
at 0.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $975
Shop Colorado Mortgage Options & Compare Rates for FREE!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hart West Financial Inc.
Hart West Financial Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111278.gif
300000
Purchase
3.125%
3.125%
USD
Hart West Financial Inc. Logo
NMLS # 116830
04/01/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($96)
Over 85 % of our business is referrals. The reason: great rates & low fees.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hart West Financial Inc.
Hart West Financial Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111278.gif
300000
Purchase
2.999%
2.875%
USD
Hart West Financial Inc. Logo
NMLS # 116830
04/01/2020
at 1.625 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $4,812
Over 85 % of our business is referrals. The reason: great rates & low fees.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hart West Financial Inc.
Hart West Financial Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111278.gif
300000
Purchase
2.928%
2.750%
USD
Hart West Financial Inc. Logo
NMLS # 116830
04/01/2020
at 2.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $6,963
Over 85 % of our business is referrals. The reason: great rates & low fees.
 
PERIOD_FIXED_30YEARS Mortgage Loan from iPro Lending
iPro Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112301.gif
300000
Purchase
3.258%
3.125%
USD
iPro Lending Logo
NMLS # 1031984
04/01/2020
at 1.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $5,100
Shop Colorado Mortgage Options & Compare Rates for FREE!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.820%
3.625%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
04/01/2020
at 2.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from iPro Lending
iPro Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112301.gif
300000
Purchase
3.315%
3.250%
USD
iPro Lending Logo
NMLS # 1031984
04/01/2020
at 0.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $2,475
Shop Colorado Mortgage Options & Compare Rates for FREE!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hart West Financial Inc.
Hart West Financial Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111278.gif
300000
Purchase
3.125%
3.125%
USD
Hart West Financial Inc. Logo
NMLS # 116830
04/01/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($96)
Over 85 % of our business is referrals. The reason: great rates & low fees.
 
PERIOD_FIXED_30YEARS Mortgage Loan from iPro Lending
iPro Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112301.gif
300000
Purchase
3.401%
3.375%
USD
iPro Lending Logo
NMLS # 1031984
04/01/2020
at 0.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $975
Shop Colorado Mortgage Options & Compare Rates for FREE!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hart West Financial Inc.
Hart West Financial Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111278.gif
300000
Purchase
3.055%
3.000%
USD
Hart West Financial Inc. Logo
NMLS # 116830
04/01/2020
at 0.750 pts
30 day lock rate
Est payment: $1,265
Fees in APR: $2,100
Over 85 % of our business is referrals. The reason: great rates & low fees.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.369%
4.250%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
04/01/2020
at 1.000 pts
45 day lock rate
Est payment: $1,476
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






  • Current mortgage rates on 30-year home loans are averaging 3.75 percent, up from an average 30-year rate of 3.70 percent.

  • Mortgage rates today on 15-year fixed rate loans are averaging 3.22 percent, up from an average 15-year rate of 3.19 percent.

  • Today's mortgage rates on 5-year adjustable mortgage rates are averaging 4.22 percent, an increase from an average 5-year adjustable rate of 4.20 percent set earlier this week.


Jumbo Mortgage Rates



  • 30-year jumbo mortgage rates today are averaging 3.93 percent, a decline from an average 30-year jumbo rate of 4.02 percent.

  • 15-year jumbo mortgage rates are currently averaging 3.80 percent, a decline from an average 15-year jumbo rate of 3.91 percent.

  • Today's 5-year jumbo adjustable mortgage rates are averaging 3.63 percent, a sharp decline from an average 5-year jumbo rate of 3.86 percent.


Search for and compare mortgage rates today to get the lowest rate and fees on a home loan.
 
Author: Brian McKay
December 20th, 2019