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Average Mortgage Rates Move Lower, Approaching Record Lows

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Average mortgage rates moved lower again this week and are now just above record lows set in November of last year. The catalysts sending mortgage rates lower this week were a weaker than expected retail sales report and a lower reading on consumer sentiment. As a result of the week economic data released, bond yields moved lower which in turn is sending mortgage rates lower.

Average Mortgage Rates Move Lower Near Record LowsMortgage rates today on 30 year conforming mortgage loans are averaging 3.52 percent, a decline from last week's average 30 year mortgage rate of 3.57 percent. Late last month, average 30 year mortgage interest rates were almost 20 basis points higher at 3.70 percent. This coming week we could see average 30 year rates fall below 3.50 percent.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.004%
3.990%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
08/04/2021
at -0.250 pts
30 day lock rate
Est payment: $1,431
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.131%
3.125%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
08/04/2021
at -0.250 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $232
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.875%
2.875%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
08/04/2021
at -0.250 pts
45 day lock rate
Est payment: $1,245
Fees in APR: ($624)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CashCall Mortgage
CashCall Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112532.gif
300000
Purchase
2.060%
1.750%
USD
CashCall Mortgage Logo
15 years Fixed
NMLS # 128231
08/04/2021
at 2.250 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $6,750
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.037%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
08/04/2021
at 2.125 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $6,243
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.284%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
08/04/2021
at 1.750 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $6,145
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.245%
1.875%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
08/04/2021
at 2.375 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $8,041
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.588%
2.250%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 2.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.445%
1.990%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 2.875 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.271%
2.125%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
08/04/2021
at 2.000 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $5,898
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.695%
2.625%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
08/04/2021
at 0.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $2,760
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.553%
2.250%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 1.750 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $6,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.530%
2.125%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 2.500 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $8,750
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.918%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 1.000 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $3,638
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.395%
2.250%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
08/04/2021
at 0.750 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $3,103
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.790%
2.625%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 0.750 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.824%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 0.500 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $1,608
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
1.814%
1.750%
USD
Beeline Loans, Inc. Logo
15 years Fixed
NMLS # 1799947
08/04/2021
at 0.500 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $1,383
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CashCall Mortgage
CashCall Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112532.gif
300000
Purchase
2.122%
2.000%
USD
CashCall Mortgage Logo
15 years Fixed
NMLS # 128231
08/04/2021
at 0.875 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $2,625
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.135%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
08/04/2021
at 1.000 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $2,919
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.075%
1.875%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
08/04/2021
at 1.500 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $4,323
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.167%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
08/04/2021
at 2.250 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $6,810
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.700%
2.500%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 1.000 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from CashCall Mortgage
CashCall Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112532.gif
300000
Purchase
2.083%
1.875%
USD
CashCall Mortgage Logo
15 years Fixed
NMLS # 128231
08/04/2021
at 1.500 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $4,500
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.750%
2.750%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at -0.250 pts
45 day lock rate
Est payment: $1,627
Fees in APR: ($100)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.875%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at -0.375 pts
30 day lock rate
Est payment: $2,744
Fees in APR: ($1,122)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.424%
2.125%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 2.625 pts
45 day lock rate
Est payment: $1,536
Fees in APR: $8,444
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.467%
2.250%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 1.875 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $6,083
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.505%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
08/04/2021
at 1.250 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $3,621
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.990%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at -0.375 pts
45 day lock rate
Est payment: $2,760
Fees in APR: ($457)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
1.750%
1.750%
USD
Beeline Loans, Inc. Logo
10 years Fixed
NMLS # 1799947
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $2,727
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.968%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.875 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $3,206
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.812%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 0.250 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $915
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.960%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.250 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $1,250
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.000%
2.000%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $2,761
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.517%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 1.125 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $3,965
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.246%
2.125%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 1.125 pts
30 day lock rate
Est payment: $1,536
Fees in APR: $3,384
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.657%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.125 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $887
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.375%
2.375%
USD
Beeline Loans, Inc. Logo
20 years Fixed
NMLS # 1799947
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,572
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.062%
2.000%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
08/04/2021
at 0.500 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $1,332
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.273%
2.250%
USD
Beeline Loans, Inc. Logo
20 years Fixed
NMLS # 1799947
08/04/2021
at 0.250 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $630
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.290%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 0.375 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $1,119
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.478%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
08/04/2021
at 1.000 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $2,871
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.581%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.625 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $2,243
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.551%
2.500%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
08/04/2021
at 0.500 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $1,419
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.375%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at -0.375 pts
30 day lock rate
Est payment: $1,572
Fees in APR: ($993)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.809%
2.750%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.949%
2.875%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
08/04/2021
at 0.625 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $2,866
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.458%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 0.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.790%
2.750%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
08/04/2021
at 0.500 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $1,551
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.777%
2.750%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
08/04/2021
at 0.375 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $1,044
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.570%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $2,771
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.439%
2.375%
USD
Beeline Loans, Inc. Logo
30 years Fixed
NMLS # 1799947
08/04/2021
at 0.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $2,556
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.869%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
08/04/2021
at 1.250 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $4,651
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.236%
3.125%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 1.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.694%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
08/04/2021
at 0.875 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,721
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.442%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 0.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $2,670
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.522%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 0.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $861
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.516%
2.500%
USD
Beeline Loans, Inc. Logo
30 years Fixed
NMLS # 1799947
08/04/2021
at 0.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $645
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.398%
3.375%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
08/04/2021
at -0.125 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.131%
3.125%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
08/04/2021
at -0.250 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $232
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.875%
2.875%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
08/04/2021
at -0.250 pts
45 day lock rate
Est payment: $1,245
Fees in APR: ($624)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.004%
3.990%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
08/04/2021
at -0.250 pts
30 day lock rate
Est payment: $1,431
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.875%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
08/04/2021
at -0.125 pts
45 day lock rate
Est payment: $1,245
Fees in APR: ($240)
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.635%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $374
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.764%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
08/04/2021
at 0.125 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $543
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.625%
2.625%
USD
Beeline Loans, Inc. Logo
30 years Fixed
NMLS # 1799947
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from CashCall Mortgage
CashCall Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112532.gif
300000
Purchase
2.604%
2.500%
USD
CashCall Mortgage Logo
30 years Fixed
NMLS # 128231
08/04/2021
at 1.375 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $4,125
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.498%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 1.500 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $4,928
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.875%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at -0.125 pts
30 day lock rate
Est payment: $1,914
Fees in APR: ($429)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.990%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at -0.125 pts
45 day lock rate
Est payment: $1,930
Fees in APR: ($22)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.734%
2.500%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
08/04/2021
at 2.875 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $9,319
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.571%
2.375%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
08/04/2021
at 2.625 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $7,854
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.917%
2.875%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
08/04/2021
at -0.125 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $875
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.524%
2.500%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
08/04/2021
at -0.125 pts
45 day lock rate
Est payment: $2,001
Fees in APR: $508
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
1.875%
1.875%
USD
Beeline Loans, Inc. Logo
15 years Fixed
NMLS # 1799947
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,914
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.100%
2.100%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
08/04/2021
at 0.000 pts
30 day lock rate
Est payment: $1,945
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.250%
2.250%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
08/04/2021
at -0.125 pts
45 day lock rate
Est payment: $1,966
Fees in APR: ($327)
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.568%
2.375%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
08/04/2021
at 2.625 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $7,737
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.100%
2.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 2.500 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $8,750
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.634%
2.500%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
08/04/2021
at 1.750 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,325
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.042%
2.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 1.750 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $6,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.378%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # MC-3098
08/04/2021
at 1.750 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $5,160
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.363%
2.250%
USD
Beeline Loans, Inc. Logo
30 years Fixed
NMLS # 1799947
08/04/2021
at 1.500 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $4,542
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.648%
2.500%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
08/04/2021
at 2.000 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,883
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.649%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
08/04/2021
at 2.000 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,922
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.964%
2.750%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 2.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $8,375
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.426%
2.250%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 2.250 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $7,100
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.178%
2.990%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
08/04/2021
at 2.000 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.953%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # MC-2462
08/04/2021
at 0.375 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $1,682
Direct Lender. Billions Funded.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Right now the best mortgage refinance rates available for 30 year loans are available in our database as low as 3.00 percent with points. The lowest refinance rates without points are still below the average rate at 3.25 percent. In Freddie Mac's rate survey this week, average 30 year conforming rates fell to 3.41 percent with 0.7 points, down from the prior week's average rate of 3.43 percent.  The all-time record low for average 30 year rates in Freddie Mac's survey are at 3.27 percent.

15 year conventional mortgage rates also fell this week, courtesy of weak consumer spending and sentiment. Average 15 year conforming rates are at 3.75 percent this week, a decline from the previous week's average 15 year rate of 3.80 percent. This coming week, average 15 year rates could fall below 3.70 percent but currently many lenders are already quoting 15 year refinancing rates below 3.70 percent.

Depending on the state you search for, you can find rates in our database with lenders quoting 15 year refi rates this week at 2.25 percent with 1 mortgage point. The lowest 15 year conventional refi rates without points in our database right now can be found as low as 2.375 percent - still well below the average rate.

Today's mortgage rates on 30 year jumbo mortgage loans are averaging 3.93 percent, down from the prior week's average 30 year jumbo mortgage rate of 3.97 percent.  If bond yields continue to decline, next week's average 30 year jumbo mortgage rates may fall below 3.85 percent. The best jumbo mortgage rates in our database are currently at 3.375 percent with no points.

Average 15 year jumbo refinance mortgage rates are at 3.33 percent, a decline from last week's average 15 year jumbo mortgage rate of 3.37 percent. The lowest 15 year jumbo refinance rates in our database are at 2.625 percent with 2 mortgage points and the lowest 15 year jumbo rates without points are at 2.875 percent.

Shorter term adjustable mortgage rates for both conforming and jumbo loans also moved lower this week. The average 5 year conforming adjustable mortgage rate is at 2.64 percent, down from last week's average rate of 2.66 percent. 5 year jumbo adjustable rates this week are averaging 2.89 percent, down from last week's average of 2.91 percent.

The lowest 5 year conventional adjustable refinance rates in our database right now are at 1.50 percent with 2 mortgage points and at 2.00 percent with zero points. The lowest 5 year jumbo adjustable refinance rates in our database today are at 2.00 percent with 2 mortgage points and at 2.125 percent with no points.
 
Author: Brian McKay
April 19th, 2013