Mortgage Rates and Refinance Rates are Higher This Week: 30 Year Mortgage Rates Nearing 5.00%

Long term mortgage rates and refinance rates are higher this week over last week. 30 year conforming mortgage rates and mortgage refinance rates are almost at 5.00 percent. Current 30 year mortgage rates and refinance rates are averaging 4.88 percent, up from last week's average 30 year home mortgage rate and refi rate of 4.66  percent. 30 year mortgage rates and refinance mortgage rates in Georgia are lower than the national average. Current 30 year mortgage rates and refinance rates in GA are averaging 4.83 percent.

15 year conforming mortgage refinance rates and home mortgage rates are averaging 4.24 percent, up from the previous week’s average 15 year mortgage loan rate and refinance loan rate of 4.04 percent. Two weeks ago 15 year conforming refinance rates and mortgage rates were below 4.00 percent. 15 year home mortgage loan rates today and refinance rates today in Connecticut are slightly lower averaging 4.23 percent.



Current 30 year jumbo mortgage interest rates and mortgage refinance rates are averaging 5.42 percent, up from last week’s  average jumbo mortgage rate and jumbo refinance rate of 5.32 percent. 30 year jumbo refinance mortgage rates and mortgage rates in Washington D.C. are higher, averaging 5.47 percent.

Today's 15 year jumbo home mortgage rates and jumbo refinance rates  are averaging at 4.57 percent, down from the prior week’s average jumbo mortgage loan rate of 4.60 percent. Current 15 year jumbo mortgage loan rates and mortgage refinance rates in Washington State are higher averaging 4.71 percent.

Use our free mortgage calculator and free mortgage refinance calculator to calculate your monthly mortgage payments.

Mortgage Rates Today & Refinance Rates Today

Current Conventional Adjustable Mortgage Rates and Refinance Rates

1 year adjustable current refinancing rates and mortgage rates today are averaging 3.11 percent, up from last week’s average 1 year adjustable home mortgage refinance rate and mortgage loan rate of 3.10 percent.

3 year adjustable mortgage rates and current refinancing mortgage rates are averaging 3.26 percent, unchanged from last week’s average 3 year adjustable mortgage loan rate.

5 year adjustable mortgage loan rates today are averaging 3.42 percent, up from the prior week’s average mortgage rate of 3.33 percent. Current refinance rates are also averaging 3.42 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.93 percent, up from the previous week’s average 7 year home mortgage rate of 3.66 percent. Current refinance mortgage rates are also higher, averaging 3.93 percent.

10 year adjustable mortgage loan rates today are averaging 4.57 percent this week, up from last week’s average 10 year adjustable mortgage rate of 4.30 percent. Mortgage refinance rates for 10 year home loans are also averaging 4.57 percent.

Adjustable Jumbo Refinance Rates Today and Home Mortgage Rates Today

1 year jumbo adjustable loan rates are averaging 3.39 percent, up from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate of 3.32 percent. Today refinance rates on 1 year jumbo refinance loan mortgage rates today are also lower 3.39 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.33 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.21 percent. Today’s refinance interest rates on 3 year jumbo adjustable mortgage loans are also higher averaging 4.33 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.91 percent, up from last week’s average mortgage rate of 3.76 percent. Today’s refi mortgage rates on 5 year jumbo home loans are also averaging 3.91 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.67 percent, up from last week’s average 7 year home mortgage loan rate of 4.61 percent. 7 year jumbo refinance mortgage rates today are also higher at 4.67  percent.

10 year jumbo loan interest rates are averaging 5.33 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 5.16 percent. 10 year jumbo home loan refinance interest rates today are also higher, averaging 5.33 percent.

Conforming Interest Only Adjustable Refinance Rates Today and Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates today are averaging 3.48 percent, down from last week’s average interest only mortgage loan rate of 3.49 percent. 3 year interest only adjustable refinance mortgage rates are also lower at 3.48 percent.

5 year interest only adjustable loan rates are averaging 3.63 percent, up from last week’s average five year interest only mortgage loan rate of 3.51 percent. Current 5 year interest only adjustable refinance mortgage rates are also averaging 3.63 percent.

7 year interest only adjustable mortgage loan rates are averaging 4.14 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.91 percent. 7 year adjustable refinance rate mortgages today are averaging 4.41 percent.

Interest Only Adjustable Jumbo Refinance Mortgage Rates and Jumbo Interest Only Mortgage Rates Today

3 year jumbo interest only adjustable mortgage rates today are averaging 4.83 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.73 percent. 3 year interest only adjustable jumbo refinance rates today are also higher, averaging 4.83 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.34 percent, up from last week’s average IO home mortgage interest rate of 4.32 percent. 5 year jumbo adjustable IO loan rates are also averaging higher at 4.34 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.89 percent, up from an average jumbo 7 year home mortgage rate of 4.78 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.89 percent.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 6.705 percent, up from last week’s average home equity rate of 6.686 percent.

Today’s 15 year home equity rates are averaging 7.093 percent, up from last week’s average home equity rate of 7.072 percent.

Current HELOC Rates

Home equity line of credit rates are averaging 5.15 percent, unchanged from last week’s average HELOC rate.