Verity Credit Union Current CD Rates

Verity Credit Union of Seattle, Washington, is advertising regular share certificates of deposit and their "Savers" certificates of deposit. Regular share certificates of deposit range in terms of 3 months to 60 months and Savers certificates of deposit have terms of 6 months and 12 months. The credit union doesn't have the best CD rates available right now but their rates are competitive with the current national average CD rates.

The credit union's highest CD rate is on their 5 year certificate of deposit with balances of $75,000 or more. The current CD rate is 2.42 percent with an annual percentage yield (APY) of 2.45 percent. That rate beats the current national average 5 year CD rate of 2.31 percent.

Current CD Rates and APY

Balances of $1,000 to $24,999

  • 3 month rate 0.45% APY 0.45%
  • 6 month rate 0.80% APY 0.80%
  • 12 month rate 1.05% APY 1.05%
  • 24 month rate 1.44% APY 1.45%
  • 36 month rate 1.83% APY 1.85%
  • 60 month rate 2.33% APY 2.35%

Balances of $25,000 to $74,999

  • 3 month rate 0.50% APY 0.50%
  • 6 month rate 0.85% APY 0.85%
  • 12 month rate 1.09% APY 1.10%
  • 24 month rate 1.49% APY 1.50%
  • 36 month rate 1.88% APY 1.90%
  • 60 month rate 2.37% APY 2.40%

Balances of $25,000 to $74,999

  • 3 month rate 0.50% APY 0.50%
  • 6 month rate 0.90% APY 0.90%
  • 12 month rate 1.14% APY 1.15%
  • 24 month rate 1.49% APY 1.50%
  • 36 month rate 1.88% APY 1.90%
  • 60 month rate 2.37% APY 2.40%

Balances of $75,000 and up (Jumbo CD Rates)

  • 3 month rate 0.55% APY 0.55%
  • 6 month rate 0.90% APY 0.90%
  • 12 month rate 1.15% APY 1.15%
  • 24 month rate 1.54% APY 1.55%
  • 36 month rate 1.93% APY 1.95%
  • 60 month rate 2.42% APY 2.45%

Savers CDs balances of $100 and above

  • 6 month rate 0.80% APY 0.80%
  • 12 month rate 1.05% APY 1.05%

All certificates are insured by the National Credit Union Administration (NCUA). For current CD rates and more information about Verity Credit Union go to veritycu.com or call (800) 444-4589.

 
Author: Brian McKay
April 19th, 2010