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30 Year Mortgage Rates Down 0.12% on China Stock Market Fears

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The recent run up in mortgage rates has reversed this week as a result of the Chinese stock market plunge. Average conforming 30 year mortgage rates are down 12 basis points to 4.04 percent. There is a chance that average 30 year rates will fall back below 4.00 percent this week.

You may be wondering why something happening in China is affecting mortgage rates in the United States. Mortgage rates are not directly affected by stock prices in China but are indirectly affected. Whenever there is uncertainly in the markets around the world, investors flock to the safety of U.S. Treasuries. The same thing happened this month when investors feared a Grexit. Earlier this month we posted an article on how the crisis in Greece was affecting mortgage rates: Greek Crisis Sends Mortgage Rates Lower this Week.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($602)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.756%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $239
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.582%
2.125%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.875 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.113%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 2.625 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $7,899
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.353%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 2.250 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $7,633
 
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
3.000%
3.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 0.000 pts
45 day lock rate
Est payment: $1,265
Fees in APR: ($45)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.674%
2.250%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $9,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.242%
2.125%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 1.625 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $4,746
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.875%
2.875%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $1,646
Fees in APR: ($676)
Direct Lender. Billions Funded.
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.155%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 2.125 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $6,309
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.714%
2.375%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 2.000 pts
30 day lock rate
Est payment: $1,983
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.446%
2.375%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/14/2021
at 0.875 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $2,811
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.987%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.500 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $5,138
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.373%
2.250%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $2,625
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.808%
2.625%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.516%
2.375%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 0.750 pts
45 day lock rate
Est payment: $1,983
Fees in APR: $3,004
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.214%
2.125%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 0.625 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $1,899
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.020%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.875 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $3,125
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.911%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.125 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $3,501
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.787%
2.500%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 1.625 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $6,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,683
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.175%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at 1.250 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $3,774
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.398%
2.125%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at 1.625 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $5,881
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.763%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $360
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.575%
2.250%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.875 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $9,134
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.783%
2.500%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $7,875
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.623%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.125 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $6,908
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.842%
2.625%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 2.000 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $6,000
 
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.875%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at -0.250 pts
30 day lock rate
Est payment: $2,744
Fees in APR: ($705)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.993%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.125 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $47
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.012%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.125 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $3,863
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.843%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.500 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $1,365
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.001%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.500 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $1,847
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,795
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.682%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.500 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $5,051
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.395%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $4,053
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.797%
2.750%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.250 pts
45 day lock rate
Est payment: $1,627
Fees in APR: $1,274
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.018%
2.990%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 0.250 pts
30 day lock rate
Est payment: $1,663
Fees in APR: $750
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.519%
2.500%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $516
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.898%
2.750%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $3,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.440%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $1,809
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.944%
2.875%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 0.625 pts
30 day lock rate
Est payment: $1,646
Fees in APR: $1,875
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.887%
2.750%
USD
Neighbors Bank Logo
20 years Fixed
NMLS # 491986
06/14/2021
at 1.250 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $3,750
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.753%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.000 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $3,527
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
102.564%
101.767%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $25,442
Fees in APR: $2,349
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.052%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.250 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $1,322
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.696%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 0.750 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $2,798
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.809%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,295
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.342%
3.250%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.750 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $3,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.064%
3.000%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 0.500 pts
45 day lock rate
Est payment: $1,265
Fees in APR: $2,446
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.943%
2.875%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 0.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,625
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.488%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.741%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 1.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $4,557
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.401%
3.250%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $5,750
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.731%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $4,182
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.600%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.375 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,951
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.019%
2.990%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 0.375 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $1,125
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.901%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 0.375 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,005
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.756%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $239
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
3.125%
3.125%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($375)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
3.000%
3.000%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at -0.250 pts
45 day lock rate
Est payment: $1,265
Fees in APR: ($621)
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($602)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.160%
4.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,454
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.645%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.250 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $777
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.889%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/14/2021
at 0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $531
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.533%
3.500%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.875%
2.750%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 1.625 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $4,875
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.905%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $6,055
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.000%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at -0.250 pts
30 day lock rate
Est payment: $1,931
Fees in APR: ($594)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.625%
2.625%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $2,019
Fees in APR: ($104)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $1,948
Fees in APR: ($568)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.375%
2.375%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/14/2021
at -0.375 pts
45 day lock rate
Est payment: $1,983
Fees in APR: ($1,101)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.500%
2.500%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at -0.125 pts
30 day lock rate
Est payment: $2,001
Fees in APR: ($375)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.428%
2.375%
USD
Neighbors Bank Logo
15 years Fixed
NMLS # 491986
06/14/2021
at 0.375 pts
30 day lock rate
Est payment: $1,983
Fees in APR: $1,125
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.185%
3.125%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,090
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.934%
2.875%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/14/2021
at 0.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.226%
2.990%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $9,125
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.445%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 2.625 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $7,857
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.168%
2.990%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 1.875 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.765%
2.625%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 1.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,511
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.650%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 1.875 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,975
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.511%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,460
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.090%
2.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/14/2021
at 2.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $8,375
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.680%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/14/2021
at 2.375 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $7,176
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.844%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/14/2021
at 2.625 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,662
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Neighbors Bank
Neighbors Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112539.gif
300000
Purchase
2.815%
2.625%
USD
Neighbors Bank Logo
30 years Fixed
NMLS # 491986
06/14/2021
at 2.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $7,500
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.567%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/14/2021
at 2.375 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $7,688
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.941%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/14/2021
at 0.500 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $1,431
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Weekly Mortgage Rate Report July 28 2015Any time U.S. Treasury price go up or down, the yield changes in the other direction. When investors buy Treasuries, prices move up and yields move lower. Lenders set mortgage rates to U.S. Treasury yields, so when yields decline, mortgage rates also decline.

All of the economic uncertainly in the world this year has benefited homeowners who financed or will finance the purchase of a home. At the beginning of 2015, average 30 year mortgage rates were forecast to hit 5.00 percent by the end of the year. The closer we get to the end of the year, the less likely we will see 5.00 percent rates.

A more likely scenario for 30 year mortgage rates is for rates to stay near current levels for the rest of the year. On the low end, rates could stay under 4.00 percent but on the high end rates could move up around 4.50 percent. Right now there are many lenders in our rate database quoting 30 year refinance rates below 4.00 percent.

Average 30 year rates are down considerably this week but average 15 year rates remain unchanged. The current average 15 year conforming rate is at 3.15 percent. 15 year rates will also fall this week, probably ending the week near 3.05 percent.

Average Mortgage Rates July 28 201530 year jumbo mortgage rates are averaging 4.31 percent, down from last week's average 30 year jumbo rate of 4.62 percent. A 31 basis point decline in average rates is one of the largest declines I have ever seen. Occasionally lenders are slow to lower rates, so the large decline might be a holdover from the past several days.

Mortgage rates today on 15 year jumbo loans are averaging 3.89 percent, down from the previous week's average 15 year jumbo rate of 4.01 percent. The best 15 year jumbo refinance rates in our database are much lower at 3.25 percent.
 
Author: Brian McKay
July 28th, 2015