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Fixed Term Mortgage Rates Higher This Week: 30 Year Mortgage Rates and Mortgage Refinance Rates at 4.26%

Fixed term mortgage rates and adjustable mortgage rates are higher this week over last week. Fixed conforming 30 year mortgage rates are averaging 4.26 percent, an increase from last week’s average 30 year mortgage rate of 4.22 percent. 30 year conventional home mortgage rates and current refinancing rates in New Jersey are higher than the national average 30 year mortgage rate. Current 30 year NJ mortgage rates and current mortgage refinancing rates are averaging 4.33 percent.

Conforming 15 year home mortgage rates today are averaging 3.65 percent, up from the previous week’s average 15 year mortgage loan interest rate of 3.62 percent. 15 year home mortgage interest rates today in Virginia are higher averaging 3.69 percent.



Today's jumbo 30 year home mortgage rates are averaging 4.80 percent, an increase from last week’s national average jumbo mortgage rate of 4.72 percent. 30 year California jumbo mortgage rates are higher than the national average. Current 30 year jumbo mortgage rates and current refinance mortgage rates in New Mexico are averaging 4.90 percent.

15 year jumbo home mortgage rates are averaging at 4.15 percent, up from the prior week’s average jumbo mortgage loan rate of 4.03 percent. 15 year jumbo mortgage rates and current mortgage refinance rates in Maryland are higher averaging 4.37 percent.

Comparing mortgage rates and mortgage refinance rates? Use our mortgage calculator and mortgage refinance calculator to calculate your monthly mortgage payments.

Mortgage Rates & Mortgage Refinance Rates


Conforming Adjustable Mortgage Rates


1 year adjustable mortgage rates today are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.82 percent. 1 year today refinance rates are also lower averaging 3.17 percent.

3 year adjustable mortgage rates are averaging 3.33 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.24 percent. today's refinance interest rates are also higher averaging 3.33 percent.

5 year adjustable mortgage loan rates today are averaging 3.49 percent, up from the prior week’s average mortgage rate of 3.09 percent. Today's refi mortgage rates are also higher averaging 3.49 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.45 percent, up from the previous week’s average 7 year home mortgage rate of 3.25 percent. Today’s 7 year refinance rates are also lower averaging 3.45 percent.

10 year adjustable mortgage loan rates today are averaging 3.85 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.82 percent. 10 year home refinance rates today are also averaging 3.85 percent.

Jumbo Adjustable Mortgage Rates Today


1 year jumbo adjustable loan rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.06 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.04 percent. 3 year jumbo refinance rates today are also higher at 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.60 percent, up from last week’s average mortgage rate of 3.54 percent. 5 year jumbo refi rates today are also up averaging 3.60 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.33 percent, up from last week’s average 7 year home mortgage loan rate of 4.31 percent. 7 year jumbo refinance mortgage rates today are also higher at 4.33 percent.

10 year loan jumbo loan interest rates are averaging 4.92 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.75 percent. 10 year jumbo home loan refinance interest rates today are also higher at 4.92 percent.

Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates today are averaging 3.50 percent, up from last week’s average interest only mortgage loan rate of 3.42 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.50 percent.

5 year interest only adjustable loan rates are averaging 3.30 percent, up from last week’s average five year interest only mortgage loan rate of 3.17 percent. Current 5 year interest only adjustable refinance mortgage rates are also averaging 3.30 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.60 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.37 percent. 7 year adjustable refinance rate mortgages today are averaging 3.60 percent.

Jumbo Interest-Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.47 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. 3 year interest only adjustable jumbo refinance rates today are averaging 4.47 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 3.93 percent, down from last week’s average IO home mortgage interest rate of 4.05 percent. 5 year jumbo adjustable IO loan rates are also lower averaging 3.93 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.67 percent, up from an average jumbo 7 year home mortgage rate of 4.63 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.67 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.692 percent, up from last week's average home equity loan rate of 6.677 percent.

15 year home equity rates today are averaging 7.079 percent, an increase from last week’s average home equity rate of 7.063 percent.

HELOC Rates


Home equity line of credit rates are averaging 5.16 percent, unchanged from last week’s average HELOC rate .
 
Author: Brian McKay
November 16th, 2010