Current Mortgage Rates Unchanged – 10 Year Bond at 3.45 Percent

Current mortgage rates are unchanged at 5.28 percent today as 10-year U.S. Treasury Notes are down to 3.45 percent. Home mortgage rates have stabilized since the recent run up in mortgage interest rates a few weeks ago.

Since then mortgage rates have come down from a recent high in interest rates of 5.51 percent set August 10, 2009.

Searching for the Best Mortgage Rates? Use our Mortgage Rate Tables to Find Mortgage Interest Rates in Your Zip Code

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

5.032%

15-Year Fixed

4.875%

$4,155

Includes 0.765 points for $3,060

Lender Fees: $1,095

$3,138 /mo

Next >

NMLS #1085173

5.037%

15-Year Fixed

4.875%

$4,370

Includes 0.750 points for $3,000

Lender Fees: $1,370

$3,138 /mo

Next >

NMLS #757416

5.139%

15-Year Fixed

4.990%

$3,932

Includes 0.983 points for $3,932

Lender Fees: $0

$3,162 /mo

Next >

NMLS #1067

5.144%

15-Year Fixed

5.000%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,164 /mo

Next >

NMLS #2059741

5.191%

15-Year Fixed

4.990%

$5,316

Includes 0.829 points for $3,316

Lender Fees: $2,000

$3,162 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.307%

15-Year Fixed

5.125%

$4,851

Includes 0.936 points for $3,744

Lender Fees: $1,107

$3,190 /mo

Next >

NMLS #2473786

5.350%

5-Year ARM

5.250%

$4,499

Includes 0.851 points for $3,404

Lender Fees: $1,095

$2,209 /mo

Next >

NMLS #1312186

5.365%

15-Year Fixed

5.250%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,216 /mo

Next >

NMLS #6606

5.385%

15-Year Fixed

5.240%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,214 /mo

Next >

NMLS #1701910

5.432%

15-Year Fixed

5.375%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$3,242 /mo

Next >

NMLS #1025894

5.503%

15-Year Fixed

5.375%

$3,348

Includes 0.662 points for $2,648

Lender Fees: $700

$3,242 /mo

Next >

NMLS #1312186

5.837%

5-Year ARM

5.750%

$3,792

Includes 0.948 points for $3,792

Lender Fees: $0

$2,335 /mo

Next >

NMLS #2561451

5.858%

30-Year Fixed

5.750%

$4,738

Includes 0.997 points for $3,988

Lender Fees: $750

$2,335 /mo

Next >

NMLS #1085173

5.859%

5-Year ARM

5.750%

$4,826

Includes 0.864 points for $3,456

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #1085173

5.871%

30-Year Fixed

5.750%

$5,370

Includes 1.000 points for $4,000

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #2473786

5.935%

30-Year Fixed

5.875%

$2,587

Includes 0.373 points for $1,492

Lender Fees: $1,095

$2,367 /mo

Next >

NMLS #1067

5.956%

30-Year Fixed

5.875%

$3,504

Includes 0.876 points for $3,504

Lender Fees: $0

$2,367 /mo

Next >

NMLS #757416

5.963%

30-Year Fixed

5.875%

$3,824

Includes 0.956 points for $3,824

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.984%

5-Year ARM

5.875%

$4,795

Includes 0.922 points for $3,688

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #2059741

6.005%

30-Year Fixed

5.875%

$5,632

Includes 0.908 points for $3,632

Lender Fees: $2,000

$2,367 /mo

Next >

NMLS #1312186

6.093%

30-Year Fixed

6.000%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$2,399 /mo

Next >

NMLS #399799

6.115%

30-Year Fixed

6.000%

$5,116

Includes 0.947 points for $3,788

Lender Fees: $1,328

$2,399 /mo

Next >

NMLS #1025894

6.200%

30-Year Fixed

6.125%

$3,196

Includes 0.624 points for $2,496

Lender Fees: $700

$2,431 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.202%

30-Year Fixed

6.125%

$3,343

Includes 0.559 points for $2,236

Lender Fees: $1,107

$2,431 /mo

Next >

NMLS #6606

6.217%

30-Year Fixed

6.125%

$3,908

Includes 0.977 points for $3,908

Lender Fees: $0

$2,431 /mo

Next >

NMLS #1701910

6.285%

30-Year Fixed

6.250%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$2,463 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Mortgage Rate Tables

Current 30-year mortgage rates

Today's conforming 30-year rate mortgages are at 5.28 percent, unchanged from yesterday rate but up from 5.21 percent earlier this week. Chase Bank is currently offering a conforming 30-year mortgage rate of 4.875 percent with 2.00 discount points, not a bad deal if you plan on staying in your home a long time. On a $500,000 home loan 2.00 discount points will cost you an additional $10,000 which can be rolled into closing costs.

Current mortgage rates for a 15-year conventional loan are at 4.69 percent, also unchanged from yesterday's rate. 15-year mortgage rates have been in a tight range of 4.50 percent to 4.85 percent for the past two months. On June 22, 15-year interest rates were over 5.00 percent at 5.15 percent. Since then rates have come down and stabilized in the current range.

Current Jumbo Mortgage Rates

30-year Jumbo Rate Mortgages:

Current jumbo rate mortgages are at 6.11 percent, down slightly from the 6.14 jumbo rate set earlier this week. Fixed Jumbo interest rates have been hovering in a range of 6.10 percent to 6.40 percent for the past two months. Today's jumbo rates are not much lower than they are back in June of this year, a high of 6.55 was set on June 22, 2009.

15-year Jumbo Mortgage Rates:

15-year jumbo mortgage rates currently are at 5.73 percent, down from a rate of  5.80 percent set on Monday. The recent high which was also set on June 22, 2009 was 6.39 percent. Bank of America is currently advertising a 15-year jumbo mortgage rate of 5.375 percent with 0.875 points.

Find Current Mortgage Rates in your zip code by using our Mortgage Rate Tables:

Current Mortgage Rate Tables