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4-21 Today’s Mortgage Rates: Current 30 Year Mortgage Rates at 4.79%

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Today's mortgage rates are down slightly from yesterday's average mortgage ratesrates. Current 30 year mortgage rates are averaging 4.79%, down from yesterday's average 30 year mortgage rate of 4.80%. 15 year mortgage rates today are down to 4.12%, a decline from yesterday's average 15 year mortgage rate of 4.13%.

30 year jumbo mortgage rates are averaging 5.32%, down from yesterday's average 30 year jumbo mortgage rate of 5.35%. 15 year jumbo rates are lower today averaging 4.65%, a decline from yesterday's average 15 year jumbo rate of 4.69%.



Average rates are as reported by MonitorBankRates.com. Following is a more in-depth home loan rates report released by MBR eariler this week:

30 year conforming mortgage rates are averaging 4.83%, down from last week’s average 30 year mortgage rate of 4.85%. 30 year rates in New Jersey are higher than the national average rate. Today's average for 30 year rates in New Jersey is 4.89%.

Conforming 15 year mortgages are higher in this week's rate survey. Current 15 year rates are averaging 4.18%, up from last week’s average 15 year rate of 4.11 percent. Average 15 year rates in Tennessee are lower than the national average. Today's 15 year rates in TN are averaging 4.15%.

30 year jumbo mortgage rates today are averaging 5.34%, up from last week’s average jumbo loan rate of 5.32%. 30 year jumbo interest rates in Texas are considerably higher than the national average. Current 30 year jumob rates in TX are averaging 5.57%.

15 year jumbo mortgage rates are averaging 4.73%, up from the prior week’s average jumbo rate of 4.71%. The average 15 year rate on jumbo mortgages in Alaska is lower than the national average. Today's 15 year jumbo rates in AK are averaging 4.55%.

Conforming Adjustable Mortgage Rates Today


The current average rate on 1 year adjustable loans is averaging 2.95 percent, up from last week’s average 1 year adjustable rate of 2.92 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.45 percent, down from last week’s average 3 year rate of 3.59 percent.

Current rates on 5 year ARMs are averaging 3.30 percent, down from the prior week’s average rate of 3.48 percent.

Refinance rates and mortgage rates on 7 year adjustable home loans are averaging 3.71 percent, down from the previous week’s average of 3.84 percent.

10 year adjustable loan rates are averaging 4.22 percent this week, down from last week’s average 10 year adjustable rate of 4.28 percent. Average refinance rates on 10 year home loans are also averaging 4.22 percent.

Adjustable Jumbo Mortgage Rates Current


Today’s 1 year jumbo adjustable loan rates are averaging 4.05 percent, up considerably from the prior week’s average 1 year jumbo adjustable rate of 3.25 percent. Jumbo refinance rates are also averaging 4.05 percent.

3 year adjustable jumbo rates are averaging 4.03 percent, up from last week’s average 3 year jumbo rate of 3.89 percent. Current refinance rates on 3 year jumbo loans are also higher, averaging 4.03 percent.

5 year adjustable jumbo interest rates today are averaging 3.73 percent, down from last week’s average jumbo adjustable rate of 3.92 percent. Today’s refinancing interest rates are also averaging 3.73 percent.

7 year jumbo adjustable loan rates are averaging 4.36 percent, down from last week’s average 7 year adjustable rate of 4.57 percent. 7 year jumbo refinance rates are also lower at 4.36 percent.

10 year jumbo loan rates are averaging 4.76 percent, down from the prior week’s average 10 year jumbo rate of 5.03 percent. 10 year jumbo refinance interest rates are also lower, averaging 4.76 percent.

Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable rates are averaging 3.57 percent, down from last week’s average loan rate of 3.71 percent. 3 year interest only adjustable refi rates are also averaging 3.57 percent.

5 year interest only ARMs are averaging 3.50 percent, down from last week’s average 5 year rate of 3.47 percent. 5 year IO adjustable refinance mortgage loan rates are also averaging 3.50 percent.

7 year interest-only adjustable mortgage loan rates are averaging 4.04 percent, down from last week’s average 7 year interest only mortgage rate of 4.05 percent. 7 year adjustable refi rates are averaging 4.04 percent.

Interest Only Jumbo Refinance Adjustable Mortgage Rates


3 year jumbo interest only loan rates are averaging 4.67 percent, up from last week’s average jumbo adjustable interest only rate of 4.49 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.67 percent.

5 year adjustable jumbo interest only rates are averaging 4.04 percent, down from last week’s average IO home mortgage interest rate of 4.30 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.04 percent.

7 year jumbo interest only adjustable rates are averaging 4.65 percent, down from last week’s average jumbo rate of 4.85 percent. 7 year jumbo adjustable IO refi are also averaging 4.65 percent.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.64 percent, down slightly from last week’s average home equity loan rate of 6.65.

15 year home equity rates are averaging 6.50 percent, down from the prior week’s average home equity loan rate of 7.04  percent.

Home Equity Line of Credit Rates


Home equity line of credit rates are averaging 5.13 percent, no change from last week’s average rate HELOC rate.
 
Author: Robert Till
April 21st, 2011