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OneWest Bank CD Rates

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onewest-bank-cd-ratesOneWest Bank of Pasadena California is offering one of the best CD rates for a six month certificate of deposit. The special promotional rate is currently at 1.73 percent with an annual percentage yield of 1.75 percent. This CD rate is a lot higher than the national average of 1.03 percent for a six month certificate of deposit.

The minimum opening deposit is $5,000. Interest earned on the certificate of deposit account is compounded daily and  paid or reinvested into the account monthly or at maturity. There is a grace period of seven days.

OneWest Bank also offers a certificate of deposit that you can raise the interest rate on if interest rates go up after you open a certificate and before the certificate matures. The certificate of deposit is called "Raise Your Rate CD". You can raise the rate one time during the CD term by phone, email, regular mail or in person. The very next day the CD rate will be raised to the new rate.
Author: Brian McKay
July 14th, 2009