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Highest 6 Month CD Interest Rates in California

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The current national average 6 month CD rate is 0.535 percent this week. You can find 6 month bank CD rates and credit union CD rates higher than the current national average. We have compiled a list of the highest CD rates in California using our CD rate tables.

The highest 6 month CD rate on our list of California CD rates is offered by Flagstar Bank. The bank’s current 6 month CD rate is 1.24 percent with an annual percentage yield 1.25 percent. That 6 month rate is almost 2.5 times the national average rate. The minimum opening certificate of deposit balance at Flagstar is $500.



Giantbank.com is next on our list of the best 6 month CA CD rates. The bank's current 6 month CD rate is 1.10 percent with an APY of 1.11 percent. The minimum opening certificate of deposit account balance at Giant Bank is $2,500.

Tied for third on our list of the highest CD rates in California is Ally Bank and La Jolla Bank. Both banks are currently offering 6 month CD rates at banks at 1.09 percent with an APY of 1.10 percent. La Jolla Bank's minimum opening deposit is $10,000 while Ally Bank's minimum is only $1.

Nationwide Bank has the fourth highest 6 month CD rate. Nationwide Bank's current 6 month CD rate is 1.05 percent with an APY 0f 1.05 percent. Nationwide Bank's minimum opening deposit is $10,000.

Highest 6 Month CD Rates California



  • Flagstar Bank 1.25% APY Min $500 

  • Giantbank.com 1.11% APY Min $2500 

  • Ally Bank 1.10% APY Min $ 1 

  • La Jolla Bank 1.10% APY Min $10,000 

  • Nationwide Bank 1.05% APY Min $10,000 

  • Discover Bank 1.00% APY Min $2500 

  • AIG Bank 0.96% APY Min $2500 

  • Luther Burbank Savings 0.95% APY Min $1000 

  • BankDirect 0.90% APY Min $10,000 

  • Tennessee Commerce Bank 0.80% APY Min $2500 

  • Pentagon Federal Credit Union 0.75% APY Min $1000 

  • EverBank 0.75% APY Min $1500 

  • ING DIRECT 0.75% APY Min $ 1 

  • First Internet Bank of IN 0.75% APY Min $1000 

  • Bank of Internet USA 0.75% APY Min $1000 

  • CapitalSource Bank 0.75% APY Min $10,000

 
Author: Brian McKay
September 17th, 2010