Average Mortgage Rates Mixed This Week, Lowest 30 Year Rates Remain Under 4.00 Percent
mortgage rates today are averaging 4.15 percent, up from the previous week's average 30 year rate of 4.08 percent. During the past week, average 30 year rates hit a new low for 2014 at 4.00 percent.
Average mortgage rates on 30 year loans are slightly higher this week after hitting a new low for 2014. 30 year
Mortgage rates have been range-bound for most of 2014, hitting a high of 4.53 percent very early this year and a low of 4.00 percent recently. For the remainder of 2014, expect average 30 year rates to be in the range of 3.75 percent and 4.50 percent. Currently on the rate table, the best 30 year refinance rates are at 3.875 percent with points.
Lender
APR
Rate
Cost & Fees
Notes
Thank you for your inquiry! We look forward to working with you.
Thank you for your inquiry! We look forward to working with you.
Northwest Federal Credit Union
4.545%
2/13/2019
4.500%
at 0.500 pts
45 day lock rate Est payment: $1,520.06
Fees in APR: $79
State Department Federal Credit Union
4.557%
2/11/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $2,000
Santander Bank, N.A.
4.683%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $2,004
LincolnWay Community Bank
4.406%
2/12/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $1,085
Bank of Oak Ridge
4.304%
2/14/2019
4.250%
at 0.353 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $853
Armed Forces Bank, N.A.
4.904%
2/8/2019
4.875%
at 0.000 pts
30 day lock rate Est payment: $1,587.62
Fees in APR: $999
Apple Federal Credit Union
4.596%
2/13/2019
4.500%
at 1.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $352
Bank of America
4.326%
2/13/2019
4.250%
at 0.472 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $1,289
TD Bank, NA
4.403%
2/8/2019
4.375%
at 0.000 pts
45 day lock rate Est payment: $1,497.86
Fees in APR: $982
Citizens Bank, NA
4.665%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $1,408
Fulton Bank, NA
4.686%
2/12/2019
4.625%
at 0.375 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $1,007
Virginia Credit Union
4.547%
2/12/2019
4.500%
at 0.000 pts
45 day lock rate Est payment: $1,520.06
Fees in APR: $1,650
Raymond James Bank, NA
4.788%
2/12/2019
4.750%
at 0.000 pts
45 day lock rate Est payment: $1,564.94
Fees in APR: $1,299
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. This coming week, average rates will fall as a result of 10 year U.S. Treasury yields going down 10 basis points this morning. Yields are lower due to concerns of a slowing global economy and the possibility that the Eurozone may fall into recession. Safe-haven bids for low-risk U.S. government debt have sent 10 year bond yields to the lowest point since June 2013. ![]() Today's mortgage rates on 30 year jumbo loans are averaging 4.18 percent, down from the previous week's average 30 year jumbo rate of 4.29 percent. The best jumbo interest rates available right now are also below the average rate and below 4.00 percent. Checking on the rate table for the state of Maryland, the lowest jumbo rate at 3.75 percent with 1 mortgage point. 15 year jumbo mortgage rates today are averaging 3.90 percent, down from last week's average 15 year rate of 3.98 percent. The lowest 15 year jumbo rate available in Colorado is much lower than the average at 3.125 percent with 2 mortgage points. Average 5 year adjustable mortgage rates on conforming and jumbo loans are both lower this week. The current average 5/1 conforming ARM is at 3.19 percent, down from last week's average 5 year rate of 3.31 percent. The average 5 year jumbo ARM is also at 3.19 percent this week, a decline from an average rate of 3.25 percent last week. The best 5 year conforming ARM for Florida is at 2.40 percent with 1 mortgage point. The best 5 year jumbo ARM in Connecticut is at 2.50 percent with 2 mortgage points. |
Mortgage CalculatorBanking & Finance InformationPersonal Finance |