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2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77%

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Mortgage rates and refinance rates are mixed today. Conforming 30 year rates and jumbo 30 year rates are lower while 15 year jumbo mortgage rates and refinance rates are higher.  Current fixed conforming 30 year mortgage rates and refinancing rates are averaging 4.82 percent, down from yesterday's average 30 year mortgage rate and refinance rate of 4.85 percent. 30 year interest rates have been below 5.00 percent for several days now. Conforming 30 year mortgage rates and refinance rates in Texas are higher than the national average 30 year rate. Current 30 year interest rates in Texas are averaging 4.93 percent.

15 year conforming mortgages rates today and refinance rates are averaging 4.21 percent, unchanged from yesterday’s average 15 year mortgage rate and refinance rate. 15 year conforming mortgage rates and refinance rates in Virginia are lower than the national average 15 year interest rate. Today's 15 year  mortgage rates and 15 year refi rates in Virginia are averaging 4.13 percent.

Today's 30 year jumbo refinance rates and 30 year jumbo rates are averaging 5.46 percent, down from yesterday’s average jumbo rate and jumbo refi rate of 5.60 percent. 30 year jumbo mortgage rates and jumbo refinancing rates in New Jersey are lower than the national average jumbo rate. Today's 30 year  jumbo rates in New Jersey are averaging 5.34 percent.

15 year jumbo rates and jumbo refinance rates are averaging 4.77 percent, down from yesterday’s average jumbo mortgage loan rate of 4.74 percent. 15 year jumbo mortgage rates today and jumbo refinance rates in Florida are higher than the national average. 15 year jumbo rates in Florida are averaging 4.94 percent.

Following is a more in-depth home mortgage loan rates report released by earlier this week: 

Mortgage Rates Today & Refinance Rates

Current 30 year conforming mortgage rates and refinance rates are averaging 5.04 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.87 percent. 

15 year mortgages rates and refinance mortgage rates are averaging 4.23 percent, down slightly from last week when 15 year mortgage rates and refinance rates averaged 4.24 percent. 

30 year jumbo refinance rates and 30 year jumbo mortgage interest rates are currently averaging 5.46 percent, down from last week’s average jumbo rate and jumbo refi rate of 5.50 percent.

15 year jumbo rates and jumbo refinance rates are averaging 4.76 percent, a decrease from the prior week’s average jumbo mortgage loan rate of 4.80 percent. 

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Mortgage Rates Today

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 2.90 percent, unchanged from last week’s average 1 year adjustable home mortgage refi rate and loan rate.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.52 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.59 percent.

Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.46 percent, down from the prior week’s average rate of 3.52 percent.

Current refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 4.05 percent, down from the previous week’s average 7 year loan rate of 4.10 percent.

10 year adjustable mortgage loan rates are averaging 4.47 percent this week, down from last week’s average 10 year adjustable rate of 4.60 percent. currentmortgage refinance rates on 10 year home loans are also averaging 4.47 percent.

Current Adjustable Jumbo Refi Rates and Jumbo Loan Rates

1 year jumbo adjustable loan rates are averaging 3.50 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan interest rate. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent.

3 year adjustable jumbo rates are averaging higher at 4.64 percent, up from last week’s average 3 year jumbo adjustable rate of 4.47 percent. Today’s refinance interest rates on 3 year jumbo loans are also higher, averaging 4.64 percent.

5 year adjustable jumbo interest rates today are averaging 4.01 percent, an increase from last week’s average jumbo adjustable rate of 3.99 percent. Today’s refinancing mortgage interest rates are also averaging 4.01 percent.

7 year jumbo adjustable loan rates today are averaging 4.78 percent, unchanged from last week’s average 7 year adjustable home loan rate. 7 year jumbo refinance loan rates are also lower at 4.78 percent.

10 year jumbo loan rates are averaging 5.33 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.39 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.33 percent.

Today's Conforming Interest Only Adjustable Rates Current and Adjustable Interest Only Refinance Rates

3 year interest only adjustable mortgage loan rates are averaging 3.61 percent, down from last week’s average interest only mortgage loan rate of 3.76 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.61 percent.

5 year interest only adjustable loan rates are averaging 3.69 percent, down from last week’s average five year interest only mortgage loan rate of 3.81 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.69 percent.

7 year interest only adjustable mortgage loan rates are averaging 4.18 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.35 percent. 7 year adjustable refi loan rates are averaging 4.18 percent.

Jumbo Mortgage Refinance Rates Current and Jumbo Mortgage Rates Today on Interest Only Adjustable Jumbo Loans

3 year jumbo interest only adjustable loan rates are averaging 4.83 percent, up from last week’s average jumbo adjustable interest only rate of 4.80 percent. 3 year interest only adjustable jumbo refi rates are also higher averaging 4.83 percent.

5 year adjustable jumbo interest only rates are averaging 4.58 percent, up from last week’s average IO home mortgage interest rate of 4.30 percent. 5 year jumbo adjustable IO loan rates are also higher, averaging at 4.58 percent.

7 year jumbo interest only adjustable rates are averaging 5.08 percent, up from last week’s average jumbo 7 year home loan rate of 5.04 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 5.08  percent.

Home Equity Loan Rates Today

10 year home equity loan rates are averaging 6.714 percent, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 7.093 percent, unchanged from the prior week’s average home equity loan rate.

Home Equity Line of Credit Rates (HELOC) Current

Home equity line of credit rates are averaging 5.17 percent, up from last week’s average rate HELOC rate of 5.15 percent.
Author: Brian McKay
February 26th, 2011