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Mortgage Rates End 2014 Low, Will Move Higher by the End of 2015

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Average mortgage rates start near the lows of 2014 but will increase throughout 2015. 30 year mortgage rates today remain under 4.00 percent at 3.98 percent. Mortgage rates continue to remain low because 10 year bond yields also remain low, defying expectations of an increase in rates.

10 year bond yields closed at 2.12 percent on Friday, almost 100 basis points lower than the forecast for the beginning of 2015. Mortgage rates and 10 year bond yields are expected to increase about 1.00 percent by the end of this year. 10 year bond yields will approach 3.00 percent, 30 year mortgage rates will head towards 5.00 percent and 15 year rates will move towards 4.00 percent.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($602)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.160%
4.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,454
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.582%
2.125%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.875 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.113%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 2.625 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $7,899
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.353%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 2.250 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $7,633
 
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
3.000%
3.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 0.000 pts
45 day lock rate
Est payment: $1,265
Fees in APR: ($45)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.674%
2.250%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $9,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.155%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 2.125 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $6,309
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.875%
2.875%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.250 pts
45 day lock rate
Est payment: $1,646
Fees in APR: ($163)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.625%
2.625%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at -0.500 pts
30 day lock rate
Est payment: $1,609
Fees in APR: ($1,485)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.714%
2.375%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.000 pts
30 day lock rate
Est payment: $1,983
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.242%
2.125%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 1.625 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $4,746
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.446%
2.375%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 0.875 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $2,811
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.398%
2.125%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 1.625 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $5,881
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.808%
2.625%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.373%
2.250%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $2,625
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.978%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $2,229
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.516%
2.375%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 0.750 pts
45 day lock rate
Est payment: $1,983
Fees in APR: $3,004
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.041%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.000 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $3,593
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.175%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 1.250 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $3,774
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,683
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.787%
2.500%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 1.625 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $6,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.948%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $4,296
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.008%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.750 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $5,606
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.763%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $360
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.025%
2.000%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.000 pts
45 day lock rate
Est payment: $2,761
Fees in APR: $362
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.783%
2.500%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $7,875
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.644%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.375 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $7,505
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.842%
2.625%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 2.000 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $6,000
 
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,795
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.026%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.000 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $521
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.044%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.250 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $4,328
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.897%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $2,157
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.033%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.625 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $2,318
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.881%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,744
Fees in APR: $93
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.704%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.750 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $5,651
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.398%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $4,140
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.815%
2.750%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.375 pts
45 day lock rate
Est payment: $1,627
Fees in APR: $1,784
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.529%
2.500%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.250 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $801
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.018%
2.990%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 0.250 pts
30 day lock rate
Est payment: $1,663
Fees in APR: $750
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.214%
2.125%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 0.625 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $1,899
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.944%
2.875%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $1,646
Fees in APR: $1,875
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.443%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $1,893
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.887%
2.750%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 1.250 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $3,750
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.772%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.125 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $4,058
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
102.564%
101.767%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $25,442
Fees in APR: $2,349
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.073%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.375 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $1,796
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.943%
2.875%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,625
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.809%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,295
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.342%
3.250%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $3,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.064%
3.000%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 0.500 pts
45 day lock rate
Est payment: $1,265
Fees in APR: $2,446
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.709%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $3,287
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.488%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.741%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 1.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $4,557
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.401%
3.250%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $5,750
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.611%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.500 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $4,404
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.731%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $4,182
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.656%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.375 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $1,218
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.019%
2.990%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 0.375 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $1,125
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($375)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
3.000%
3.000%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at -0.250 pts
45 day lock rate
Est payment: $1,265
Fees in APR: ($621)
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($602)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.160%
4.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,454
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.533%
3.500%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.901%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 0.375 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,005
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.889%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $531
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.769%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $728
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.875%
2.750%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 1.625 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $4,875
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.905%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $6,055
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.500%
2.500%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $2,001
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.250 pts
45 day lock rate
Est payment: $1,948
Fees in APR: ($88)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.625%
2.625%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $2,019
Fees in APR: ($104)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.375%
2.375%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $1,983
Fees in APR: ($1,101)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.934%
2.875%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.428%
2.375%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at 0.375 pts
30 day lock rate
Est payment: $1,983
Fees in APR: $1,125
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.010%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $207
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.185%
3.125%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,090
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.456%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 2.750 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,325
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.226%
2.990%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $9,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.665%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.000 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $6,557
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.523%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,922
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.168%
2.990%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.875 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.765%
2.625%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 1.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,511
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.090%
2.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 2.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $8,375
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.680%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 2.375 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $7,176
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.844%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 2.625 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,662
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.581%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.625 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $8,267
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.815%
2.625%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 2.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $7,500
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.898%
2.750%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $3,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Mortgage Rates End 2014 Low, Will Move Higher by the End of 201515 year mortgage rates today are averaging 3.07 percent, an increase of 3 basis points from last week's average 15 year rate. 15 year rates may fall below 3.00 percent before rates move higher. Any increases in rates won't come in the first few months of 2015 and will more likely increase as the year progresses.

Today's mortgage rates on 30 year jumbo loans are slightly higher, averaging 4.25 percent, up from the previous week's average 30 year jumbo rate of 4.23 percent. While average jumbo rates on 30 year loans are above 4.00 percent there are still many lenders quoting 30 year jumbo refinance rates below 4.00 percent. The best 30 year jumbo refi rate on our rate list for Connecticut are at 3.625 percent with 1.50 mortgage points.

15 year jumbo rates jumped much higher this week and are now above 4.00 percent. The current average 15 year jumbo rate is at 4.04 percent, up 14 basis points from the prior week's average rate. The best 15 year jumbo refi rate in California is almost 100 basis points below the average rate. Citi is currently offering 15 year jumbo rates at 3.125 percent with 0.88 points.

Average adjustable mortgage rates on both conforming and jumbo loans decreased this week. Conforming 5 year adjustable rates are averaging 3.08 percent, down from the previous week's average 5 year adjustable rate of 3.09 percent. Average 5/1 jumbo adjustable rates are at 3.51 percent, down 2 basis points from last week's average jumbo rate of 3.53 percent.

The lowest 5 year conforming refinance rate available on our list for Florida is at 2.40 percent with 1 mortgage point from Third Federal Savings and Loan. The lowest 5 year jumbo rate in Massachusetts is also from Third Federal at 2.625 percent with no mortgage points.
 
Author: Brian McKay
January 5th, 2015