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American Bank CD Rates

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American Bank Online of Allentown, Pennsylvania, is advertising some of the best CD rates currently available. American Bank is advertising regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The certificate of deposit terms range between 3 months and 60 months. The minimum opening balance for a regular certificate of deposit is $500. IRA certificates of deposit require a minimum opening deposit of $250.

American Bank is also advertising a 120 day Instant Access certificate of deposit. The 120 day Instant Access certificate of deposit currently has a CD rate of 0.80 percent with an an annual percentage yield of 0.80 percent. That CD rate is one of the highest CD rates at banks available for a 120 day certificate of deposit.

The bank's longest term certificate of deposit, their 5 year CD, currently has a CD rate of 2.86 percent with an APY of 2.90 percent. That bank CD rate beats the 5 year national average CD rate of 2.315 percent.

CD Rates and APY

  • 90 day CD Rate 0.70% APY 0.70%

  • 182 day CD Rate 1.00% APY 1.00%

  • 12 month CD Rate 1.29% APY 1.30%

  • 18 month CD Rate 1.49% APY 1.50%

  • 24 month CD Rate 1.64% APY 1.65%

  • 30 month CD Rate 1.83% APY 1.85%

  • 36 month CD Rate 1.98% APY 2.00%

  • 48 month CD Rate 2.42% APY 2.45%

  • 60 month CD Rate 2.86% APY 2.90%

Certificates of deposit at American Bank Online are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. For more information about American Bank and current bank CD rates go to
Author: Brian McKay
April 19th, 2010