Ditech Jumbo Mortgage Rates 4.545 Percent

Ditech is offering jumbo mortgage rates with a 4.545 percent annual percentage yield (APR). The 4.545 percent jumbo mortgage rate is for their 5/1 Libor adjustable rate mortgage (ARM).

With a 5/1 ARM you lock in the current rate for 5 years then the rate adjusts every year after. Rates change constantly, check Ditech's website for more current mortgage rates.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2006915

License: 60DBO-149268

5.582%

15-Year Fixed

5.375%

$5,417

Includes 0.868 points for $3,472

Lender Fees: $1,945

$3,242 /mo

Next >

NMLS #401822

5.661%

15-Year Fixed

5.375%

$7,500

Includes 0.875 points for $3,500

Lender Fees: $4,000

$3,242 /mo

Next >

NMLS #1025894

5.667%

15-Year Fixed

5.490%

$4,616

Includes 0.979 points for $3,916

Lender Fees: $700

$3,267 /mo

Next >

NMLS #2326098

License: 60DBO-181478

5.718%

15-Year Fixed

5.500%

$5,853

Includes 0.975 points for $3,900

Lender Fees: $1,953

$3,269 /mo

Next >

NMLS #2059741

5.728%

15-Year Fixed

5.500%

$5,960

Includes 0.990 points for $3,960

Lender Fees: $2,000

$3,269 /mo

Next >

NMLS #1835285

5.741%

15-Year Fixed

5.625%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,295 /mo

Next >

NMLS #757416

5.746%

15-Year Fixed

5.625%

$3,136

Includes 0.784 points for $3,136

Lender Fees: $0

$3,295 /mo

Next >

NMLS #2627028

5.820%

15-Year Fixed

5.625%

$5,171

Includes 0.970 points for $3,880

Lender Fees: $1,291

$3,295 /mo

Next >

NMLS #2326098

License: 60DBO-181478

6.505%

5-Year ARM

6.375%

$5,641

Includes 0.922 points for $3,688

Lender Fees: $1,953

$2,496 /mo

Next >

NMLS #2006915

License: 60DBO-149268

6.507%

5-Year ARM

6.375%

$5,565

Includes 0.905 points for $3,620

Lender Fees: $1,945

$2,496 /mo

Next >

NMLS #1835285

6.572%

30-Year Fixed

6.500%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$2,529 /mo

Next >

NMLS #757416

6.589%

30-Year Fixed

6.500%

$3,696

Includes 0.924 points for $3,696

Lender Fees: $0

$2,529 /mo

Next >

NMLS #1835285

6.590%

5-Year ARM

6.500%

$3,740

Includes 0.935 points for $3,740

Lender Fees: $0

$2,529 /mo

Next >

NMLS #2561451

6.600%

30-Year Fixed

6.490%

$4,655

Includes 0.665 points for $2,660

Lender Fees: $1,995

$2,526 /mo

Next >

NMLS #2006915

License: 60DBO-149268

6.618%

30-Year Fixed

6.500%

$4,945

Includes 0.750 points for $3,000

Lender Fees: $1,945

$2,529 /mo

Next >

NMLS #2059741

6.628%

30-Year Fixed

6.490%

$5,772

Includes 0.943 points for $3,772

Lender Fees: $2,000

$2,526 /mo

Next >

NMLS #1025894

6.727%

30-Year Fixed

6.625%

$4,204

Includes 0.876 points for $3,504

Lender Fees: $700

$2,562 /mo

Next >

NMLS #399799

6.728%

30-Year Fixed

6.625%

$4,416

Includes 0.772 points for $3,088

Lender Fees: $1,328

$2,562 /mo

Next >

NMLS #2627028

6.729%

30-Year Fixed

6.625%

$4,391

Includes 0.775 points for $3,100

Lender Fees: $1,291

$2,562 /mo

Next >

NMLS #401822

6.758%

30-Year Fixed

6.625%

$5,495

Includes 0.875 points for $3,500

Lender Fees: $1,995

$2,562 /mo

Next >

NMLS #2326098

License: 60DBO-181478

6.839%

30-Year Fixed

6.750%

$3,825

Includes 0.468 points for $1,872

Lender Fees: $1,953

$2,595 /mo

Next >

NMLS #3030

6.889%

15-Year Fixed

6.750%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$3,540 /mo

Next >

NMLS #3030

7.602%

30-Year Fixed

7.500%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$2,797 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Ditech is offering 5/1 jumbo mortgage rates for home loan amounts from $417,001 up to $1,000,000 on owner-occupied single-family residential properties.

This jumbo mortgage rate assumes a loan in the amount of  $650,001.00 with 1.775 discount points, a down payment of 35% or greater, and a minimum credit score of 731. Ditech has mortgage brokers available to talk to you live 24 hours a day, 7 days a week. They even claimed to have closed on Christmas Day and New Years Day.

Ditech makes applying for a mortgage very easy, they have an online tool which allows you to sign all loan documents "virtually. For the home loan documents you need to actually sign they will send a notary right to your home or office.

Ditech also offers the following mortgages

30 Year Fixed Rate Mortgage- Traditional fixed rate mortgage, with as little as a 3.5 percent down payment

FHA Mortgage - As little as a 3.5 percent down payment, allowed 2 years after a bankruptcy, allowed 3 years after a foreclosure, less then perfect credit okay, self employed okay.

Flexible 30 year fixed mortgage - You can make interest only or interest and principal payments for the first ten years with no negative amortization

"Equity Build SM" mortgage - You save thousand of dollars in interest by making accelerated principal payments

Adjustable Rate Mortgages - 3/1 ARM, 5/1 ARM and 7/1 ARM

All mortgage applications are sent to GMAC Bank, Ditech is acting as a mortgage broker for the mortgage products they offer.