Loan Depot is currently advertising 15 year home refinance rates at 3.875 percent on our mortgage rate tables. Right now the current average 30 year conforming mortgage rate is at 4.26 percent, up from yesterday’s average 30 year home mortgage rate of 4.24%. 30 year jumbo home mortgage rates today are just under 5.00 percent at 4.99 percent. 30 year conforming mortgage rates in Colorado are averaging 4.34 percent which is just above the national average rate. 30 year jumbo mortgage rates in New Jersey are 10 basis points lower than the national average rate. 30 year jumbo rates today in NJ are averaging 4.89 percent.

Today’s national average 15 year conforming mortgage rates are averaging 3.53 percent, unchanged from yesterday’s average 15 year rate. 15 year conforming home mortgage rates today in Louisiana are averaging 3.68 percent, 15 basis points higher than the national average.

Current 15 year jumbo mortgage rates are averaging 4.20 percent, unchanged from Thursday’s average 15 year jumbo rate. 15 year jumbo mortgage rates in Idaho are slightly lower averaging 4.19 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com on Monday:

Mortgage Rates

Conforming Adjustable Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.82 percent, up from last week’s average 1 year adjustable home mortgage loan rate of 3.17 percent. Current 1 year conforming adjustable refinance loan mortgage rates today are also higher averaging 3.82 percent.

3 year adjustable mortgage rates are averaging 3.26 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.24 percent. Current 3 year mortgage refinance rates are also higher averaging 3.26 percent.

5 year adjustable mortgage loan rates today are averaging 3.09 percent, down from the prior week’s average mortgage rate of 3.11 percent. 5 year refinance home loan rates today are also lower at 3.09 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.25 percent, d0wn from the previous week’s average 7 year home mortgage rate of 3.40 percent. Today’s 7 year refinance rates are also lower averaging 3.25 percent.

10 year adjustable mortgage loan rates today are averaging 3.72 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.70 percent. 10 year home refinance rates today are also averaging 3.72 percent.

Current Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable loan rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.04 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.06 percent. 3 year jumbo refinance rates today are also lower at 4.04 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.54 percent, up from last week’s average mortgage rate of 3.46 percent. 5 year jumbo refi rates today are also up averaging 3.54 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.29 percent, down from last week’s average 7 year home mortgage loan rate of 4.31 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.29 percent.

10 year loan jumbo loan interest rates are averaging 4.75 percent, unchanged from the prior week’s average 10 year jumbo home mortgage rate. 10 year jumbo home loan refinance interest rates today are also unchanged.

Conforming Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates today are averaging 3.42 percent, up from last week’s average interest only mortgage loan rate of 3.39 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.42 percent.

5 year interest only adjustable loan rates are averaging 3.17 percent, down from last week’s average five year interest only mortgage loan rate of 3.25 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.17 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.37 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.46 percent. 7 year adjustable refinance rate mortgages today are averaging 3.37 percent.

Jumbo IO Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates today are averaging 4.47 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.46 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.47 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.05 percent, up from last week’s average IO home mortgage interest rate of 4.01 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.05 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.63 percent, down from an average jumbo 7 year home mortgage rate of 4.66 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.63 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.677 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.063 percent, unchanged from last week’s average home equity rate.

HELOC Rates

Home equity line of credit rates are averaging 5.16 percent, down from last week’s average HELOC rate of 5.17 percent.