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Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07%

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Current fixed conforming 30 year mortgage rates and mortgage refinance rates are averaging 4.77 percent, up slightly from yesterday’s average 30 year mortgage rate and refinance rate of 4.76 percent. Today's 30 year mortgage rates and refinance rates in Washington are higher averaging 4.81 percent.

15 year mortgages rates and refinance rates are averaging at 4.07 percent, unchanged from yesterday’s average 15 year mortgage rate and refinancing rate. Today's 15 year mortgage and refinance rates in Mississippi are higher averaging 4.12 percent.

30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.44 percent, up from yesterday’s average jumbo rate of 5.30 percent. 30 year jumbo loan rates and jumbo refi rates in California are lower, averaging 5.41 percent.

15 year jumbo rates and jumbo refinancing rates are averaging 4.70 percent, up from yesterday’s average jumbo mortgage loan rate of 4.69 percent. 15 year jumbo mortgage rates in New York are lower averaging 4.62 percent.

Mortgage Rates Today and Refinancing Rates

Average 30 year conforming mortgage rates and mortgage refinance rates are at 4.77 percent, down from last week’s average 30 year mortgage rate and refinance rate of 4.81 percent.

Current average 15 year mortgages rates and refinance rates are at 4.08 percent, down from last week when 15 year mortgage rates and refinancing rates averaged 4.11 percent.

Current 30 year jumbo mortgage rates are averaging 5.29 percent, down from last week’s average jumbo rate of 5.35 percent.

15 year jumbo rates are averaging 4.71 percent, down from the prior week’s average jumbo mortgage loan rate of 4.78 percent.

Today's Conforming ARMs and Conforming Adjustable Refinance Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.14 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 3.13 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.47 percent, up from last week’s average 3 year adjustable mortgage rate of 3.37 percent.

Current refinance rates and mortgage rates on 5 year ARMs are averaging 3.18 percent, down from the prior week’s average rate of 3.24 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.54 percent, down from the previous week’s average 7 year loan rate of 3.71 percent.

10 year ARMs are averaging 4.18 percent this week, down from last week’s average 10 year adjustable rate of 4.22 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.22 percent.

Adjustable Jumbo Refinance Rates and Jumbo Mortgage Rates

Today 1 year jumbo adjustable loan rates are averaging 4.05 percent, up from the prior week’s average 1 year jumbo adjustable loan rate of 3.50 percent. Refinance rates on 1 year jumbo loans are also averaging 4.05 percent.

3 year adjustable jumbo rates are averaging 4.52 percent, down from last week’s average 3 year jumbo adjustable rate of 4.60 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.52 percent.

5 year adjustable jumbo interest rates today are averaging 3.59 percent, down from last week’s average jumbo adjustable rate of 3.92 percent. Today’s refinancing mortgage interest rates are also averaging 3.59 percent.

7 year jumbo adjustable loan rates are averaging 4.25 percent, down from last week’s average 7 year adjustable home loan rate of 4.58 percent. 7 year jumbo refinance loan rates are also lower at 4.25 percent.

10 year jumbo loan rates are averaging 4.89 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.28 percent. 10 year jumbo refinance interest rates are also lower, averaging 4.89 percent.

Conventional Interest Only Adjustable Mortgage Rates Current and Adjustable Interest Only Refi Rates

3 year interest only adjustable mortgage loan rates are averaging 3.57 percent, up from last week’s average interest-only mortgage rate of 3.51 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.57 percent.

5 year interest only ARMs are averaging 3.29 percent, down from last week’s average five year interest only mortgage loan rate of 3.48 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.29 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.75 percent, down from last week’s average 7 year interest-only mortgage rate of 3.95 percent. 7 year adjustable refi loan rates are averaging 3.75 percent.

Current Interest Only Jumbo Mortgage Refi Rates and Interest Only Jumbo Mortgage Rates

3 year jumbo interest only adjustable loan rates are averaging 4.71 percent, down from last week’s average jumbo adjustable interest only rate of 4.78 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.71 percent.

5 year adjustable jumbo interest only rates are averaging 4.03 percent, down from last week’s average IO home mortgage interest rate of 4.31 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.03 percent.

7 year jumbo interest only adjustable rates are averaging 4.58 percent, down from last week’s average jumbo 7 year home loan rate of 4.90 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.58 percent.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.65 percent, down from last week’s average home equity loan rate of 6.67 percent.

15 year home equity rates are averaging 6.91 percent, down from the prior week’s average home equity loan rate of 7.02 percent.

Home Equity Line of Credit Rates Today (HELOC)

Home equity line of credit rates are averaging 5.13 percent, unchanged from last week’s average rate HELOC rate.
Author: Brian McKay
March 22nd, 2011