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Home Mortgage Rates and Refinance Rates 12/1/2010: 30 Year Conforming Mortgage Rates at 4.44%, 30 Year Jumbo Mortgage Rates at 4.95%

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Long term home mortgage rates are mixed today over yesterday. Conforming 30 year home mortgage rates are averaging 4.42 percent, down from yesterday’s 30 year home mortgage rate of 4.44 percent. 30 year home mortgage rates in Minnesota are higher averaging 4.46 percent. Current 15 year home mortgage  rates are averaging 3.78 percent, up from yesterday’s average 15 year home mortgage loan rate of 3.74 percent. 15 year home mortgage loan rates in North Carolina are lower averaging 3.75 percent.  

Current 30 year jumbo home mortgage rates are averaging 4.95 percent, up from yesterday’s average 30 year jumbo home loan rate of 4.93 percent. 30 year jumbo home mortgage rates in Kentucky are higher averaging 5.00 percent.

15 year jumbo mortgage rates today are averaging 4.16 percent, unchanged from yesterday's average 15 year jumbo loan rate. 15 year jumbo home mortgage rates in Connecticut are higher averaging 4.19 percent.

Following is a more in-depth mortgage rate report released by eariler this week:
Following is a more in-depth mortgage report released by earlier this week:
Conforming fixed 30 year mortgage rates are averaging 4.44 percent, up from last week’s average 30 year mortgage rate of 4.36 percent. 30 year conventional home mortgage rates and refinancing rates in South Carolina are lower than the national average 30 year mortgage rate. 30 year SC mortgage rates today are averaging 4.37 percent.Fixed conforming 15 year home mortgage rates today are averaging 3.74 percent, down from the previous week’s average 15 year mortgage loan rate of 3.78 percent. 15 year home mortgage loan rates today in Vermont are slightly lower averaging 3.70 percent.

30 year jumbo home mortgage rates are averaging 4.93 percent, unchanged from last week’s average jumbo mortgage rate. California mortgage rates are higher than the national average 30 year jumbo rate. Today’s 30 year jumbo mortgage rates and current refinance mortgage loan rates in CA are averaging 5.18 percent.

Current 15 year jumbo home mortgage rates are averaging at 4.16 percent, down from the prior week’s average jumbo mortgage loan rate of 4.42 percent. 15 year jumbo mortgage loan rates and current mortgage refinance rates today in Alaska are lower averaging 4.19 percent.

Searching for mortgage rates and mortgage refinance rates? Use our mortgage calculator and mortgage refinance calculator to calculate your monthly mortgage payments.

Current Mortgage Rates & Current Mortgage Refinance Rates

Conventional Adjustable Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.05 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.09 percent. 1 year today refinance rates are also lower averaging 3.05 percent.

3 year adjustable mortgage rates are averaging 3.23 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.21 percent. Today’s refinance interest rates are also higher averaging 3.23 percent.

5 year adjustable mortgage loan rates today are averaging 3.40 percent, up from the prior week’s average mortgage rate of 3.20 percent. Today’s refi mortgage rates are also higher averaging 3.40 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.45 percent, down from the previous week’s average 7 year home mortgage rate of 3.50 percent. Today’s 7 year refinance rates are also lower averaging 3.45 percent.

10 year adjustable mortgage loan rates today are averaging 3.96 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.94 percent. 10 year home refinance rates today are also averaging 3.96 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable loan rates are averaging 4.92 percent, down from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate of 5.33 percent. 1 year jumbo refinance loan mortgage rates today are also lower averaging 4.92 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.09 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.16 percent. 3 year jumbo refinance rates today are also lower at 4.09 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.58 percent, down from last week’s average mortgage rate of 3.63 percent. 5 year jumbo  refi rates today are also averaging 3.58 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.42 percent, up from last week’s average 7 year home mortgage loan rate of 4.34 percent. 7 year jumbo refinance mortgage rates today are also higher at 4.42 percent.

10 year loan jumbo loan interest rates are averaging 4.97 percent, down from the prior week’s average 10 year jumbo home mortgage rate of 5.05 percent. 10 year jumbo home loan refinance interest rates today are also lower averaging 4.97 percent.

Conforming Interest Only Adjustable Mortgage Rates Current

3 year interest only adjustable mortgage loan rates today are averaging 3.38 percent, down from last week’s average interest only mortgage loan rate of 3.41 percent. 3 year interest only adjustable refinance mortgage rates are also lower at 3.38 percent.

5 year interest only adjustable loan rates are averaging 3.26 percent, down from last week’s average five year interest only mortgage loan rate of 3.44 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.26 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.58 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.73 percent. 7 year adjustable refinance rate mortgages today are averaging 3.58 percent.

Today’s Jumbo Interest Only Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates today are averaging 4.58 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. 3 year interest only adjustable jumbo refinance rates today are also unchanged at 4.58 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.00 percent, down from last week’s average IO home mortgage interest rate of 4.09 percent. 5 year jumbo adjustable IO loan rates are also lower averaging 4.00 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.81 percent, up from an average jumbo 7 year home mortgage rate of 4.73 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.81 percent.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 6.700 percent, up from last week’s average home equity rate of 6.686 percent.

Today’s 15 year home equity rates are averaging 7.088 percent, an increase from last week’s average home equity rate of 7.073 percent.

HELOC Rates Current

Home equity line of credit rates are averaging 5.15 percent, up from last week’s average HELOC rate of 5.12 percent.

Author: Brian McKay
December 1st, 2010