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Mortgage Rates and Refinance Rates Mixed This Morning: 30 Year Mortgage Rates at 4.79%

Mortgage loan rates are mixed this morning. 30 year mortgage interest rates and refinance rates are averaging 4.79 percent, unchanged from yesterday’s average 30 year mortgage rate and mortgage refinance rate. 30 year mortgage loan rates and mortgage refinance rates in Minnesota are higher averaging 4.87 percent.

Current 30 year jumbo mortgage interest rates and jumbo refinance rates are averaging 5.41 percent, down from yesterday’s average rate of 5.42 percent. Today's 30 year jumbo refinance rates and jumbo mortgage loan rates in Delaware are also averaging 5.41 percent.

15 year conforming mortgage interest rates and refinance rates are averaging 4.20 percent, up from yesterday’s average 15 year conforming mortgage rate and 15 year conforming refinance rate of 4.17 percent.15 year mortgage rates and refinance rates in Connecticut are higher averaging 4.23 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Tomo Mortgage, LLC.
NMLS #2059741
4.764%
15-Year Fixed
4.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$3,086 /mo
Home Simply
NMLS #2473786
4.779%
15-Year Fixed
4.625%
$4,119
Includes 0.756 points for $3,024
Lender Fees: $1,095
$3,086 /mo
Bison State Bank
NMLS #757416
4.894%
15-Year Fixed
4.750%
$3,836
Includes 0.959 points for $3,836
Lender Fees: $0
$3,112 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
4.930%
15-Year Fixed
4.750%
$4,839
Includes 0.933 points for $3,732
Lender Fees: $1,107
$3,112 /mo
Home Simply
NMLS #2473786
4.972%
5-Year ARM
4.875%
$4,451
Includes 0.839 points for $3,356
Lender Fees: $1,095
$2,117 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
4.987%
15-Year Fixed
4.875%
$2,960
Includes 0.740 points for $2,960
Lender Fees: $0
$3,138 /mo
Zoom Loans
NMLS #1312186
5.007%
15-Year Fixed
4.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,138 /mo
New American Funding, LLC.
NMLS #6606
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,190 /mo
Zoom Loans
NMLS #1312186
5.336%
5-Year ARM
5.250%
$3,868
Includes 0.967 points for $3,868
Lender Fees: $0
$2,209 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.480%
5-Year ARM
5.375%
$4,723
Includes 0.904 points for $3,616
Lender Fees: $1,107
$2,240 /mo
Tomo Mortgage, LLC.
NMLS #2059741
5.573%
30-Year Fixed
5.490%
$3,700
Includes 0.925 points for $3,700
Lender Fees: $0
$2,269 /mo
Home Simply
NMLS #2473786
5.587%
30-Year Fixed
5.490%
$4,295
Includes 0.800 points for $3,200
Lender Fees: $1,095
$2,269 /mo
Bison State Bank
NMLS #757416
5.687%
30-Year Fixed
5.625%
$2,744
Includes 0.686 points for $2,744
Lender Fees: $0
$2,303 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
5.700%
30-Year Fixed
5.625%
$3,296
Includes 0.824 points for $3,296
Lender Fees: $0
$2,303 /mo
Zoom Loans
NMLS #1312186
5.842%
30-Year Fixed
5.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,335 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.861%
30-Year Fixed
5.750%
$4,895
Includes 0.947 points for $3,788
Lender Fees: $1,107
$2,335 /mo
New American Funding, LLC.
NMLS #6606
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo refinance rates and mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.60 percent. Today’s 15 year jumbo rates in Arizona are lower averaging 4.72 percent.

 
Author: Brian McKay
December 29th, 2010

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