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Mortgage Rates June 20, 2010: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%

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Mortgage rates have stabilized today after going lower several days in a row. Today's 30 year fixed mortgage rates are unchanged averaging 4.76 percent, unchanged from Friday's average 30 year mortgage interest rate. Current mortgage rates have come down over the past few days because on the ongoing debt crisis in Europe. 15 year mortgage rates are currently averaging 4.25 percent, unchanged from Friday's average 15 year mortgage rate.

Use our mortgage rate tables at to find today's mortgage rates and refinance rates. Unlike most websites, no personal information is needed for a list of mortgage rates.

Current Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.40 percent, up from an average jumbo mortgage rate of 5.36 percent earlier in the week. Current 30 year jumbo refinance rates are higher averaging 5.40 percent.

Today’s 15 year fixed jumbo mortgage interest rates are averaging 4.85 percent, up from an average jumbo mortgage loan rate of 4.81 percent. Current15 year jumbo refinance mortgage rates are also higher at 4.85 percent.

Current Adjustable Mortgage Interest Rates

Current 1 year conventional adjustable mortgage interest rates are averaging 3.71 percent, unchanged from an average 1 year adjustable rate of 3.71 percent on Monday. Currently, 1 year adjustable refinance mortgage interest rates are also averaging 3.71 percent.

Today’s 3 year conventional adjustable mortgage rates are averaging 4.36 percent, up from an average mortgage rate of 4.32 percent. 3 year refinance mortgage interest rates today are also up this week averaging 4.36 percent.

Currently, 5 year conventional adjustable mortgage interest rates are averaging 3.67 percent, down from an average home mortgage interest rate of 3.75 percent. 5 year refinance home mortgage rates are averaging 3.67 percent.

Current 7 year conventional adjustable mortgage interest rates are averaging 4.13 percent, down from an average 7 year  mortgage home interest rate of 4.15 percent. 7 year mortgage loan refinance rates are averaging 4.13 percent.

10 year conforming adjustable  mortgage rates today are averaging 4.46 percent, up slightly from an average 10 year home mortgage rate of 4.45 percent. Current 10 year home loan mortgage refinance rates are averaging 4.46 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage rates are averaging 5.95 percent, unchanged from last week’s average 1 year adjustable jumbo mortgage rate. 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

3 year jumbo adjustable mortgage rates currently are averaging 4.74 percent, down from an average jumbo mortgage rate of 4.94 percent. 3 year jumbo refinance rates are also down to 4.74 percent today.

Current 5 year jumbo adjustable mortgage rates are averaging 4.16 percent, down from an average home mortgage rate of 4.24 percent. 5 year jumbo home refinance loan rates today are averaging 4.16 percent.

Today’s 7 year jumbo adjustable mortgage interest rates are averaging 4.86 percent, down from an average 7 year home loan rate of 4.86 percent. Current 7 year jumbo refinance rates are also down to 4.86 percent.

Currently, 10 year jumbo home mortgage rates today are averaging 5.60 percent, up an average 10 year jumbo home mortgage rate of 5.58 percent. Today’s 10 year jumbo home loan refinance rates are also averaging 5.60 percent.

Interest Only Mortgage Rates Currently

Today’s 3 year interest only conforming mortgage rates are averaging 4.54 percent, up from an average IO home mortgage rate of 4.51 percent.

Current 5 year conventional interest only mortgage rates today are averaging 3.86 percent, down from an average five year interest only mortgage  rate of 3.88 percent.

Currently, 7 year IO home mortgage rates are averaging 4.30 percent, up from an average mortgage rate of 4.27 percent last.

Today’s Jumbo Interest Only Mortgage Rates

Current 3 year jumbo interest only mortgage rates are averaging 5.60 percent, an increase from an average jumbo interest mortgage rate of 5.51 percent.

5 year jumbo interest only home mortgage rates today are averaging 4.81 percent, up  from an average IO home mortgage rate of 4.80 percent.

Currently, 7 year jumbo IO home mortgage loans are averaging 5.18 percent, down from an average jumbo 7 year home mortgage rate of 5.30 percent.
Author: Brian McKay
June 20th, 2010