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Tompkins Mahopac Bank CD Rates

Tomkins Mahopac Bank CD Rates

Tompkins Mahopac Bank CD rates are not the best CD rates available, but the bank’s 14-month and 36-month CD rates are very competitive. Tompkins Mahopac Bank is headquartered in Mahopac, NY and was established in 1927. Mahopac Bank has 14 locations all in the state of New York. The best deal on a certificate of deposit right now is on the 14-month CD rate at Mahopac Bank. The current 14-month CD rate from Tompkins Mahopac Bank is at 1.50 percent. The second-best deal is on the bank’s 36-month CD at 1.60 percent. The 36-month CD is a bump up CD which gives you the option to have the rate increased which can be quite beneficial. Besides these two attractive CD rates, the bank also offers many other CD accounts ranging in terms from 3 months to 60 months. If you’re interested in opening an account, you get more information here:

Tomkins Mahopac Bank Rates

Tompkins Mahopac Bank CD Summary

  • Open Now

  • Type of Account: Certificate of Deposit

  • Best Deal: 1.50% 14-Month CD

  • Special Rates: 14-Month 1.50% and 36-Month bump up 1.60%

  • Opening Balance: $1,000

All Rates:

  • 1-month to 9-Month 0.05%

  • 12-month 0.20%

  • 14-month 1.50%

  • 18-month 0.30%

  • 24-month 0.40%

  • 36-month 0.75%

  • 48-month 1.05%

  • 60-month 1.35%

Availability: New York (locations)

Tompkins Mahopac Bank Best CD Rates

The overall best certificate of deposit is Tompkins Mahopac Bank 14-month CD account. You can easily see how their 14-month CD rate compares with 12-month CD rates. You do have a lot of terms to choose from, 1-month to 60-month, when opening an account. For all CD accounts the minimum opening balance is $1,000 and if you want to stay below the FDIC insured limit for an account, the maximum deposit would be $250,000. If you want to get the highest rate possible the special rates are the way to go. Since rates are always changing, you might want to stop in a branch location sooner than later to open an account.

Tompkins Mahopac Bank CD Account Features and Benefits

  • Competitive interest rates on the Special CD accounts

  • Minimum opening balance only $1,000

  • FDIC insured up to the maximum of $250,000

  • Wide selection of CD terms based on your needs


Tompkins Mahopac Bank has many CD account terms to choose from and a wide range of interest rates if you’re looking to open a new account. While Tompkins Mahopac Bank regular rates on their certificates of deposit aren’t that competitive, the special rates are worth it. Overall all you are getting higher rates than the current national average rates available, plus you are getting great features and benefits one would expect these days. If you’re looking for more options, you can browse our list of Best National CD rates available to get the best deal today.
Author: Brian McKay
February 13th, 2020