Latest Mortgage Rates

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latest-mortgage-ratesMortgage rates continue to drift down this week, continuing the trend of the past couple of weeks. Freddie Mac has conforming 30 year mortgage rates at 4.97 percent for the week ending February 11, 2010. The Mortgage Bankers Association has the average contract 30 year mortgage rate at 4.94 percent.

Looking for the latest mortgage rates? Use our mortgage rate tables to find current mortgage rates  in your state or zip code. Latest Mortgage Rates.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.125
4.125
USD
Better.com Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: None
Thank you for your quote. 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.291
4.250
USD
The Guilford Savings Bank
4.291%
4/19/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.276
4.250
USD
United Bank
4.276%
4/16/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.399
4.375
USD
Union Savings Bank
4.399%
4/12/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/19/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.169
4.125
USD
Liberty Bank
4.169%
4/19/2019
4.125%
at 0.250 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.536
4.500
USD
UniBank for Savings
4.536%
4/19/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $500
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.365
4.250
USD
Bank of America
4.365%
4/15/2019
4.250%
at 0.903 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.403
4.375
USD
Citizens Bank, NA
4.403%
4/19/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.397
4.375
USD
Savings Bank of Danbury
4.397%
4/19/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.154
4.125
USD
TD Bank, NA
4.154%
4/16/2019
4.125%
at 0.000 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.155
4.125
USD
The Washington Trust Company
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.575
4.500
USD
First National Bank of Omaha
4.575%
4/19/2019
4.500%
at 0.625 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $752
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






The average conforming 15 year mortgage rate is at 4.34 percent according to Freddie Mac and the average contact 15 year mortgage rate is at 4.33 percent according to the MBA.

Today's 30 year mortgage interest rate is at 5.01 percent this week, down from last week’s average mortgage rate of 5.05 percent. 15 year conforming mortgage rates are at 4.35 percent this week, down from the prior week’s average interest rate of 4.40 percent.

Today's mortgage interest rates for 30 year jumbo home loan rates are averaging 5.65% this week, down from the previous week’s average jumbo mortgage rate of 5.74%. Fixed 15 year jumbo rates are averaging 5.11% this week, down from last week’s average jumbo rate of 5.21%.

The average conforming 1 year adjustable mortgage rates is at 4.25% this week, up from last week’s average 1 year adjustable mortgage rate of 4.23%. Conforming 3 year adjustable mortgage interest rates are averaging 4.40%, down from last week’s average interest rate of 4.42%.

the average 5 year adjustable mortgage rate is at 4.16% this week, up from the previous week’s average mortgage interest rate of 4.14%. Conforming 7 year ARMs are averaging 4.40%, down from last week’s average ARM rate of 4.59%.

The average conforming 10 year mortgage rate is at 4.88%, down from the previous week’s average mortgage rate of 4.99%.

1 year jumbo adjustable mortgage rates are averaging 5.65% this week, up from the prior week’s average home mortgage loan rate.5.30%. The average jumbo 3-year jumbo ARM is at 5.05% this week, down from last week’s average adjustable home loan rate of 5.25%.

5 year jumbo ARMs are averaging 4.76% this week, down from the prior week’s average home interest mortgage rate 0f 4.91%. 7 year jumbo ARMs are averaging 5.50% this week, up from last week’s average loan mortgage rate of 5.44%. The average 10 year jumbo mortgage rate is at 5.83%, down from the prior week’s average 10 year mortgage rate of 5.92%.

3 year interest only mortgage rates are averaging 4.60% this week, up from the prior week’s average interest rate of 4.59%. 5 year interest only loans are averaging 4.27% this week, down from last week’s average five year interest only mortgage rate of 4.31%. 7 year interest only home loans are averaging 4.62% this week, down from last week’s average interest rate of 4.75%.
 
Author: Jason P. Jones
February 11th, 2010