Mortgage rates hit yet another record low in this week's mortgage rate survey. 30 year mortgage rates are averaging 4.01%, down from last week's average 30 year mortgage rate of 4.09%. This is the lowest point ever for 30 year rates in Freddie Mac's Primary Mortgage Market Survey. Late last week we reported 30 year mortgage rates hitting an record low of 4.00% in MBR's average mortgage rates survey.
You can find a list of today's mortgage rates from several lenders by searching our mortgage rate table here: Today's Mortgage Rates.
Fixed conforming 15 year mortgage rates are averaging 3.28% in this week's PMMS, down slightly from last week's average 15 year mortgage rate of 3.29%.
The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Adjustable mortgage rates were mixed in this week's survey. Average 5 year adjustable rate mortgages are averaging 3.02%, unchanged from last week's average 5 year adjustable rate. 1 year adjustable mortgage rates are averaging 2.83%, up slightly from the previous week's average 1 year rate of 2.82%.
Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday:
Mortgage Rates
Today's Conforming Adjustable Mortgage Rates
1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate.
3 year adjustable mortgage rates today are averaging 2.93%, up from last week’s average 3 year adjustable mortgage rate of 2.88%.
5 year adjustable mortgage rates are averaging 2.96%, down from the prior week’s average 5 year adjustable rate of 3.29%.
Current 7 year adjustable mortgage rates are averaging 3.24%, up from the previous week’s average 7 year adjustable mortgage rate of 3.10%.
10 year adjustable mortgage rates currently are averaging 3.66%, up from last week’s average 10 year adjustable rate of 3.52%.
Current Adjustable Jumbo Mortgage Rates
Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.
3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.
5 year adjustable jumbo mortgage rates currently are averaging 3.12%, unchanged from last week’s average jumbo adjustable rate.
7 year jumbo adjustable mortgage loan rates are averaging 3.52%, up from last week’s average 7 year adjustable home loan rate of 3.45%.
10 year jumbo loan rates are averaging 3.93%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.
Conventional IO Adjustable Mortgage Rates Todays
3 year interest only adjustable mortgage loan rates are averaging 3.13%, down from last week’s average interest only mortgage loan rate of 3.17%.
5 year IO adjustable loan mortgage rates are averaging 3.14%, up from last week’s average five year interest only mortgage rate of 2.95%.
7 year interest only adjustable mortgage interest rates are averaging 3.35%, up from last week’s average 7 year interest-only mortgage interest rate of 3.17%.
IO Jumbo Mortgage Rates Current
Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.44%, down from last week’s average jumbo adjustable interest only rate of 3.59%.
Current 5 year adjustable jumbo interest only rates are averaging 3.39%, up from last week’s average IO home mortgage interest rate of 3.32%.
Today’s 7 year jumbo interest only adjustable rates are averaging 3.72%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.69%.
Home Equity Loan Rates
10 year home equity loan rates are averaging 6.68%, down from last week’s average home equity loan rate of 6.73%.
15 year home equity rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.62%.
HELOC Rates Today
Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.
1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate.
