Current Wells Fargo Mortgage Rates

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current-wells-fargo-mortgage-ratesWells Fargo Bank of San Francisco, California, is advertising some of the best mortgage rates that are just above the national average for similar mortgage products.

Wells Fargo Bank is currently advertising a conforming 30-year fixed mortgage rate of 5.25 percent. Today's national average for a 30-year mortgage is 5.22 percent. Wells Fargo is also offering a 30-year fixed FHA mortgage rate of 5.50 percent.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.821%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/05/2020
at 2.250 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $12,828
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.886%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/05/2020
at 1.500 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $10,353
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.958%
2.750%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/05/2020
at 0.750 pts
60 day lock rate
Est payment: $1,225
Fees in APR: $8,166
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
3.037%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/05/2020
at 0.125 pts
60 day lock rate
Est payment: $1,245
Fees in APR: $6,309
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
3.156%
3.000%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/05/2020
at 0.000 pts
60 day lock rate
Est payment: $1,265
Fees in APR: $6,000
Put your money where you need it sooner.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






The bank is also advertising a conventional 15-year fixed rate mortgage that is currently under 5.00 percent at 4.75 percent. The national average mortgage rate for a 15-year mortgage is 4.63 percent.

For conforming adjustable mortgage rates the bank is offering a rate of 4.25 percent for a five-year adjustable rate mortgage which is lower than the national average rate. The current mortgage rate for a 5-year ARM is 4.35 percent today.  The bank is also advertising a conforming FHA 5-year ARM with a rate of 4.125 percent.

Their jumbo mortgage rates are also very competitive, today's mortgage rate for a 30-year jumbo loan is at  6.25 percent, just above the national average rate of 5.14 percent for a 30-year jumbo mortgage. The 5-year jumbo adjustable mortgage rate is at 5.25 percent today, the national average rate is currently at  5.16 percent.

Conventional mortgage loan limits have been raised in certain metropolitan areas to assist home buyers and help the housing market. Wells Fargo lists rates for these ares, the loan amounts are higher than the traditional loan limits but are not considered jumbo mortgages because of the change.

Mortgage rates for larger mortgage amounts in federally designated eligible areas are higher than traditional conventional rates but lower than jumbo mortgage rates, current mortgage rates for a 30-year loan is 5.375 percent. 30-year FHA mortgage rates are at 5.50 percent and five-year ARMs are at 4.50 percent.
 
Author: Brian McKay
August 22nd, 2009