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United Central Bank CD Rates

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United Central Bank is currently offering regular certificates of deposit and Individual Retirement Account certificates of deposit. Regular certificates of deposit range in terms between 3 month and 60 months. IRA certificate of deposits are range is terms between 12 months and 60 months.

The CD rates are not the highest CD rates at banks but they are competitive. The minimum opening account balance is $1,000.


CD Rates and APY:



  • 3 month CD - 0.35% Rate 0.35% APY

  • 6 month CD - 0.60% Rate 0.60% APY

  • 12 month CD - 1.19% Rate 1.20% APY

  • 18 month CD  - 1.59% Rate 1.60% APY

  • 24 month CD - 1.49% Rate 1.50% APY

  • 36 month CD - 1.49% Rate 1.50% APY

  • 48 month CD - 1.98% Rate 2.00% APY

  • 60 month CD - 2.23% Rate 2.25% APY


IRA CD Rates and APY:



  • 12 month CD - 1.24% Rate 1.25% APY

  • 18 month CD - 1.59% Rate 1.60% APY

  • 24 month CD - 1.59% Rate 1.60% APY

  • 36 month CD - 1.59% Rate 1.60% APY

  • 48 month CD - 2.08% Rate 2.10% APY

  • 60 month CD - 2.32% Rate 2.35% APY


Certificate of Deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC). United Central Bank has branches in New York, New Jersey, Texas and Illinois. For current CD rates go to mutualbanking.com.
 
Author: Brian McKay
April 6th, 2010