Current Mortgage Rates September 18, 2009
Current Adjustable Mortgage RatesAverage shorter term adjustable rate mortgages are also down. Conforming one-year adjustable mortgage rates are at 4.34 percent, down from 4.48 percent set on Monday. 3-year conforming adjustable rate mortgages are down to 4.46 percent, down from Monday's rate of 4.65 percent. Lender
APR / Rate
Fees / Points
Payment
 NMLS #1835285
5.315%
15-Year Fixed
5.125%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,190 /mo
 NMLS #401822
5.554%
15-Year Fixed
5.250%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,216 /mo
 NMLS #2059741
5.626%
15-Year Fixed
5.490%
$3,536
Includes 0.884 points for $3,536
Lender Fees: $0
$3,267 /mo
 NMLS #1025894
5.756%
15-Year Fixed
5.625%
$3,404
Includes 0.676 points for $2,704
Lender Fees: $700
$3,295 /mo
 NMLS #6606
5.884%
15-Year Fixed
5.740%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,320 /mo
NMLS #1835285
6.356%
30-Year Fixed
6.250%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,463 /mo
NMLS #1835285
6.513%
5-Year ARM
6.375%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,496 /mo
NMLS #2059741
6.569%
30-Year Fixed
6.490%
$3,312
Includes 0.828 points for $3,312
Lender Fees: $0
$2,526 /mo
NMLS #1025894
6.721%
30-Year Fixed
6.625%
$3,956
Includes 0.814 points for $3,256
Lender Fees: $700
$2,562 /mo
NMLS #401822
6.770%
30-Year Fixed
6.625%
$5,995
Includes 1.000 points for $4,000
Lender Fees: $1,995
$2,562 /mo
 NMLS #3030
6.889%
15-Year Fixed
6.750%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,540 /mo
NMLS #6606
6.960%
30-Year Fixed
6.875%
$3,468
Includes 0.867 points for $3,468
Lender Fees: $0
$2,628 /mo
NMLS #3030
7.589%
30-Year Fixed
7.500%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,797 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Average conventional 5-year adjustable rate mortgages are up to 4.30 percent, up from Monday's average mortgage rate of 4.26 percent. 5-year jumbo ARMs are averaging 5.16 percent, down from Monday's average rate of 5.22 percent. Current mortgage rates for a conforming 7-year ARM is at 4.65 percent, down from 4.87 percent set earlier this week. The average jumbo 7/1 mortgage rate is currently at 5.89 percent, up from Monday's rate of 5.84 percent. Conforming 10-year mortgage rates are averaging 5.11 percent, unchanged from Monday's average 10-year mortgage rate. The average jumbo 10/1 adjustable rate mortgage is at 6.08 percent, up from Monday's average rate of 6.06 percent. Explore Other Mortgage and Refinance Offers
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Thirty Year Fixed Rate Mortgages Should be as Low as 2.60 Percent Says Fed
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Current mortgage rates are lower as 10-year 
