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Home Mortgage Rates Today and Current Refinance Rates: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.65%

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30 year mortgage rates and refinance rates are  averaging 4.26 percent, an increase from yesterday's average 30 year home mortgage rate of 4.24 percent. Searching our mortgage rate tables, 30 year home mortgage rates in Rhode Island are higher than the national average mortgage rate. Current 30 year mortgage rates in Rhode Island are averaging 4.33 percent. 

Today's 15 year conforming mortgage rates are averaging 3.65 percent, down from yesterday's average 30 year mortgage rate of 3.66 percent. Current 15 year mortgage rates in Missouri are higher averaging 3.66 percent.



30 year jumbo mortgage rates today are averaging 4.80 percent, down from yesterday's average 30 year jumbo rate of 4.88 percent. 30 year jumbo mortgage rates in Pennsylvania are higher averaging 5.08 percent.

Current 15 year jumbo mortgage rates are averaging 4.15 percent, down from yesterday's average 15 year jumbo rate of 4.17 percent. 15 year jumbo mortgage rates in Colorado are higher averaging 4.30 percent.

Are you considering refinancing your mortgage? You can use our mortgage refinance calculator to calculate the monthly payments.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com on Monday:

Mortgage Rates


Conforming Adjustable Mortgage Rates Today


1 year adjustable mortgage rates today are averaging 3.82 percent, up from last week’s average 1 year adjustable home mortgage loan rate of 3.17 percent. 1 year current refinancing rate today are also higher averaging 3.82 percent.

3 year adjustable mortgage rates are averaging 3.26 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.24 percent. 3 year current mortgage refinancing rate are also higher averaging 3.26 percent.

5 year adjustable mortgage loan rates today are averaging 3.09 percent, down from the prior week’s average mortgage rate of 3.11 percent. 5 year current refinance rates are also lower at 3.09 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.25 percent, d0wn from the previous week’s average 7 year home mortgage rate of 3.40 percent. Today’s 7 year current refinance mortgage rates are also lower averaging 3.25 percent.

10 year adjustable mortgage loan rates today are averaging 3.72 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.70 percent. 10 year home current mortgage refinance rates are also averaging 3.72 percent.

Current Jumbo Adjustable Mortgage Rates


1 year jumbo adjustable loan rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo today refinance rates are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.04 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.06 percent. Today's refinance interest rates are also lower at 4.04 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.54 percent, up from last week’s average mortgage rate of 3.46 percent. 5 year jumbo refi rates today are also up averaging 3.54 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.29 percent, down from last week’s average 7 year home mortgage loan rate of 4.31 percent. Today's refi mortgage rates are also lower, averaging 4.29 percent.

10 year loan jumbo loan interest rates are averaging 4.75 percent, unchanged from the prior week’s average 10 year jumbo home mortgage rate. 10 year jumbo home loan refinance interest rates today are also unchanged.

Conforming Interest Only Adjustable Mortgage Rates Today


3 year interest only adjustable mortgage loan rates today are averaging 3.42 percent, up from last week’s average interest only mortgage loan rate of 3.39 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.42 percent.

5 year interest only adjustable loan rates are averaging 3.17 percent, down from last week’s average five year interest only mortgage loan rate of 3.25 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.17 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.37 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.46 percent. 7 year adjustable refinance rate mortgages today are averaging 3.37 percent.

Jumbo Interest-Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.47 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.46 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.47 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.05 percent, up from last week’s average IO home mortgage interest rate of 4.01 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.05 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.63 percent, down from an average jumbo 7 year home mortgage rate of 4.66 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.63 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.677 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.063 percent, unchanged from last week’s average home equity rate.

HELOC Rates


Home equity line of credit rates are averaging 5.16 percent, down from last week’s average HELOC rate of 5.17 percent.
 
Author: Brian McKay
November 16th, 2010