Bank of Oak Ridge Mortgage Rates

Bank of Oak Ridge mortgage rates are very low right now and beat most online mortgage rates today. 30 year mortgage rates at Bank of Oak Ridge are at 4.375 percent with 0.25 points and $853 in fees. 15 year mortgage rates from Bank of Oak Ridge are currently at 3.75 percent with no mortgage points and $853 in fees. Most other lenders' 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.

Adjustable mortgage rates from Bank of Oak Ridge are also some of the best rates available right now. 7 year adjustable mortgage rates are at 4.50 percent with 0.25 points and 5 year adjustable rates are currently quoted at 4.375 percent with 0.25 points.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 95816, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 3277

3.846%

5/23/2019

3.750%

at 0.100 pts
30 day lock rate

Est payment: $1,389.35

Fees in APR: $3,191

Thanks for the inquiry!

NMLS # 181005
(877) 223 - 8087

4.070%

5/23/2019

4.000%

at 0.100 pts
45 day lock rate

Est payment: $1,432.25

Fees in APR: $2,209

Thanks for the inquiry!

NMLS # 53112

3.798%

5/23/2019

3.710%

at 0.100 pts
30 day lock rate

Est payment: $1,382.55

Fees in APR: $2,910

Thanks for the inquiry!

NMLS # 423112

3.848%

5/23/2019

3.750%

at 0.625 pts
60 day lock rate

Est payment: $1,389.35

Fees in APR: $1,685

NMLS # 66247
State Lic # 603K498
(877) 388 - 7982

3.951%

5/23/2019

3.865%

at 0.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $2,819

Thank you for your inquiry, we will be in touch shortly.

NMLS # 3277

3.990%

5/23/2019

3.990%

at 0.000 pts
30 day lock rate

Est payment: $1,430.52

Fees in APR: None

Thanks for the inquiry!

NMLS # 181005
(877) 223 - 8087

4.255%

5/23/2019

4.250%

at 0.000 pts
45 day lock rate

Est payment: $1,475.82

Fees in APR: $181

Thanks for the inquiry!

NMLS # 423112

3.875%

5/23/2019

3.875%

at 0.000 pts
60 day lock rate

Est payment: $1,410.71

Fees in APR: None

NMLS # 53112

3.864%

5/23/2019

3.835%

at 0.000 pts
30 day lock rate

Est payment: $1,403.86

Fees in APR: $1,049

Thanks for the inquiry!

NMLS # 330511
State Lic # 6052748

4.000%

5/23/2019

4.000%

at 0.000 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: None

Thank you for your quote.

NMLS # 117375

3.896%

5/23/2019

3.875%

at 0.000 pts
30 day lock rate

Est payment: $1,410.71

Fees in APR: $773

Thank you for your inquiry!

NMLS # 66247
State Lic # 603K498
(877) 388 - 7982

4.017%

5/23/2019

3.990%

at 0.000 pts
30 day lock rate

Est payment: $1,430.52

Fees in APR: $983

Thank you for your inquiry, we will be in touch shortly.

NMLS # 423112

3.727%

5/23/2019

3.625%

at 1.250 pts
60 day lock rate

Est payment: $1,368.15

Fees in APR: None

NMLS # 53112

3.787%

5/23/2019

3.585%

at 1.100 pts
30 day lock rate

Est payment: $1,361.41

Fees in APR: $4,072

Thanks for the inquiry!

NMLS # 330511
State Lic # 6052748

3.789%

5/23/2019

3.625%

at 1.100 pts
30 day lock rate

Est payment: $1,368.15

Fees in APR: $2,668

Thank you for your quote.

NMLS # 66247
State Lic # 603K498
(877) 388 - 7982

3.800%

5/23/2019

3.615%

at 1.100 pts
30 day lock rate

Est payment: $1,366.47

Fees in APR: $3,452

Thank you for your inquiry, we will be in touch shortly.

San Diego County Credit Union

4.304%

5/22/2019

4.250%

at 0.500 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $434

LincolnWay Community Bank

4.030%

5/21/2019

4.000%

at 0.000 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $1,085

Bank of the West

4.544%

5/21/2019

4.500%

at 0.250 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $793

Raymond James Bank, NA

4.537%

5/21/2019

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $1,299

Union Bank

4.397%

5/23/2019

4.375%

at 0.000 pts
60 day lock rate

Est payment: $1,497.86

Fees in APR: $771

Schools First FCU

4.278%

5/20/2019

4.250%

at 0.000 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $995

First Tech Credit Union

4.025%

5/22/2019

4.000%

at 0.000 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $898

Star One Credit Union

3.878%

5/20/2019

3.875%

at 0.000 pts
45 day lock rate

Est payment: $1,410.71

Fees in APR: $105

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

To get the best deal on a home loan today, compare other online rates with Bank of Oak Ridge mortgage rates.

Author: Brian McKay

March 3rd, 2019

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