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Mortgage Rates and Refinance Rates Lower March 15: 15 Year Conforming Rates Back Under 4.00%

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Mortgage rates and refinance rates head lower as the Fed releases the latest statement showing no real changes on economic policy. 30 year conforming mortgage rates and refinance rates are averaging 4.76 percent, down from yesterday's average 30 year mortgage rate and refinance rate of 4.81 percent. 30 year mortgage rates and refinance rates in Kansas are slightly higher than the national average rate. Current 30 year rates and refinance rates in Kansas are averaging 4.82 percent.

Today's 15 year mortgages rates and refinance mortgage rates are back under 4.00 percent. 15 year mortgage rates and refi rates are averaging 3.98 percent, down from yesterday's average 15 year mortgage rate and refinance rate of 4.14 percent. 15 year mortgage and refinance rates in Missouri are higher than the national average interest rate. 15 year refinance rates and mortgage rates in Missouri are averaging 4.05 percent.

30 year jumbo rates are averaging 5.31 percent, down from yesterday's average jumbo rate of 5.35 percent. 30 year jumbo loan rates and jumbo refi rates in Washington D.C. are higher than the national average. Today's 30 year jumbo rates in D.C. are averaging 5.40 percent.

15 year jumbo rates are averaging 4.52 percent, down from yesterday's average jumbo mortgage loan rate of 4.85 percent. 15 year jumbo rates in Nebraska are lower than the national average. Current 15 year Nebraska jumbo rates are averaging 4.50 percent.

Mortgage Rates & Refinance Mortgage Rates

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinancing Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.13 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.96 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.37 percent, down from last week’s average 3 year adjustable mortgage rate of 3.47 percent.

Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.24 percent, down from the prior week’s average rate of 3.43 percent.

Today's refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.71 percent, down from the previous week’s average 7 year loan rate of 3.93 percent.

10 year adjustable mortgage loan rates are averaging 4.22 percent this week, down from last week’s average 10 year adjustable rate of 4.46 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.22 percent.

Current Adjustable Jumbo Refinance Rates and Jumbo Mortgage Rates

Today 1 year jumbo adjustable loan rates are averaging 3.50 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent.

3 year adjustable jumbo rates are averaging 4.52 percent, down from last week’s average 3 year jumbo adjustable rate of 4.60 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.52 percent.

5 year adjustable jumbo interest rates today are averaging 3.92 percent, an increase from last week’s average jumbo adjustable rate of 3.81 percent. Today’s refinancing mortgage interest rates are also averaging 3.92 percent.

7 year jumbo adjustable loan rates are averaging 4.58 percent, unchanged from last week’s average 7 year adjustable home loan rate. 7 year jumbo refinance loan rates are also unchanged at 4.58 percent.

10 year jumbo loan rates are averaging 5.28 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.39 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.28 percent.

Conforming Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinancing Rates

3 year interest only adjustable mortgage loan rates are averaging 3.51 percent, down from last week’s average interest only mortgage loan rate of 3.62 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.51 percent.

5 year interest only adjustable loan rates are averaging 3.48 percent, down from last week’s average five year interest only mortgage loan rate of 3.63 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.48 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.95 percent, down from last week’s average 7 year interest-only mortgage rate of 4.11 percent. 7 year adjustable refi loan rates are averaging 3.95 percent.

Interest Only Jumbo Mortgage Refi Rates Today and Interest Only Jumbo Mortgage Loan Rates

3 year jumbo interest only adjustable loan rates are averaging 4.78 percent, down from last week’s average jumbo adjustable interest only rate of 4.90 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.78 percent.

5 year adjustable jumbo interest only rates are averaging 4.31 percent, up from last week’s average IO home mortgage interest rate of 4.28 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.31 percent.

7 year jumbo interest only adjustable rates are averaging 4.90 percent, up from last week’s average jumbo 7 year home loan rate of 4.78 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.90  percent.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.70 percent, up from last week’s average home equity loan rate of 6.67 percent.

15 year home equity rates are averaging 7.02 percent, up from the prior week’s average home equity loan rate of 6.96 percent.

Today's Home Equity Line of Credit Rates (HELOC)

Home equity line of credit rates are averaging 5.13 percent, unchanged from last week’s average rate HELOC rate.
Author: Brian McKay
March 15th, 2011