First Mortgage Direct current mortgage rates for loans in California are very competitive right now. Current 30 year conforming mortgage rates are at 4.50 percent with 1 mortgage point. The fees on this mortgage loan quote are only $1,346. 15 year current mortgage rates from First Mortgage Direct are at 4.125 percent with no points. Compare First Mortgage Direct current mortgage rates with other lender's rates right here.
Lender
APR
Rate
Cost & Fees
Notes
30 yr fixed Mortgage Loan from First Internet Bank
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.934
4.875
USD
Santander Bank, N.A.
4.934%
12/17/2018
4.875%
at 0.000 pts 60 day lock rate
Est payment: $1,587.62
Fees in APR: $2,004
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.794
4.750
USD
Bank of Oak Ridge
4.794%
12/13/2018
4.750%
at 0.227 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $853
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.781
4.750
USD
LincolnWay Community Bank
4.781%
12/11/2018
4.750%
at 0.000 pts 30 day lock rate
Est payment: $1,564.94
Fees in APR: $1,085
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.913
4.875
USD
Raymond James Bank, NA
4.913%
12/11/2018
4.875%
at 0.000 pts 45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,299
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.683
4.625
USD
State Department Federal Credit Union
4.683%
12/17/2018
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,000
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.653
4.625
USD
TD Bank, NA
4.653%
12/14/2018
4.625%
at 0.000 pts 45 day lock rate
Est payment: $1,542.42
Fees in APR: $982
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.848
4.750
USD
Apple Federal Credit Union
4.848%
12/12/2018
4.750%
at 1.000 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $352
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.609
4.500
USD
Bank of America
4.609%
12/12/2018
4.500%
at 0.842 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,289
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.916
4.875
USD
Citizens Bank, NA
4.916%
12/14/2018
4.875%
at 0.000 pts 60 day lock rate
Est payment: $1,587.62
Fees in APR: $1,408
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.820
4.750
USD
Virginia Credit Union
4.820%
12/11/2018
4.750%
at 0.250 pts 45 day lock rate
Est payment: $1,564.94
Fees in APR: $1,650
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.926
4.875
USD
Fulton Bank, NA
4.926%
12/11/2018
4.875%
at 0.250 pts 60 day lock rate
Est payment: $1,587.62
Fees in APR: $1,007
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.818
4.750
USD
Northwest Federal Credit Union
4.818%
12/12/2018
4.750%
at 0.750 pts 45 day lock rate
Est payment: $1,564.94
Fees in APR: $79
Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
First Mortgage Direct current mortgage rates for loans in California are very competitive right now. Current 30 year conforming mortgage rates are at 4.50 percent with 1 mortgage point. The fees on this mortgage loan quote are only $1,346. 15 year current mortgage rates from First Mortgage Direct are at 4.125 percent with no points. Compare First Mortgage Direct current mortgage rates with other lender's rates right here.
