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Competitive Mortgage Rates from eRates Mortgage

eRates Mortgage is quoting mortgage rates well below current average mortgage rates and is even offering some of the lowest refinance rates available in the rate database. For example, average 30 year conforming mortgage rates are at 3.68 percent today and eRates is offering 30 year rates at 3.375 percent.

You might not have heard of eRates Mortgage but they have been around before the internet was widely used. eRates was founded in Charlotte, North Carolina, in August of 1991 and has grown to now offer rates in 32 states. eRates is a direct-to-consumer lender and specializes in Conventional, FHA, & VA loans. eRates also offers jumbo loans up to $2,000,000.

15 year mortgage rates today are averaging 2.79 percent and eRates is currently quoting 15 year refinance rates well below the average. eRates is quoting 15 year conforming rates at 2.50 percent with 1.10 mortgage points. Paying points upfront on a loan allows the borrower to secure a lower rate. If you don't want to pay points, eRates is quoting 15 year rates at 2.875 percent with no points.

Today's 30 year jumbo mortgage rates are averaging 4.17 percent. eRates is quoting 30 year jumbo refinance rates well below the average at 3.50 percent with 1.10 mortgage points. You can see quotes from eRates Mortgage in your state by searching our database of rates.

Author: Brian McKay
April 29th, 2016