Latest Mortgage Rates

Follow by Email
latest-mortgage-ratesMortgage rates continue to drift down this week, continuing the trend of the past couple of weeks. Freddie Mac has conforming 30 year mortgage rates at 4.97 percent for the week ending February 11, 2010. The Mortgage Bankers Association has the average contract 30 year mortgage rate at 4.94 percent.

Looking for the latest mortgage rates? Use our mortgage rate tables to find current mortgage rates  in your state or zip code. Latest Mortgage Rates.
Loan Type
Purchase    Refinance
State/City    Zip Code
Loan Amt Points FICO % Down
in 06101, 0, 740    Sort by:
Cost & Fees
PERIOD_FIXED_30YEARS Mortgage Loan from
USD Logo
NMLS # 2890
State Lic # 13256
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($747)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The average conforming 15 year mortgage rate is at 4.34 percent according to Freddie Mac and the average contact 15 year mortgage rate is at 4.33 percent according to the MBA.

Today's 30 year mortgage interest rate is at 5.01 percent this week, down from last week’s average mortgage rate of 5.05 percent. 15 year conforming mortgage rates are at 4.35 percent this week, down from the prior week’s average interest rate of 4.40 percent.

Today's mortgage interest rates for 30 year jumbo home loan rates are averaging 5.65% this week, down from the previous week’s average jumbo mortgage rate of 5.74%. Fixed 15 year jumbo rates are averaging 5.11% this week, down from last week’s average jumbo rate of 5.21%.

The average conforming 1 year adjustable mortgage rates is at 4.25% this week, up from last week’s average 1 year adjustable mortgage rate of 4.23%. Conforming 3 year adjustable mortgage interest rates are averaging 4.40%, down from last week’s average interest rate of 4.42%.

the average 5 year adjustable mortgage rate is at 4.16% this week, up from the previous week’s average mortgage interest rate of 4.14%. Conforming 7 year ARMs are averaging 4.40%, down from last week’s average ARM rate of 4.59%.

The average conforming 10 year mortgage rate is at 4.88%, down from the previous week’s average mortgage rate of 4.99%.

1 year jumbo adjustable mortgage rates are averaging 5.65% this week, up from the prior week’s average home mortgage loan rate.5.30%. The average jumbo 3-year jumbo ARM is at 5.05% this week, down from last week’s average adjustable home loan rate of 5.25%.

5 year jumbo ARMs are averaging 4.76% this week, down from the prior week’s average home interest mortgage rate 0f 4.91%. 7 year jumbo ARMs are averaging 5.50% this week, up from last week’s average loan mortgage rate of 5.44%. The average 10 year jumbo mortgage rate is at 5.83%, down from the prior week’s average 10 year mortgage rate of 5.92%.

3 year interest only mortgage rates are averaging 4.60% this week, up from the prior week’s average interest rate of 4.59%. 5 year interest only loans are averaging 4.27% this week, down from last week’s average five year interest only mortgage rate of 4.31%. 7 year interest only home loans are averaging 4.62% this week, down from last week’s average interest rate of 4.75%.
Author: Jason P. Jones
February 11th, 2010