Expect Lower Mortgage Rates in Coming Weeks

Mortgage rates, which are low historically speaking, are expected to decline even more in the coming weeks. Mortgage rates will decline in the near future due to of lower long term bond yields. 10 year bond yields fell back below 2.00 percent this week and are down to 1.81 percent today. At the beginning of 2016, 10 year yields were around 2.25 percent.

During the same time, average 30 year mortgage rates have fallen from a peak of 3.81 percent to 3.71 percent today. The larger decline in 10 year bond yields will force average 30 year mortgage rates down to around 3.50 percent. You can already find lenders quoting 30 year rates around 3.50 percent with points.

Expect Lower Mortgage Rates in Coming Weeks The lowest 30 year rate in MonitorBankRates' database is at 3.375 percent with 1 point in the state of California. You can compare lender's rates in the state you live in by searching our mortgage rate database at MonitorBankRates.com.

15 year mortgage rates today are averaging 2.84 percent, a decline from last week's average 15 year rate of 2.87 percent. The lowest quoted 15 year rate in our database of rates for California is at 2.50 percent with 1.10 points. The lowest 15 year rate without points in California is quoted at 2.75 percent.

5 year adjustable mortgage rates are averaging 3.09 percent, up from last week's average 5 year adjustable rate of 2.98 percent. The lowest 5 year adjustable refinance rate in our database is at 2.25 percent with 2 points and at 2.375 percent with no points.

30 year jumbo mortgage rates are averaging 4.13 percent, down from last week's average 30 year jumbo rate of 4.19 percent. 30 year jumbo refinance rates in our database are much lower than the average. The lowest rate with points ist at 3.125 percent and the lowest without points is at 3.265 percent.

Today's mortgage rates on 15 year jumbo loans are averaging 3.74 percent, a decline from the prior week's average of 3.79 percent. The lowest 15 year jumbo refinance rates in the database are at 2.75 percent with no points.

5 year jumbo adjustable mortgage rates are averaging 3.40 percent, down considerably from last week's average of 3.78 percent. The lowest 5 year jumbo refi rates in the database are at 2.125 percent with points and at 2.625 percent with no points.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

in 06101, All points, 740 Sort by:

Lender

APR

Rate

Cost & Fees

Notes

30 years Fixed
NMLS # 3030

3.878%

09/28/2021

3.875%

at -0.375 pts
30 day lock rate

Est payment: $1,411

Fees in APR: $125

The Better Business Bureau gives Quicken Loans and A+ for customer service.

30 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.875%

09/28/2021

2.875%

at -0.125 pts
30 day lock rate

Est payment: $1,245

Fees in APR: ($450)

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

30 years Fixed
NMLS # 10287

3.250%

09/28/2021

3.250%

at -0.375 pts
45 day lock rate

Est payment: $1,306

Fees in APR: ($149)

20 years Fixed
NMLS # 6606

2.875%

09/28/2021

2.875%

at 0.000 pts
30 day lock rate

Est payment: $1,646

Fees in APR: None

Direct lender specializing in helping you save money on your home loan.

20 years Fixed
NMLS # 417490

3.008%

09/28/2021

3.000%

at 0.125 pts
30 day lock rate

Est payment: $1,664

Fees in APR: $207

Let Flagstar Bank find the right mortgage solution for you.

20 years Fixed
NMLS # 424182

2.518%

09/28/2021

2.500%

at 0.125 pts
45 day lock rate

Est payment: $1,590

Fees in APR: $507

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 2890
State Lic # 13256

2.500%

09/28/2021

2.500%

at -0.125 pts
30 day lock rate

Est payment: $1,590

Fees in APR: ($291)

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 417490

3.125%

09/28/2021

3.125%

at -0.375 pts
30 day lock rate

Est payment: $1,683

Fees in APR: ($1,239)

Let Flagstar Bank find the right mortgage solution for you.

5 years ARM
NMLS # 2948

2.199%

09/28/2021

2.000%

at 2.750 pts
45 day lock rate

Est payment: $1,109

Fees in APR: $8,133

The Nation's Most Referable Lender

20 years Fixed
NMLS # 330511

2.909%

09/28/2021

2.875%

at 0.250 pts
30 day lock rate

Est payment: $1,646

Fees in APR: $933

20 years Fixed
NMLS # 424182

2.625%

09/28/2021

2.625%

at -0.250 pts
45 day lock rate

Est payment: $1,609

Fees in APR: ($789)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 330511

3.000%

09/28/2021

3.000%

at -0.250 pts
30 day lock rate

Est payment: $1,664

Fees in APR: ($666)

20 years Fixed
NMLS # 2890
State Lic # 13256

2.434%

09/28/2021

2.375%

at 0.500 pts
30 day lock rate

Est payment: $1,572

Fees in APR: $1,626

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 1168
State Lic # 11309

2.623%

09/28/2021

2.500%

at 1.000 pts
45 day lock rate

Est payment: $1,590

Fees in APR: $3,392

Direct Lender. Billions Funded.

20 years Fixed
NMLS # 330511

2.857%

09/28/2021

2.750%

at 1.000 pts
30 day lock rate

Est payment: $1,627

Fees in APR: $2,934

20 years Fixed
NMLS # 417490

2.875%

09/28/2021

2.750%

at 1.125 pts
30 day lock rate

Est payment: $1,627

Fees in APR: $3,435

Let Flagstar Bank find the right mortgage solution for you.

20 years Fixed
NMLS # 6606

2.723%

09/28/2021

2.625%

at 0.875 pts
30 day lock rate

Est payment: $1,609

Fees in APR: $2,697

Direct lender specializing in helping you save money on your home loan.

20 years Fixed
NMLS # 424182

2.453%

09/28/2021

2.375%

at 0.750 pts
45 day lock rate

Est payment: $1,572

Fees in APR: $2,175

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 6606

2.801%

09/28/2021

2.750%

at 0.500 pts
30 day lock rate

Est payment: $1,627

Fees in APR: $1,410

Direct lender specializing in helping you save money on your home loan.

5 years ARM
NMLS # 2948

2.396%

09/28/2021

2.250%

at 2.000 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $5,883

The Nation's Most Referable Lender

20 years Fixed
NMLS # 417490

2.940%

09/28/2021

2.875%

at 0.625 pts
30 day lock rate

Est payment: $1,646

Fees in APR: $1,767

Let Flagstar Bank find the right mortgage solution for you.

20 years Fixed
NMLS # 1168
State Lic # 11309

2.691%

09/28/2021

2.625%

at 0.500 pts
45 day lock rate

Est payment: $1,609

Fees in APR: $1,823

Direct Lender. Billions Funded.

5 years ARM
NMLS # 424182

2.275%

09/28/2021

2.250%

at 0.375 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $987

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

15 years Fixed
NMLS # 417490

2.367%

09/28/2021

2.125%

at 1.750 pts
30 day lock rate

Est payment: $1,948

Fees in APR: $5,208

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 1168
State Lic # 11309

2.047%

09/28/2021

1.750%

at 2.000 pts
45 day lock rate

Est payment: $1,897

Fees in APR: $6,455

Direct Lender. Billions Funded.

15 years Fixed
NMLS # 3030

2.714%

09/28/2021

2.375%

at 2.000 pts
30 day lock rate

Est payment: $1,983

Fees in APR: $7,250

From the lender: We can close your loan in less than a month!

15 years Fixed
NMLS # 174457

2.363%

09/28/2021

2.125%

at 1.750 pts
45 day lock rate

Est payment: $1,948

Fees in APR: $5,124

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

15 years Fixed
NMLS # 2948

2.227%

09/28/2021

1.990%

at 1.750 pts
45 day lock rate

Est payment: $1,930

Fees in APR: $5,124

The Nation's Most Referable Lender

15 years Fixed
NMLS # 1764611
State Lic # ML-1764611

1.971%

09/28/2021

1.750%

at 1.625 pts
30 day lock rate

Est payment: $1,897

Fees in APR: $4,797

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

15 years Fixed
NMLS # 10287

2.389%

09/28/2021

2.125%

at 1.625 pts
45 day lock rate

Est payment: $1,948

Fees in APR: $5,686

15 years Fixed
NMLS # 3030

2.787%

09/28/2021

2.500%

at 1.625 pts
30 day lock rate

Est payment: $2,001

Fees in APR: $6,125

The Better Business Bureau gives Quicken Loans and A+ for customer service.

15 years Fixed
NMLS # 417490

2.321%

09/28/2021

2.000%

at 2.375 pts
30 day lock rate

Est payment: $1,931

Fees in APR: $6,948

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 3030

2.691%

09/28/2021

2.250%

at 2.750 pts
30 day lock rate

Est payment: $1,966

Fees in APR: $9,500

The Better Business Bureau gives Quicken Loans and A+ for customer service.

5 years ARM
NMLS # 424182

2.500%

09/28/2021

2.500%

at -0.250 pts
45 day lock rate

Est payment: $1,186

Fees in APR: ($825)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 330511

2.764%

09/28/2021

2.625%

at 1.250 pts
30 day lock rate

Est payment: $1,609

Fees in APR: $3,840

5 years ARM
NMLS # 424182

2.176%

09/28/2021

2.125%

at 0.625 pts
45 day lock rate

Est payment: $1,128

Fees in APR: $2,058

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

15 years Fixed
NMLS # 3030

2.599%

09/28/2021

2.125%

at 3.000 pts
30 day lock rate

Est payment: $1,948

Fees in APR: $10,250

From the lender: We can close your loan in less than a month!

15 years Fixed
NMLS # 417490

2.288%

09/28/2021

1.875%

at 3.000 pts
30 day lock rate

Est payment: $1,914

Fees in APR: $8,985

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 10287

2.314%

09/28/2021

1.875%

at 2.875 pts
45 day lock rate

Est payment: $1,914

Fees in APR: $9,544

15 years Fixed
NMLS # 2948

2.150%

09/28/2021

1.750%

at 2.875 pts
45 day lock rate

Est payment: $1,897

Fees in APR: $8,727

The Nation's Most Referable Lender

15 years Fixed
NMLS # 174457

2.287%

09/28/2021

1.875%

at 3.000 pts
45 day lock rate

Est payment: $1,914

Fees in APR: $8,958

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

5 years ARM
NMLS # 2948

2.823%

09/28/2021

2.750%

at 1.000 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $2,853

The Nation's Most Referable Lender

20 years Fixed
NMLS # 6606

2.659%

09/28/2021

2.500%

at 1.500 pts
30 day lock rate

Est payment: $1,590

Fees in APR: $4,398

Direct lender specializing in helping you save money on your home loan.

10 years Fixed
NMLS # 417490

2.359%

09/28/2021

2.000%

at 1.750 pts
30 day lock rate

Est payment: $2,761

Fees in APR: $5,271

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 1168
State Lic # 11309

2.174%

09/28/2021

1.750%

at 1.875 pts
45 day lock rate

Est payment: $2,727

Fees in APR: $6,254

Direct Lender. Billions Funded.

10 years Fixed
NMLS # 417490

2.340%

09/28/2021

1.875%

at 2.250 pts
30 day lock rate

Est payment: $2,744

Fees in APR: $6,858

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 417490

2.393%

09/28/2021

2.125%

at 1.250 pts
30 day lock rate

Est payment: $2,778

Fees in APR: $3,921

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 1168
State Lic # 11309

2.158%

09/28/2021

1.875%

at 1.250 pts
45 day lock rate

Est payment: $2,744

Fees in APR: $4,163

Direct Lender. Billions Funded.

10 years Fixed
NMLS # 6606

2.177%

09/28/2021

2.000%

at 0.875 pts
30 day lock rate

Est payment: $2,761

Fees in APR: $2,586

Direct lender specializing in helping you save money on your home loan.

10 years Fixed
NMLS # 417490

2.438%

09/28/2021

2.250%

at 0.875 pts
30 day lock rate

Est payment: $2,795

Fees in APR: $2,745

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 2890
State Lic # 13256

1.999%

09/28/2021

1.750%

at 1.250 pts
30 day lock rate

Est payment: $2,727

Fees in APR: $3,657

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

10 years Fixed
NMLS # 417490

2.322%

09/28/2021

1.750%

at 2.875 pts
30 day lock rate

Est payment: $2,727

Fees in APR: $8,466

Let Flagstar Bank find the right mortgage solution for you.

7 years ARM
NMLS # 424182

2.500%

09/28/2021

2.500%

at -0.125 pts
45 day lock rate

Est payment: $1,186

Fees in APR: ($441)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years ARM
NMLS # 424182

2.447%

09/28/2021

2.375%

at 1.000 pts
45 day lock rate

Est payment: $1,166

Fees in APR: $2,880

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years ARM
NMLS # 424182

2.357%

09/28/2021

2.250%

at 1.500 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $4,314

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years ARM
NMLS # 424182

2.271%

09/28/2021

2.125%

at 2.000 pts
45 day lock rate

Est payment: $1,128

Fees in APR: $5,898

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years ARM
NMLS # 424182

2.537%

09/28/2021

2.500%

at 0.500 pts
45 day lock rate

Est payment: $1,186

Fees in APR: $1,455

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years ARM
NMLS # 424182

2.625%

09/28/2021

2.625%

at -0.125 pts
45 day lock rate

Est payment: $1,205

Fees in APR: ($381)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

7 years ARM
NMLS # 424182

2.390%

09/28/2021

2.375%

at 0.250 pts
45 day lock rate

Est payment: $1,166

Fees in APR: $600

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

7 years ARM
NMLS # 424182

2.295%

09/28/2021

2.250%

at 0.625 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $1,791

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

7 years ARM
NMLS # 424182

2.203%

09/28/2021

2.125%

at 1.000 pts
45 day lock rate

Est payment: $1,128

Fees in APR: $3,135

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years Fixed
NMLS # 1168
State Lic # 11309

2.147%

09/28/2021

1.990%

at 0.625 pts
45 day lock rate

Est payment: $2,760

Fees in APR: $2,303

Direct Lender. Billions Funded.

10 years Fixed
NMLS # 2890
State Lic # 13256

1.969%

09/28/2021

1.875%

at 0.500 pts
30 day lock rate

Est payment: $2,744

Fees in APR: $1,377

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 2890
State Lic # 13256

2.344%

09/28/2021

2.125%

at 2.000 pts
30 day lock rate

Est payment: $1,536

Fees in APR: $6,165

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 6606

2.604%

09/28/2021

2.375%

at 2.125 pts
30 day lock rate

Est payment: $1,572

Fees in APR: $6,381

Direct lender specializing in helping you save money on your home loan.

20 years Fixed
NMLS # 424182

2.375%

09/28/2021

2.125%

at 2.375 pts
45 day lock rate

Est payment: $1,536

Fees in APR: $7,032

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 6606

2.577%

09/28/2021

2.375%

at 1.875 pts
30 day lock rate

Est payment: $1,572

Fees in APR: $5,631

Direct lender specializing in helping you save money on your home loan.

20 years Fixed
NMLS # 417490

2.819%

09/28/2021

2.625%

at 1.750 pts
30 day lock rate

Est payment: $1,609

Fees in APR: $5,352

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 2890
State Lic # 13256

1.964%

09/28/2021

1.750%

at 1.500 pts
30 day lock rate

Est payment: $1,897

Fees in APR: $4,644

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 424182

2.411%

09/28/2021

2.250%

at 1.500 pts
45 day lock rate

Est payment: $1,554

Fees in APR: $4,494

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

20 years Fixed
NMLS # 1168
State Lic # 11309

2.567%

09/28/2021

2.375%

at 1.625 pts
45 day lock rate

Est payment: $1,572

Fees in APR: $5,348

Direct Lender. Billions Funded.

20 years Fixed
NMLS # 1168
State Lic # 11309

2.525%

09/28/2021

2.250%

at 2.375 pts
45 day lock rate

Est payment: $1,554

Fees in APR: $7,709

Direct Lender. Billions Funded.

20 years Fixed
NMLS # 417490

2.776%

09/28/2021

2.500%

at 2.500 pts
30 day lock rate

Est payment: $1,590

Fees in APR: $7,671

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 417490

2.505%

09/28/2021

2.500%

at 0.000 pts
30 day lock rate

Est payment: $2,829

Fees in APR: $63

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 424182

2.034%

09/28/2021

2.000%

at 0.125 pts
45 day lock rate

Est payment: $2,761

Fees in APR: $492

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years Fixed
NMLS # 6606

2.190%

09/28/2021

2.125%

at 0.375 pts
30 day lock rate

Est payment: $2,778

Fees in APR: $945

Direct lender specializing in helping you save money on your home loan.

10 years Fixed
NMLS # 6606

2.250%

09/28/2021

2.250%

at 0.000 pts
30 day lock rate

Est payment: $2,795

Fees in APR: None

Direct lender specializing in helping you save money on your home loan.

10 years Fixed
NMLS # 1168
State Lic # 11309

2.150%

09/28/2021

2.125%

at 0.000 pts
45 day lock rate

Est payment: $2,778

Fees in APR: $359

Direct Lender. Billions Funded.

10 years Fixed
NMLS # 424182

2.125%

09/28/2021

2.125%

at -0.375 pts
45 day lock rate

Est payment: $2,778

Fees in APR: ($1,269)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

10 years Fixed
NMLS # 417490

2.625%

09/28/2021

2.625%

at -0.375 pts
30 day lock rate

Est payment: $2,846

Fees in APR: ($1,209)

Let Flagstar Bank find the right mortgage solution for you.

10 years Fixed
NMLS # 2890
State Lic # 13256

2.000%

09/28/2021

2.000%

at -0.250 pts
30 day lock rate

Est payment: $2,761

Fees in APR: ($750)

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

20 years Fixed
NMLS # 2890
State Lic # 13256

2.389%

09/28/2021

2.250%

at 1.250 pts
30 day lock rate

Est payment: $1,554

Fees in APR: $3,882

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

15 years Fixed
NMLS # 1168
State Lic # 11309

2.078%

09/28/2021

1.875%

at 1.250 pts
45 day lock rate

Est payment: $1,914

Fees in APR: $4,385

Direct Lender. Billions Funded.

30 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.715%

09/28/2021

2.625%

at 1.125 pts
30 day lock rate

Est payment: $1,205

Fees in APR: $3,558

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

30 years Fixed
NMLS # 424182

2.716%

09/28/2021

2.625%

at 1.250 pts
45 day lock rate

Est payment: $1,205

Fees in APR: $3,588

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

30 years Fixed
NMLS # 417490

3.095%

09/28/2021

2.990%

at 1.375 pts
30 day lock rate

Est payment: $1,264

Fees in APR: $4,053

Let Flagstar Bank find the right mortgage solution for you.

30 years Fixed
NMLS # 3030

3.488%

09/28/2021

3.375%

at 1.000 pts
30 day lock rate

Est payment: $1,327

Fees in APR: $4,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

30 years Fixed
NMLS # 6606

2.948%

09/28/2021

2.875%

at 1.000 pts
30 day lock rate

Est payment: $1,245

Fees in APR: $2,820

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 3030

3.081%

09/28/2021

2.990%

at 0.750 pts
30 day lock rate

Est payment: $1,264

Fees in APR: $3,500

From the lender: We can close your loan in less than a month!

30 years Fixed
NMLS # 2890
State Lic # 13256

2.686%

09/28/2021

2.625%

at 0.750 pts
30 day lock rate

Est payment: $1,205

Fees in APR: $2,397

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

30 years Fixed
NMLS # 330511

3.071%

09/28/2021

3.000%

at 0.875 pts
30 day lock rate

Est payment: $1,265

Fees in APR: $2,730

30 years Fixed
NMLS # 6606

2.860%

09/28/2021

2.750%

at 1.375 pts
30 day lock rate

Est payment: $1,225

Fees in APR: $4,278

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 1168
State Lic # 11309

2.748%

09/28/2021

2.625%

at 1.500 pts
45 day lock rate

Est payment: $1,205

Fees in APR: $4,841

Direct Lender. Billions Funded.

30 years Fixed
NMLS # 174457

3.022%

09/28/2021

2.875%

at 1.875 pts
45 day lock rate

Est payment: $1,245

Fees in APR: $5,709

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

30 years Fixed
NMLS # 2948

2.898%

09/28/2021

2.750%

at 1.875 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $5,799

The Nation's Most Referable Lender

30 years Fixed
NMLS # 417490

3.029%

09/28/2021

2.875%

at 2.000 pts
30 day lock rate

Est payment: $1,245

Fees in APR: $5,964

Let Flagstar Bank find the right mortgage solution for you.

30 years Fixed
NMLS # 2890
State Lic # 13256

2.631%

09/28/2021

2.500%

at 1.750 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $5,202

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

30 years Fixed
NMLS # 6606

2.878%

09/28/2021

2.750%

at 1.625 pts
30 day lock rate

Est payment: $1,225

Fees in APR: $5,028

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 330511

2.989%

09/28/2021

2.875%

at 1.500 pts
30 day lock rate

Est payment: $1,245

Fees in APR: $4,407

30 years Fixed
NMLS # 3030

3.139%

09/28/2021

2.990%

at 1.500 pts
30 day lock rate

Est payment: $1,264

Fees in APR: $5,750

The Better Business Bureau gives Quicken Loans and A+ for customer service.

30 years Fixed
NMLS # 10287

3.024%

09/28/2021

2.875%

at 1.625 pts
45 day lock rate

Est payment: $1,245

Fees in APR: $5,785

30 years Fixed
NMLS # 2948

3.048%

09/28/2021

2.990%

at 0.750 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $2,226

The Nation's Most Referable Lender

30 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.745%

09/28/2021

2.690%

at 0.750 pts
30 day lock rate

Est payment: $1,216

Fees in APR: $2,172

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

30 years Fixed
NMLS # 3030

3.523%

09/28/2021

3.500%

at -0.125 pts
30 day lock rate

Est payment: $1,348

Fees in APR: $875

From the lender: We can close your loan in less than a month!

30 years Fixed
NMLS # 2948

3.125%

09/28/2021

3.125%

at -0.125 pts
45 day lock rate

Est payment: $1,286

Fees in APR: ($207)

The Nation's Most Referable Lender

30 years Fixed
NMLS # 1168
State Lic # 11309

2.884%

09/28/2021

2.875%

at 0.000 pts
45 day lock rate

Est payment: $1,245

Fees in APR: $347

Direct Lender. Billions Funded.

30 years Fixed
NMLS # 174457

3.250%

09/28/2021

3.250%

at -0.125 pts
45 day lock rate

Est payment: $1,306

Fees in APR: ($405)

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

30 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.875%

09/28/2021

2.875%

at -0.125 pts
30 day lock rate

Est payment: $1,245

Fees in APR: ($450)

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

30 years Fixed
NMLS # 3030

3.878%

09/28/2021

3.875%

at -0.375 pts
30 day lock rate

Est payment: $1,411

Fees in APR: $125

The Better Business Bureau gives Quicken Loans and A+ for customer service.

30 years Fixed
NMLS # 10287

3.250%

09/28/2021

3.250%

at -0.375 pts
45 day lock rate

Est payment: $1,306

Fees in APR: ($149)

30 years Fixed
NMLS # 424182

2.875%

09/28/2021

2.875%

at -0.250 pts
45 day lock rate

Est payment: $1,245

Fees in APR: ($741)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

30 years Fixed
NMLS # 417490

3.250%

09/28/2021

3.250%

at 0.000 pts
30 day lock rate

Est payment: $1,306

Fees in APR: ($72)

Let Flagstar Bank find the right mortgage solution for you.

30 years Fixed
NMLS # 2890
State Lic # 13256

2.750%

09/28/2021

2.750%

at 0.000 pts
30 day lock rate

Est payment: $1,225

Fees in APR: ($54)

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

30 years Fixed
NMLS # 174457

3.167%

09/28/2021

3.125%

at 0.500 pts
45 day lock rate

Est payment: $1,286

Fees in APR: $1,611

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

30 years Fixed
NMLS # 417490

3.168%

09/28/2021

3.125%

at 0.500 pts
30 day lock rate

Est payment: $1,286

Fees in APR: $1,632

Let Flagstar Bank find the right mortgage solution for you.

30 years Fixed
NMLS # 1168
State Lic # 11309

2.810%

09/28/2021

2.750%

at 0.625 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $2,342

Direct Lender. Billions Funded.

30 years Fixed
NMLS # 6606

3.035%

09/28/2021

3.000%

at 0.500 pts
30 day lock rate

Est payment: $1,265

Fees in APR: $1,365

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 10287

3.180%

09/28/2021

3.125%

at 0.375 pts
45 day lock rate

Est payment: $1,286

Fees in APR: $2,101

30 years Fixed
NMLS # 6606

3.125%

09/28/2021

3.125%

at 0.000 pts
30 day lock rate

Est payment: $1,286

Fees in APR: None

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 330511

3.136%

09/28/2021

3.125%

at 0.125 pts
30 day lock rate

Est payment: $1,286

Fees in APR: $405

30 years Fixed
NMLS # 424182

2.780%

09/28/2021

2.750%

at 0.375 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $1,155

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

30 years Fixed
NMLS # 424182

2.653%

09/28/2021

2.500%

at 2.000 pts
45 day lock rate

Est payment: $1,186

Fees in APR: $6,066

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

30 years Fixed
NMLS # 1168
State Lic # 11309

2.688%

09/28/2021

2.500%

at 2.375 pts
45 day lock rate

Est payment: $1,186

Fees in APR: $7,460

Direct Lender. Billions Funded.

15 years Fixed
NMLS # 3030

2.898%

09/28/2021

2.750%

at 0.625 pts
30 day lock rate

Est payment: $2,036

Fees in APR: $3,125

The Better Business Bureau gives Quicken Loans and A+ for customer service.

15 years Fixed
NMLS # 10287

2.503%

09/28/2021

2.375%

at 0.625 pts
45 day lock rate

Est payment: $1,983

Fees in APR: $2,740

15 years Fixed
NMLS # 1168
State Lic # 11309

2.107%

09/28/2021

1.990%

at 0.625 pts
45 day lock rate

Est payment: $1,930

Fees in APR: $2,525

Direct Lender. Billions Funded.

15 years Fixed
NMLS # 6606

2.304%

09/28/2021

2.240%

at 0.500 pts
30 day lock rate

Est payment: $1,964

Fees in APR: $1,368

Direct lender specializing in helping you save money on your home loan.

15 years Fixed
NMLS # 424182

2.058%

09/28/2021

2.000%

at 0.375 pts
45 day lock rate

Est payment: $1,931

Fees in APR: $1,242

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

15 years Fixed
NMLS # 2890
State Lic # 13256

2.011%

09/28/2021

2.000%

at 0.125 pts
30 day lock rate

Est payment: $1,931

Fees in APR: $243

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

15 years Fixed
NMLS # 417490

2.523%

09/28/2021

2.500%

at 0.125 pts
30 day lock rate

Est payment: $2,001

Fees in APR: $489

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 330511

2.425%

09/28/2021

2.375%

at 0.375 pts
30 day lock rate

Est payment: $1,983

Fees in APR: $1,053

15 years Fixed
NMLS # 174457

2.480%

09/28/2021

2.375%

at 0.750 pts
45 day lock rate

Est payment: $1,983

Fees in APR: $2,223

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

15 years Fixed
NMLS # 417490

2.482%

09/28/2021

2.375%

at 0.750 pts
30 day lock rate

Est payment: $1,983

Fees in APR: $2,274

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 6606

2.235%

09/28/2021

2.100%

at 1.000 pts
30 day lock rate

Est payment: $1,945

Fees in APR: $2,892

Direct lender specializing in helping you save money on your home loan.

15 years Fixed
NMLS # 417490

2.427%

09/28/2021

2.250%

at 1.250 pts
30 day lock rate

Est payment: $1,966

Fees in APR: $3,783

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 6606

2.193%

09/28/2021

2.000%

at 1.375 pts
30 day lock rate

Est payment: $1,931

Fees in APR: $4,158

Direct lender specializing in helping you save money on your home loan.

15 years Fixed
NMLS # 2948

2.259%

09/28/2021

2.125%

at 1.000 pts
45 day lock rate

Est payment: $1,948

Fees in APR: $2,877

The Nation's Most Referable Lender

15 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.005%

09/28/2021

1.875%

at 0.875 pts
30 day lock rate

Est payment: $1,914

Fees in APR: $2,808

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

15 years Fixed
NMLS # 2890
State Lic # 13256

1.985%

09/28/2021

1.875%

at 0.750 pts
30 day lock rate

Est payment: $1,914

Fees in APR: $2,376

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

15 years Fixed
NMLS # 330511

2.369%

09/28/2021

2.250%

at 0.875 pts
30 day lock rate

Est payment: $1,966

Fees in APR: $2,544

15 years Fixed
NMLS # 3030

2.808%

09/28/2021

2.625%

at 0.875 pts
30 day lock rate

Est payment: $2,019

Fees in APR: $3,875

From the lender: We can close your loan in less than a month!

15 years Fixed
NMLS # 1168
State Lic # 11309

2.152%

09/28/2021

2.125%

at 0.000 pts
45 day lock rate

Est payment: $1,948

Fees in APR: $584

Direct Lender. Billions Funded.

15 years Fixed
NMLS # 3030

3.050%

09/28/2021

2.990%

at 0.000 pts
30 day lock rate

Est payment: $2,071

Fees in APR: $1,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

30 years Fixed
NMLS # 424182

2.577%

09/28/2021

2.375%

at 2.750 pts
45 day lock rate

Est payment: $1,166

Fees in APR: $8,079

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

30 years Fixed
NMLS # 2890
State Lic # 13256

2.581%

09/28/2021

2.375%

at 2.750 pts
30 day lock rate

Est payment: $1,166

Fees in APR: $8,244

Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

30 years Fixed
NMLS # 3030

3.119%

09/28/2021

2.875%

at 2.750 pts
30 day lock rate

Est payment: $1,245

Fees in APR: $9,500

From the lender: We can close your loan in less than a month!

30 years Fixed
NMLS # 2948

2.829%

09/28/2021

2.625%

at 2.750 pts
45 day lock rate

Est payment: $1,205

Fees in APR: $8,067

The Nation's Most Referable Lender

30 years Fixed
NMLS # 417490

2.946%

09/28/2021

2.750%

at 2.500 pts
30 day lock rate

Est payment: $1,225

Fees in APR: $7,686

Let Flagstar Bank find the right mortgage solution for you.

30 years Fixed
NMLS # 10287

2.949%

09/28/2021

2.750%

at 2.375 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $7,819

30 years Fixed
NMLS # 6606

2.813%

09/28/2021

2.625%

at 2.500 pts
30 day lock rate

Est payment: $1,205

Fees in APR: $7,437

Direct lender specializing in helping you save money on your home loan.

30 years Fixed
NMLS # 174457

2.944%

09/28/2021

2.750%

at 2.500 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $7,596

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

30 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.539%

09/28/2021

2.315%

at 3.000 pts
30 day lock rate

Est payment: $1,157

Fees in APR: $8,991

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

15 years Fixed
NMLS # 1168
State Lic # 11309

2.250%

09/28/2021

2.250%

at -0.500 pts
45 day lock rate

Est payment: $1,966

Fees in APR: ($943)

Direct Lender. Billions Funded.

15 years Fixed
NMLS # 424182

2.125%

09/28/2021

2.125%

at -0.125 pts
45 day lock rate

Est payment: $1,948

Fees in APR: ($519)

FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available

15 years Fixed
NMLS # 3030

2.934%

09/28/2021

2.875%

at 0.000 pts
30 day lock rate

Est payment: $2,054

Fees in APR: $1,250

From the lender: We can close your loan in less than a month!

15 years Fixed
NMLS # 6606

2.350%

09/28/2021

2.350%

at 0.000 pts
30 day lock rate

Est payment: $1,980

Fees in APR: None

Direct lender specializing in helping you save money on your home loan.

15 years Fixed
NMLS # 1764611
State Lic # ML-1764611

2.125%

09/28/2021

2.125%

at -0.250 pts
30 day lock rate

Est payment: $1,948

Fees in APR: ($912)

Welcome to the award-winning digital mortgage marketplace that helps you shop for the best rate and makes the home purchase or refinance process painless.

15 years Fixed
NMLS # 2948

2.490%

09/28/2021

2.490%

at -0.375 pts
45 day lock rate

Est payment: $1,999

Fees in APR: ($1,005)

The Nation's Most Referable Lender

15 years Fixed
NMLS # 10287

2.625%

09/28/2021

2.625%

at -0.375 pts
45 day lock rate

Est payment: $2,019

Fees in APR: ($440)

15 years Fixed
NMLS # 174457

2.625%

09/28/2021

2.625%

at -0.375 pts
45 day lock rate

Est payment: $2,019

Fees in APR: ($1,095)

Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.

15 years Fixed
NMLS # 417490

2.625%

09/28/2021

2.625%

at -0.375 pts
30 day lock rate

Est payment: $2,019

Fees in APR: ($1,038)

Let Flagstar Bank find the right mortgage solution for you.

15 years Fixed
NMLS # 330511

2.319%

09/28/2021

2.125%

at 1.375 pts
30 day lock rate

Est payment: $1,948

Fees in APR: $4,176

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Author: Brian McKay

February 4th, 2016

Expect Lower Mortgage Rates in Coming Weeks

Rate Tables

Banking Articles

Average Mortgage Rates

Mortgage Calculator

Banking & Finance Information