Mortgage rates are mostly lower, current 30 year mortgage rates are averaging 4.32%, an increase yesterday's average 30 year mortgage rate of 4.29%. Current mortgage rates on 15 year mortgage loans are averaging 3.46%, down from yesterday's average 15 year mortgage rate of 3.49%.  Today's mortgage rates on 30 year jumbo loans are averaging 4.65%, down from yesterday's average 30 year jumbo mortgage rate of 4.70%. 15 year jumbo rates are averaging 3.89%, down from yesterday's average 15 year jumbo rate of 3.96%.

Search and compare current mortgage rates and refinance rates by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Following is an average mortgage rate survey released by Monitor Bank Rates earlier this week.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

5.032%

15-Year Fixed

4.875%

$4,155

Includes 0.765 points for $3,060

Lender Fees: $1,095

$3,138 /mo

Next >

NMLS #1085173

5.037%

15-Year Fixed

4.875%

$4,370

Includes 0.750 points for $3,000

Lender Fees: $1,370

$3,138 /mo

Next >

NMLS #757416

5.139%

15-Year Fixed

4.990%

$3,932

Includes 0.983 points for $3,932

Lender Fees: $0

$3,162 /mo

Next >

NMLS #1067

5.144%

15-Year Fixed

5.000%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,164 /mo

Next >

NMLS #2059741

5.191%

15-Year Fixed

4.990%

$5,316

Includes 0.829 points for $3,316

Lender Fees: $2,000

$3,162 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.307%

15-Year Fixed

5.125%

$4,851

Includes 0.936 points for $3,744

Lender Fees: $1,107

$3,190 /mo

Next >

NMLS #2473786

5.350%

5-Year ARM

5.250%

$4,499

Includes 0.851 points for $3,404

Lender Fees: $1,095

$2,209 /mo

Next >

NMLS #1312186

5.365%

15-Year Fixed

5.250%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,216 /mo

Next >

NMLS #6606

5.385%

15-Year Fixed

5.240%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,214 /mo

Next >

NMLS #1701910

5.432%

15-Year Fixed

5.375%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$3,242 /mo

Next >

NMLS #1025894

5.503%

15-Year Fixed

5.375%

$3,348

Includes 0.662 points for $2,648

Lender Fees: $700

$3,242 /mo

Next >

NMLS #1312186

5.837%

5-Year ARM

5.750%

$3,792

Includes 0.948 points for $3,792

Lender Fees: $0

$2,335 /mo

Next >

NMLS #2561451

5.858%

30-Year Fixed

5.750%

$4,738

Includes 0.997 points for $3,988

Lender Fees: $750

$2,335 /mo

Next >

NMLS #1085173

5.859%

5-Year ARM

5.750%

$4,826

Includes 0.864 points for $3,456

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #1085173

5.871%

30-Year Fixed

5.750%

$5,370

Includes 1.000 points for $4,000

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #2473786

5.935%

30-Year Fixed

5.875%

$2,587

Includes 0.373 points for $1,492

Lender Fees: $1,095

$2,367 /mo

Next >

NMLS #1067

5.956%

30-Year Fixed

5.875%

$3,504

Includes 0.876 points for $3,504

Lender Fees: $0

$2,367 /mo

Next >

NMLS #757416

5.963%

30-Year Fixed

5.875%

$3,824

Includes 0.956 points for $3,824

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.984%

5-Year ARM

5.875%

$4,795

Includes 0.922 points for $3,688

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #2059741

6.005%

30-Year Fixed

5.875%

$5,632

Includes 0.908 points for $3,632

Lender Fees: $2,000

$2,367 /mo

Next >

NMLS #1312186

6.093%

30-Year Fixed

6.000%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$2,399 /mo

Next >

NMLS #399799

6.115%

30-Year Fixed

6.000%

$5,116

Includes 0.947 points for $3,788

Lender Fees: $1,328

$2,399 /mo

Next >

NMLS #1025894

6.200%

30-Year Fixed

6.125%

$3,196

Includes 0.624 points for $2,496

Lender Fees: $700

$2,431 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.202%

30-Year Fixed

6.125%

$3,343

Includes 0.559 points for $2,236

Lender Fees: $1,107

$2,431 /mo

Next >

NMLS #6606

6.217%

30-Year Fixed

6.125%

$3,908

Includes 0.977 points for $3,908

Lender Fees: $0

$2,431 /mo

Next >

NMLS #1701910

6.285%

30-Year Fixed

6.250%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$2,463 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Average mortgage rates increased this week over last week. Current mortgage rates on 30 year home loans are averaging 4.30%, up from the previous week’s average 30 year mortgage rate of 4.14%. Last week’s average of 4.14% was a record low for 30 year rates on MonitorBankRates’ Weekly Average Mortgage Rate Survey. Mortgage rates today on 15 loans are averaging 3.51%, up from last week’s average 15 year rate of 3.36%.

Mortgage rates today on 30 year jumbo loans are averaging 4.68%, an increase from last week’s average 30 year jumbo mortgage rate of 4.70%.  15 year jumbo mortgage rates are at 3.98%, up from last week’s average 15 year jumbo rate of 3.87%.

Current Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.68%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.58%.

Current 3 year adjustable mortgage rates today are averaging 3.14%, up from last week’s average 3 year adjustable mortgage rate of 2.98%.

5 year adjustable mortgage rates are averaging 3.05%, up from the prior week’s average 5 year adjustable rate of 2.99%.

Today’s 7 year adjustable mortgage rates are averaging 3.19%, up from the previous week’s average 7 year adjustable mortgage rate of 3.17%.

10 year adjustable mortgage rates currently are averaging 3.67%, up from last week’s average 10 year adjustable rate of 3.60%.

Today's Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 3.12%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging higher at 3.64%, up from last week’s average 3 year jumbo adjustable rate of 3.42%.

5 year adjustable jumbo mortgage rates current are averaging 3.25%, up from last week’s average jumbo adjustable rate of 3.23%.

7 year jumbo adjustable mortgage loan rates are averaging 3.58%, down from last week’s average 7 year adjustable home loan rate of 3.61%.

10 year jumbo loan rates are averaging 4.14%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 4.13%. 

Conforming Interest Only Adjustable Mortgage Rates Today's

3 year interest only adjustable mortgage loan rates are averaging 3.39%, up from last week’s average interest only mortgage loan rate of 3.25%.

5 year IO adjustable loan mortgage rates are averaging 3.14%, up last week’s average five year interest only mortgage rate of 3.06%.

7 year interest only adjustable mortgage loan rates are averaging 3.32%, up from last week’s average 7 year interest-only mortgage interest rate of 3.29%. 

Interest Only Jumbo Mortgage Rates Current

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.72%, up from last week’s average jumbo adjustable interest only rate of 3.52%.

Current 5 year adjustable jumbo interest only rates are averaging 3.51%, down from last week’s average IO home mortgage interest rate of 3.56%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.78%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.83%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.66%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.65%, down from last week’s average home equity loan rate of 6.68%.

Today's HELOC Rates

Home equity line of credit rates are averaging 5.04%, unchanged from last week’s average rate HELOC rate.