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LightPoint Mortgage Company Mortgage Rates

LightLightPoint Mortgage Company Mortgage RatesPoint Mortgage Company mortgage rates are very competitive when compared to other online mortgage rates. For example, current 30-year mortgage rates at LightPoint Mortgage Company are quoted at only 3.125 percent with 1.875 points. Today's national average 30-year mortgage rate is about 50 basis points (bps) higher at 3.62 percent. If you don't want to pay almost 2 points upfront on a home loan, 30-year mortgage rates from LightPoint Mortgage Company are also quoted at 3.25 percent with 0.875 points. Another loan option is to have LightPoint pay you 0.25 points, that's right, LightPoint will pay you $250 for every $100,000 you borrow. Of course the mortgage rate is higher on this loan at 3.50 percent but the rate is still lower than the national average of 3.625 percent.

To get the best deal on a home loan search for and compare online mortgage rates with LightPoint Mortgage Company Mortgage Rates.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Tomo Mortgage, LLC.
NMLS #2059741
4.764%
15-Year Fixed
4.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$3,086 /mo
Future First Lending
NMLS #2126430
4.764%
15-Year Fixed
4.625%
$3,695
Includes 0.625 points for $2,500
Lender Fees: $1,195
$3,086 /mo
Home Simply
NMLS #2473786
4.779%
15-Year Fixed
4.625%
$4,119
Includes 0.756 points for $3,024
Lender Fees: $1,095
$3,086 /mo
Bison State Bank
NMLS #757416
4.894%
15-Year Fixed
4.750%
$3,836
Includes 0.959 points for $3,836
Lender Fees: $0
$3,112 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
4.930%
15-Year Fixed
4.750%
$4,839
Includes 0.933 points for $3,732
Lender Fees: $1,107
$3,112 /mo
Home Simply
NMLS #2473786
4.972%
5-Year ARM
4.875%
$4,451
Includes 0.839 points for $3,356
Lender Fees: $1,095
$2,117 /mo
Future First Lending
NMLS #2126430
4.983%
5-Year ARM
4.875%
$4,951
Includes 0.939 points for $3,756
Lender Fees: $1,195
$2,117 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
4.987%
15-Year Fixed
4.875%
$2,960
Includes 0.740 points for $2,960
Lender Fees: $0
$3,138 /mo
Zoom Loans
NMLS #1312186
5.007%
15-Year Fixed
4.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,138 /mo
New American Funding, LLC.
NMLS #6606
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,190 /mo
Zoom Loans
NMLS #1312186
5.336%
5-Year ARM
5.250%
$3,868
Includes 0.967 points for $3,868
Lender Fees: $0
$2,209 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.480%
5-Year ARM
5.375%
$4,723
Includes 0.904 points for $3,616
Lender Fees: $1,107
$2,240 /mo
Tomo Mortgage, LLC.
NMLS #2059741
5.573%
30-Year Fixed
5.490%
$3,700
Includes 0.925 points for $3,700
Lender Fees: $0
$2,269 /mo
Future First Lending
NMLS #2126430
5.583%
30-Year Fixed
5.500%
$3,695
Includes 0.625 points for $2,500
Lender Fees: $1,195
$2,272 /mo
Home Simply
NMLS #2473786
5.587%
30-Year Fixed
5.490%
$4,295
Includes 0.800 points for $3,200
Lender Fees: $1,095
$2,269 /mo
Bison State Bank
NMLS #757416
5.687%
30-Year Fixed
5.625%
$2,744
Includes 0.686 points for $2,744
Lender Fees: $0
$2,303 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
5.700%
30-Year Fixed
5.625%
$3,296
Includes 0.824 points for $3,296
Lender Fees: $0
$2,303 /mo
Zoom Loans
NMLS #1312186
5.842%
30-Year Fixed
5.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,335 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.861%
30-Year Fixed
5.750%
$4,895
Includes 0.947 points for $3,788
Lender Fees: $1,107
$2,335 /mo
New American Funding, LLC.
NMLS #6606
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
 
Author: Brian McKay
February 9th, 2020

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