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AIG Bank Current Mortgage Rates

AIG Bank is advertising some of the best mortgage rates available today. The current advertised rate for a 30 year mortgage is 4.625 percent, which is lower than the current National Average Mortgage Rate reported by Monitor Bank Rates of 4.91 percent.

The bank's 30 year mortgage rate is also lower than the 4.83% mortgage interest rate reported in Freddie Mac's weekly Primary Mortgage Market Survey. AIG Bank is also advertising a very competitive 15 year mortgage rate of 4.25 percent, lower than the National Average Rate of 4.37 percent. The bank is also offering a $500 credit towards mortgage closing costs if you apply for a first mortgage (primary mortgage) before December 31, 2009 and close on that mortgage loan by June 30, 2010. AIG Bank is also offering a Home Equity Line of Credit (HELOC) promotion. You can get up to a $2,000 credit at closing to offset closing costs and the appraisal fee for a HELOC in first lien position, a home loan that is first in line to be repaid if you default. Most home equity loans and HELOCs are second in line over the primary mortgage if a home-owner defaults. You still can get up to a $1,000 credit towards closing costs for a second lien home equity line of credit loan.

AIG Bank Mortgage Rates and Promotion Closing Costs Offer

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Tomo Mortgage, LLC.
NMLS #2059741
4.764%
15-Year Fixed
4.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$3,086 /mo
Future First Lending
NMLS #2126430
4.764%
15-Year Fixed
4.625%
$3,695
Includes 0.625 points for $2,500
Lender Fees: $1,195
$3,086 /mo
Home Simply
NMLS #2473786
4.779%
15-Year Fixed
4.625%
$4,119
Includes 0.756 points for $3,024
Lender Fees: $1,095
$3,086 /mo
Bison State Bank
NMLS #757416
4.894%
15-Year Fixed
4.750%
$3,836
Includes 0.959 points for $3,836
Lender Fees: $0
$3,112 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
4.930%
15-Year Fixed
4.750%
$4,839
Includes 0.933 points for $3,732
Lender Fees: $1,107
$3,112 /mo
Home Simply
NMLS #2473786
4.972%
5-Year ARM
4.875%
$4,451
Includes 0.839 points for $3,356
Lender Fees: $1,095
$2,117 /mo
Future First Lending
NMLS #2126430
4.983%
5-Year ARM
4.875%
$4,951
Includes 0.939 points for $3,756
Lender Fees: $1,195
$2,117 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
4.987%
15-Year Fixed
4.875%
$2,960
Includes 0.740 points for $2,960
Lender Fees: $0
$3,138 /mo
Zoom Loans
NMLS #1312186
5.007%
15-Year Fixed
4.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,138 /mo
New American Funding, LLC.
NMLS #6606
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,190 /mo
Zoom Loans
NMLS #1312186
5.336%
5-Year ARM
5.250%
$3,868
Includes 0.967 points for $3,868
Lender Fees: $0
$2,209 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.480%
5-Year ARM
5.375%
$4,723
Includes 0.904 points for $3,616
Lender Fees: $1,107
$2,240 /mo
Tomo Mortgage, LLC.
NMLS #2059741
5.573%
30-Year Fixed
5.490%
$3,700
Includes 0.925 points for $3,700
Lender Fees: $0
$2,269 /mo
Future First Lending
NMLS #2126430
5.583%
30-Year Fixed
5.500%
$3,695
Includes 0.625 points for $2,500
Lender Fees: $1,195
$2,272 /mo
Home Simply
NMLS #2473786
5.587%
30-Year Fixed
5.490%
$4,295
Includes 0.800 points for $3,200
Lender Fees: $1,095
$2,269 /mo
Bison State Bank
NMLS #757416
5.687%
30-Year Fixed
5.625%
$2,744
Includes 0.686 points for $2,744
Lender Fees: $0
$2,303 /mo
Filo Mortgage, L.L.C.
NMLS #1928741
5.700%
30-Year Fixed
5.625%
$3,296
Includes 0.824 points for $3,296
Lender Fees: $0
$2,303 /mo
Zoom Loans
NMLS #1312186
5.842%
30-Year Fixed
5.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,335 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.861%
30-Year Fixed
5.750%
$4,895
Includes 0.947 points for $3,788
Lender Fees: $1,107
$2,335 /mo
New American Funding, LLC.
NMLS #6606
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
 
Author: Brian McKay
November 20th, 2009

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