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Virtual Bank 1 Month Certificate of Deposit

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Virtual Bank is offering one of the best CD rates for a 1 month CD, currently the annual percentage rate is 2.40% and the annual percentage yield is 2.43% for their 1 month eCD. There is a minimum deposit of $10,000 to open a certificate of deposit account with Virtual Bank. All transactions between you and Virtual Bank are done electronically. You account is FDIC insured.

An online CD application can be completed with a minimum amount of information, all you need is a driver's licence, the name of your current bank for personal checking, account number and routing number. Before the CD account can be opened two small transactions will be deposited by Virtual Bank into your existing bank account, this process verifies the banking information to provide to Virtual Bank. Once your account has been verified you will be able to transfer funds from your bank account into the Virtual Bank CD account.

Virtual Bank Certificate of Deposit Account Application

Author: Lisa Graham
November 23rd, 2008