Current Mortgage Rates Decline Today: Fixed Conforming 30 Year Mortgage Rates Averaging 3.55 Percent
mortgage rates are lower today after heading higher almost every day last week. Fixed conforming 30 year mortgage rates today are averaging 3.55 percent, a decline from an average 30 year mortgage rate of 3.68 percent. You can find lenders advertising mortgage rates and refinance rates below the averages. Right now on our 30 year refinance rates list for Fort Lauderdale, Florida, there are lenders offering rates at 3.38 percent.
Current mortgage rates on 15 year conventional home loans are also lower today. Average 15 year mortgage rates are at 2.91 percent, down from an average 15 year mortgage rate of 2.98 percent. Average 15 year mortgage rates spent most of the past week above 3.00 percent but fell below that level when bond yields plunged late last week. Currently on our 15 year refinance rates list for Atlanta, Georgia, there are lenders offering 15 year refi rates as low 2.63 percent.
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Today's mortgage rates on 30 year jumbo loans are averaging 4.23 percent, a decline from an average 30 year jumbo mortgage rate of 4.28 percent. If the Fed starts another round of quantitative easing we could see 30 year jumbo mortgage interest rates move below 4.00 percent. The all-time record low jumbo mortgage rate is 4.09 percent.
You can find jumbo mortgage rates and refinance rates below the current national average of 4.23 percent. Right now on our jumbo refinance rates list for Los Angeles, California, there are lenders offering 30 year jumbo refi rates at 3.75 percent, which is below the average 30 year jumbo mortgage rate in California which is at 4.22 percent.
Mortgage rates current on 15 year jumbo mortgage loans are averaging 3.43 percent, down from an average 15 year jumbo rate of 3.46 percent. Right now on our 15 year jumbo refinance rate list for the state of New York there are lenders offering rates below the average. In fact the lowest available rate is from Emery Federal Credit Union at 3.00 percent. Wow, what an incredibly low jumbo rate.
Current mortgage rates today on 5 year adjustable conforming loans and 5 year adjustable jumbo mortgage loans are also lower. Today's mortgage rates on 5 year adjustable conventional mortgages are at 2.88 percent, a decline from an average 5 year adjustable mortgage rate of 2.91 percent.
Right now on our 5 year adjustable refinance rates list for Chicago, Illinois, there are lenders offering rates below the average of 2.88 percent. The lowest 5 year adjustable refi rate available on our list is at an very low rate of 1.88 percent with 2 mortgage points.
Average 5 year jumbo adjustable mortgage rates are at 2.81 percent today, a decline from an average 5 year jumbo rate of 2.85 percent. Currently on our 5 year jumbo refi rates list for Austin, Texas, Citi is offering 5 year jumbo refinancing rates at 2.63 percent with zero points.
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