Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%

Current 30 year mortgage rates and refinance mortgage rates are averaging 4.74 percent, unchanged from yesterday’s average 30 year mortgage rate and refinance rate.  30 year mortgage rates today and refinancing mortgage rates  in Nevada are lower than the national average 30 year rate. Today's 30 year mortgage rates and refinance rates in NV are averaging 4.69 percent.

15 year mortgage rates and refinance rates are averaging 3.99 percent, unchanged from Monday's average 15 year mortgage rate and refi mortgage rate. Massachusetts Mortgage rates and refinance rates are higher than the national average 15 year rate. Current mortgage rates in MA are averaging 4.07 percent.

Current 30 year jumbo rates and current jumbo refinance mortgage rates today are averaging 5.39 percent, unchanged from yesterday’s average 30 year jumbo rate and refi mortgage rate. 30 year jumbo rates and jumbo refinance rates in Michigan are lower than the national average rate today. 30 year refinancing rates and jumbo mortgage rates in Michigan are averaging 5.26 percent.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #757416

5.528%

15-Year Fixed

5.375%

$3,988

Includes 0.997 points for $3,988

Lender Fees: $0

$3,242 /mo

Next >

NMLS #1025894

5.539%

15-Year Fixed

5.375%

$4,284

Includes 0.896 points for $3,584

Lender Fees: $700

$3,242 /mo

Next >

NMLS #1701910

5.547%

15-Year Fixed

5.375%

$4,490

Includes 0.750 points for $3,000

Lender Fees: $1,490

$3,242 /mo

Next >

NMLS #6606

5.762%

15-Year Fixed

5.625%

$3,548

Includes 0.887 points for $3,548

Lender Fees: $0

$3,295 /mo

Next >

NMLS #757416

6.551%

30-Year Fixed

6.490%

$2,524

Includes 0.631 points for $2,524

Lender Fees: $0

$2,526 /mo

Next >

NMLS #1025894

6.580%

30-Year Fixed

6.490%

$3,772

Includes 0.768 points for $3,072

Lender Fees: $700

$2,526 /mo

Next >

NMLS #401822

6.644%

30-Year Fixed

6.500%

$5,995

Includes 1.000 points for $4,000

Lender Fees: $1,995

$2,529 /mo

Next >

NMLS #1701910

6.661%

30-Year Fixed

6.625%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$2,562 /mo

Next >

NMLS #399799

6.708%

30-Year Fixed

6.625%

$3,608

Includes 0.570 points for $2,280

Lender Fees: $1,328

$2,562 /mo

Next >

NMLS #6606

6.719%

30-Year Fixed

6.625%

$3,892

Includes 0.973 points for $3,892

Lender Fees: $0

$2,562 /mo

Next >

NMLS #401822

7.577%

15-Year Fixed

7.375%

$4,995

Includes 0.750 points for $3,000

Lender Fees: $1,995

$3,680 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo mortgage rates and jumbo mortgage refinance rates are averaging 4.45 percent, unchanged from yesterday’s average jumbo loan rate and jumbo refi rate. 15 year jumbo mortgage rates and refinancing rates in New Jersey are lower than the national average 15 year jumbo rate. Today's 15 year NJ mortgage interest rates and mortgage refinance loan rates are averaging 4.67 percent.