15 Year Mortgage Rates Under 4.50%Mortgage rates dropped again this past week. Rates for 15-year mortgages are now under 4.50 percent and 30-year mortgage rates stayed under 5 percent. Freddie Mac's survey this week showed rates for 30-year fixed rate mortgages fell 0.6 percent to 4.82 percent from 4.88 percent. Mortgage rates for 15-year fixed rate mortgages also fell from 4.54 percent to 4.48 percent. Five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) averaged 4.88 percent this week, down from last week when it averaged 4.93 percent. For one-year Treasury-indexed ARMs average rate went up this past week to 4.91 percent from last week's average of 4.83 percent. Freddie Mac's vice president Frank Nothaft had the following comments "Mortgage rates on fixed-rate loans and some ARM products eased this week. "The housing industry is starting to exhibit some positive signs, albeit scarce and too early to tell how permanent". Lender
APR / Rate
Fees / Points
Payment
 NMLS #2059741
4.764%
15-Year Fixed
4.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$3,086 /mo
 NMLS #2473786
4.779%
15-Year Fixed
4.625%
$4,119
Includes 0.756 points for $3,024
Lender Fees: $1,095
$3,086 /mo
 NMLS #757416
4.894%
15-Year Fixed
4.750%
$3,836
Includes 0.959 points for $3,836
Lender Fees: $0
$3,112 /mo
NMLS #2473786
4.972%
5-Year ARM
4.875%
$4,451
Includes 0.839 points for $3,356
Lender Fees: $1,095
$2,117 /mo
 NMLS #1928741
4.987%
15-Year Fixed
4.875%
$2,960
Includes 0.740 points for $2,960
Lender Fees: $0
$3,138 /mo
 NMLS #1312186
5.007%
15-Year Fixed
4.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,138 /mo
 NMLS #6606
5.260%
15-Year Fixed
5.125%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,190 /mo
NMLS #1312186
5.336%
5-Year ARM
5.250%
$3,868
Includes 0.967 points for $3,868
Lender Fees: $0
$2,209 /mo
NMLS #2059741
5.573%
30-Year Fixed
5.490%
$3,700
Includes 0.925 points for $3,700
Lender Fees: $0
$2,269 /mo
NMLS #2473786
5.587%
30-Year Fixed
5.490%
$4,295
Includes 0.800 points for $3,200
Lender Fees: $1,095
$2,269 /mo
NMLS #757416
5.687%
30-Year Fixed
5.625%
$2,744
Includes 0.686 points for $2,744
Lender Fees: $0
$2,303 /mo
NMLS #1928741
5.700%
30-Year Fixed
5.625%
$3,296
Includes 0.824 points for $3,296
Lender Fees: $0
$2,303 /mo
NMLS #1312186
5.842%
30-Year Fixed
5.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,335 /mo
NMLS #6606
5.958%
30-Year Fixed
5.875%
$3,592
Includes 0.898 points for $3,592
Lender Fees: $0
$2,367 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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