Current Mortgage Rates September 18, 2009
Current Adjustable Mortgage RatesAverage shorter term adjustable rate mortgages are also down. Conforming one-year adjustable mortgage rates are at 4.34 percent, down from 4.48 percent set on Monday. 3-year conforming adjustable rate mortgages are down to 4.46 percent, down from Monday's rate of 4.65 percent. Lender
APR / Rate
Fees / Points
Payment
 NMLS #2059741
4.767%
15-Year Fixed
4.625%
$3,788
Includes 0.947 points for $3,788
Lender Fees: $0
$3,086 /mo
 NMLS #2473786
4.778%
15-Year Fixed
4.625%
$4,075
Includes 0.745 points for $2,980
Lender Fees: $1,095
$3,086 /mo
 NMLS #1025894
4.881%
15-Year Fixed
4.750%
$3,468
Includes 0.867 points for $3,468
Lender Fees: $0
$3,112 /mo
 NMLS #757416
4.897%
15-Year Fixed
4.750%
$3,908
Includes 0.977 points for $3,908
Lender Fees: $0
$3,112 /mo
 NMLS #324599
License: 324599
4.900%
15-Year Fixed
4.750%
$4,070
Includes 0.750 points for $3,000
Lender Fees: $1,070
$3,112 /mo
 NMLS #1954591
License: 60DBO-113383
4.921%
15-Year Fixed
4.750%
$4,599
Includes 0.873 points for $3,492
Lender Fees: $1,107
$3,112 /mo
NMLS #2473786
4.972%
5-Year ARM
4.875%
$4,487
Includes 0.848 points for $3,392
Lender Fees: $1,095
$2,117 /mo
 NMLS #1928741
4.980%
15-Year Fixed
4.875%
$2,788
Includes 0.697 points for $2,788
Lender Fees: $0
$3,138 /mo
 NMLS #1312186
5.026%
15-Year Fixed
4.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,138 /mo
 NMLS #6606
5.139%
15-Year Fixed
4.990%
$3,936
Includes 0.984 points for $3,936
Lender Fees: $0
$3,162 /mo
NMLS #1312186
5.338%
5-Year ARM
5.250%
$3,952
Includes 0.988 points for $3,952
Lender Fees: $0
$2,209 /mo
NMLS #1954591
License: 60DBO-113383
5.472%
5-Year ARM
5.375%
$4,375
Includes 0.817 points for $3,268
Lender Fees: $1,107
$2,240 /mo
NMLS #324599
License: 324599
5.482%
5-Year ARM
5.375%
$4,838
Includes 0.942 points for $3,768
Lender Fees: $1,070
$2,240 /mo
NMLS #2059741
5.571%
30-Year Fixed
5.490%
$3,580
Includes 0.895 points for $3,580
Lender Fees: $0
$2,269 /mo
NMLS #2473786
5.586%
30-Year Fixed
5.490%
$4,239
Includes 0.786 points for $3,144
Lender Fees: $1,095
$2,269 /mo
NMLS #324599
License: 324599
5.613%
30-Year Fixed
5.500%
$5,070
Includes 1.000 points for $4,000
Lender Fees: $1,070
$2,272 /mo
NMLS #757416
5.689%
30-Year Fixed
5.625%
$2,804
Includes 0.701 points for $2,804
Lender Fees: $0
$2,303 /mo
NMLS #1928741
5.697%
30-Year Fixed
5.625%
$3,184
Includes 0.796 points for $3,184
Lender Fees: $0
$2,303 /mo
NMLS #1025894
5.811%
30-Year Fixed
5.750%
$2,664
Includes 0.666 points for $2,664
Lender Fees: $0
$2,335 /mo
NMLS #1312186
5.842%
30-Year Fixed
5.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,335 /mo
NMLS #1954591
License: 60DBO-113383
5.853%
30-Year Fixed
5.750%
$4,539
Includes 0.858 points for $3,432
Lender Fees: $1,107
$2,335 /mo
NMLS #6606
5.961%
30-Year Fixed
5.875%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$2,367 /mo
 NMLS #399799
5.971%
30-Year Fixed
5.875%
$4,315
Includes 0.747 points for $2,988
Lender Fees: $1,327
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Average conventional 5-year adjustable rate mortgages are up to 4.30 percent, up from Monday's average mortgage rate of 4.26 percent. 5-year jumbo ARMs are averaging 5.16 percent, down from Monday's average rate of 5.22 percent. Current mortgage rates for a conforming 7-year ARM is at 4.65 percent, down from 4.87 percent set earlier this week. The average jumbo 7/1 mortgage rate is currently at 5.89 percent, up from Monday's rate of 5.84 percent. Conforming 10-year mortgage rates are averaging 5.11 percent, unchanged from Monday's average 10-year mortgage rate. The average jumbo 10/1 adjustable rate mortgage is at 6.08 percent, up from Monday's average rate of 6.06 percent. Explore Other Mortgage and Refinance Offers
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Current mortgage rates are lower as 10-year 
