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Virtual Bank CD Rates

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Virtual Bank is advertising several different types of CD rates. Virtual Bank is advertising Regular CD rates, eCD rates and Institutional CD rates. In addition to those CD rates the bank is also featuring a 3 month eCD rate. The current 3 month CD rate is 0.70 percent with an annual percentage yield of 0.70 percent. The minimum opening certificate of deposit balance is $10,000 for all CD accounts at Virtural Bank.

Searching for the best CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates in your area.



The best CD rates currently available at the bank are their eCD rates. On average the eCD rates are 0.05 to 0.10 percent higher than the regular CD rates. The lowest CD rates are on the bank's Institutional CD rates. The current 12 month Institutional CD rate is only 0.90 percent which is a lot lower than the 12 month eCD rate of 1.40 percent.

Regular CD Rates

  • 1 Month CD Rates 0.30% APY 0.30%

  • 2 Month CD Rates 0.35% APY 0.35%

  • 3 Month CD Rates 0.60% APY 0.60%

  • 6 Month CD Rates 0.90% APY 0.90%

  • 9 Month CD Rates 0.90% APY 0.90%

  • 12 Month CD Rates 1.30% APY 1.31%

  • 18 Month CD Rates 1.30% APY 1.31%

  • 2 Year CD Rates 1.60% APY 1.61%

  • 3 Year CD Rates 1.95% APY 1.97%

  • 4 Year CD Rates 2.25% APY 2.28%

  • 5 Year CD Rates 2.60% APY 2.63%


eCD Rates

  • 1 Month CD Rates 0.35% APY 0.35%

  • 2 Month CD Rates 0.40% APY 0.40%

  • 3 Month CD Rates 0.70% APY 0.70%

  • 6 Month CD Rates 1.00% APY 1.01%

  • 9 Month CD Rates 1.00% APY 1.o1%

  • 12 Month CD Rates 1.40% APY 1.41%

  • 18 Month CD Rates 1.40% APY 1.41%

  • 2 Year CD Rates 1.70% APY 1.71%

  • 3 Year CD Rates 2.05% APY 2.07%

  • 4 Year CD Rates 2.35% APY 2.38%

  • 5 Year CD Rates 2.70% APY 2.73%


Institutional CD Rates

  • 1 Month CD Rates 0.20% APY 0.20%

  • 2 Month CD Rates 0.25% APY 0.25%

  • 3 Month CD Rates 0.55% APY 0.55%

  • 6 Month CD Rates 0.70% APY 0.70%

  • 9 Month CD Rates 0.70% APY 0.70%

  • 12 Month CD Rates 0.90% APY 0.90%

  • 18 Month CD Rates 0.95% APY 0.95%

  • 2 Year CD Rates 1.25% APY 1.26%

  • 3 Year CD Rates 1.40% APY 1.41%

  • 4 Year CD Rates 1.55% APY 1.56%

  • 5 Year CD Rates 1.95% APY 1.97%


For a current list of Virtual Bank's CD interest rates visit virtualbank.com. To compare bank CD rates and credit union CD rates from several financial institutions visit MonitorBankRates.com.
 
Author: Brian McKay
July 7th, 2010