Mortgage Rates Decline Again in 2019

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Mortgage Rates Decline Again in 2019Mortgage rates on both conforming and jumbo loans declined again this week, continuing the downtrend in 2019. Current conforming 30 year mortgage rates today are averaging 4.48 percent, down from the prior week's average 30 year mortgage rate of 4.49 percent. This rate is the current average 30 year rate but there are many lenders quoting rates below the average. Right now on our rate table, we have lenders quoting 30 year mortgage rates as low as 4.25 percent with no mortgage points.

Conforming 15 year mortgage rates are averaging 3.75 percent today, down slightly from the previous week's average 15 year rate of 3.76 percent. Currently, the lowest 15 year refinance rate on our rate list is quoted at 3.625 percent with no mortgage points. Conventional 5 year adjustable mortgage rates are currently averaging 4.06 percent, down from last week's average rate of 4.08 percent. The lowest 5 year adjustable refinance rate quoted on the rate table is much lower at 3.25 percent with no points.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
08/23/2019
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($663)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's mortgage rates on 30 year jumbo loans are currently averaging 4.40 percent, up 4 basis points from last week's average rate of 4.36 percent. The best 30 year jumbo refinance rates quoted on our rate table right now are at 3.85 percent with 1.10 mortgage points.

15 year jumbo mortgage rates are averaging 4.15 percent, down 1 basis point from the prior week's rate of 4.16 percent. The best 15 year jumbo refinance rates quoted on the rate table are at 3.625 percent with 0.10 mortgage points.

5 year adjustable jumbo mortgage rates are averaging 3.93 percent, down from the previous week's average adjustable jumbo rate of 3.97 percent. The lowest 5 year jumbo adjustable rate quoted on the rate table is more than 50 basis points lower at 3.25 percent with 0.10 points.

Search for and compare mortgage rates today in your state to get the best deal on a home loan.
 
Author: Brian McKay
January 30th, 2019