Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%

Current 30 year mortgage rates and refinance mortgage rates are averaging 4.74 percent, unchanged from yesterday’s average 30 year mortgage rate and refinance rate.  30 year mortgage rates today and refinancing mortgage rates  in Nevada are lower than the national average 30 year rate. Today's 30 year mortgage rates and refinance rates in NV are averaging 4.69 percent.

15 year mortgage rates and refinance rates are averaging 3.99 percent, unchanged from Monday's average 15 year mortgage rate and refi mortgage rate. Massachusetts Mortgage rates and refinance rates are higher than the national average 15 year rate. Current mortgage rates in MA are averaging 4.07 percent.

Current 30 year jumbo rates and current jumbo refinance mortgage rates today are averaging 5.39 percent, unchanged from yesterday’s average 30 year jumbo rate and refi mortgage rate. 30 year jumbo rates and jumbo refinance rates in Michigan are lower than the national average rate today. 30 year refinancing rates and jumbo mortgage rates in Michigan are averaging 5.26 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Bison State Bank
NMLS #757416
5.528%
15-Year Fixed
5.375%
$3,988
Includes 0.997 points for $3,988
Lender Fees: $0
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.539%
15-Year Fixed
5.375%
$4,284
Includes 0.896 points for $3,584
Lender Fees: $700
$3,242 /mo
Loansteady
NMLS #1701910
5.547%
15-Year Fixed
5.375%
$4,490
Includes 0.750 points for $3,000
Lender Fees: $1,490
$3,242 /mo
New American Funding, LLC.
NMLS #6606
5.762%
15-Year Fixed
5.625%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,295 /mo
Bison State Bank
NMLS #757416
6.551%
30-Year Fixed
6.490%
$2,524
Includes 0.631 points for $2,524
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.580%
30-Year Fixed
6.490%
$3,772
Includes 0.768 points for $3,072
Lender Fees: $700
$2,526 /mo
PenFed Credit Union
NMLS #401822
6.644%
30-Year Fixed
6.500%
$5,995
Includes 1.000 points for $4,000
Lender Fees: $1,995
$2,529 /mo
Loansteady
NMLS #1701910
6.661%
30-Year Fixed
6.625%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$2,562 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.708%
30-Year Fixed
6.625%
$3,608
Includes 0.570 points for $2,280
Lender Fees: $1,328
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.719%
30-Year Fixed
6.625%
$3,892
Includes 0.973 points for $3,892
Lender Fees: $0
$2,562 /mo
PenFed Credit Union
NMLS #401822
7.577%
15-Year Fixed
7.375%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$3,680 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo mortgage rates and jumbo mortgage refinance rates are averaging 4.45 percent, unchanged from yesterday’s average jumbo loan rate and jumbo refi rate. 15 year jumbo mortgage rates and refinancing rates in New Jersey are lower than the national average 15 year jumbo rate. Today's 15 year NJ mortgage interest rates and mortgage refinance loan rates are averaging 4.67 percent.

 
Author: Brian McKay
January 18th, 2011

Explore Other Mortgage and Refinance Offers