30 Year Mortgage Rates Hit New Low for 2014Average 30 year conforming mortgage rates fell to a new low this year, following 10 year bond yields lower. The current average 30 year mortgage rate is at 3.92 percent, down from last week's average 30 year rate of 3.98 percent. The prior low for 2014 was at 3.93 percent set on October 23. Rates will continue to move lower this coming week because 10 year bond yields have fallen 7 basis points this morning to 2.16 percent. 30 year rates are averaging 3.92 percent but you can find lenders quoting 30 year refinance rates below the average. The lowest 30 year rate in the database right now are at 3.75 percent with 2 mortgage points.
Current mortgage rates on 30 year jumbo loans are averaging 4.15 percent, a decline from the prior week's average 30 year jumbo rate of 4.20 percent. The 2014 low for average 30 year jumbo rates was 4.13 percent, also set back on October 23. 30 year jumbo rates will also make a new 2014 low this coming week, with rates likely falling towards 4.05 percent. The best 30 year jumbo refinance rates available in the database are currently at 3.50 percent with 0.75 mortgage points. The best 30 year jumbo refi rate without points is also below the average at 3.75 percent. Average 15 year jumbo mortgage rates hit a new 2014 low this week. 15 year jumbo mortgage rates are currently averaging 3.72 percent, down from the previous week's average 15 year jumbo mortgage rate of 3.79 percent. The best 15 year jumbo rates available in the database are at 3.00 percent with 0.88 points and at 3.25 percent with zero mortgage points. 5 year adjustable conforming mortgage rates are averaging 3.10 percent, a decline from last week's average 5 year adjustable rate of 3.20 percent. The lowest 5 year adjustable refi rate in the database is at 2.40 percent with 1 mortgage point and at 2.65 percent with no points. Today's mortgage rates on 5 year jumbo adjustable loans are averaging 3.48 percent, down from last week's average 5 year jumbo adjustable rate of 3.51 percent. The best 5 year jumbo adjustable refinancing rates available are at 2.625 percent with no mortgage points.
Lender
APR / Rate
Payment
Fees and Points
 NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
NMLS #401822
6.782%
30-Year Fixed
6.625%
$2,562 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
 NMLS #2184
7.133%
15-Year Fixed
6.990%
$3,594 /mo
$3,556
Includes 0.889 points for $3,556
Lender Fees: $0
 NMLS #1907
7.154%
15-Year Fixed
6.875%
$3,568 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
 NMLS #1984206
License: MB-1984206
7.206%
15-Year Fixed
7.000%
$3,596 /mo
$5,388
Includes 0.824 points for $3,296
Lender Fees: $2,092
NMLS #1907
7.425%
30-Year Fixed
7.250%
$2,729 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
NMLS #2184
7.582%
30-Year Fixed
7.490%
$2,795 /mo
$3,608
Includes 0.902 points for $3,608
Lender Fees: $0
NMLS #1984206
License: MB-1984206
7.993%
30-Year Fixed
7.875%
$2,901 /mo
$4,756
Includes 0.666 points for $2,664
Lender Fees: $2,092
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates September 27, 2023The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. |
Banking ArticlesAverage Mortgage RatesMortgage CalculatorBanking & Finance InformationPersonal Finance |
Mortgage rates today
