Bitcoin tops 41,000. Check current cryptocurrency prices here:

30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83%

Follow by Email
Current 30 year conforming mortgage rates and refinancing rates are averaging 4.77 percent but you can find 30 year rates lower than the national average. Right now on our list of mortgage rates and refinance rates in New York, Total Mortgage Services is offering 30 year conforming rates at 4.24 percent with two mortgage discount points. That rate is lower than the current 30 year average rate of 4.83 percent.

Today's 15 year mortgage rates and refinance rates are averaging 4.08 percent. Average 15 year mortgage rates and refi rates in Virginia are lower than the national average. Current 15 year rates in Virginia are averaging 4.07 percent. Right now on our rates list in VA, is offering 15 year rates at 3.265 percent with 1.049 mortgage discount points.

30 year jumbo rates today and jumbo refinance rates are averaging 5.29 percent. 30 year jumbo mortgage rates and jumbo refinancing rates in Vermont are lower than the national average jumbo rate. Current 30 year jumbo rates in Vermont are averaging 5.27 percent.

Current 15 year jumbo mortgage rates and jumbo refinance mortgage rates are averaging 4.71 percent. 15 year jumbo rates and refi rates in Mississippi are higher than the national average. Current 15 year jumbo rates and jumbo refi rates in MS are averaging 4.73 percent.

Following is a more in-depth home mortgage loan rates report released by this past Monday:

Current Mortgage Rates and Refinance Rates

Today’s 30 year conforming mortgage rates and refinance rates are averaging 4.81 percent, down from last week’s average 30 year mortgage rate and refinance rate of 4.85 percent.

15 year mortgages rates and refinance mortgage rates are averaging 4.14 percent, down from last week when 15 year mortgage rates and refinance rates averaged 4.26 percent.

30 year jumbo rates are averaging 5.35 percent, down from last week’s average jumbo rate of 5.51 percent.

15 year jumbo rates are averaging 4.88 percent, up from the prior week’s average jumbo mortgage loan rate of 4.73 percent.

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinancing Rates Today

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.13 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.96 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.37 percent, down from last week’s average 3 year adjustable mortgage rate of 3.47 percent.

Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.24 percent, down from the prior week’s average rate of 3.43 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.71 percent, down from the previous week’s average 7 year loan rate of 3.93 percent.

10 year adjustable mortgage loan rates are averaging 4.22 percent this week, down from last week’s average 10 year adjustable rate of 4.46 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.22 percent.

Adjustable Jumbo Refinance Rates and Jumbo Loan Rates Today

Today 1 year jumbo adjustable loan rates are averaging 3.50 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent.

3 year adjustable jumbo rates are averaging 4.52 percent, down from last week’s average 3 year jumbo adjustable rate of 4.60 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.52 percent.

5 year adjustable jumbo interest rates today are averaging 3.92 percent, an increase from last week’s average jumbo adjustable rate of 3.81 percent. Today’s refinancing mortgage interest rates are also averaging 3.92 percent.

7 year jumbo adjustable loan rates are averaging 4.58 percent, unchanged from last week’s average 7 year adjustable home loan rate. 7 year jumbo refinance loan rates are also unchanged at 4.58 percent.

10 year jumbo loan rates are averaging 5.28 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.39 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.28 percent.

Today's Conventional Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinancing Rates

3 year interest only adjustable mortgage loan rates are averaging 3.51 percent, down from last week’s average interest only mortgage loan rate of 3.62 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.51 percent.

5 year interest only adjustable loan rates are averaging 3.48 percent, down from last week’s average five year interest only mortgage loan rate of 3.63 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.48 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.95 percent, down from last week’s average 7 year interest-only mortgage rate of 4.11 percent. 7 year adjustable refi loan rates are averaging 3.95 percent.

Current Interest Only Jumbo Mortgage Refi Rates and Interest Only Jumbo Mortgage Loan Rates

3 year jumbo interest only adjustable loan rates are averaging 4.78 percent, down from last week’s average jumbo adjustable interest only rate of 4.90 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.78 percent.

5 year adjustable jumbo interest only rates are averaging 4.31 percent, up from last week’s average IO home mortgage interest rate of 4.28 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.31 percent.

7 year jumbo interest only adjustable rates are averaging 4.90 percent, up from last week’s average jumbo 7 year home loan rate of 4.78 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.90  percent.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.70 percent, up from last week’s average home equity loan rate of 6.67 percent.

15 year home equity rates are averaging 7.02 percent, up from the prior week’s average home equity loan rate of 6.96 percent.


Home equity line of credit rates are averaging 5.13 percent, unchanged from last week’s average rate HELOC rate.

Author: Brian McKay
March 20th, 2011