CD rates are moving higher in the coming years because the Federal Reserve will be increasing their key benchmark rate, the federal funds rate. Therefore you should stay invested in shorter term certificates of deposit to take advantage of higher CD rates when they do arrive.
To help you with your search for the best CD rates right now on short term certificates of deposit, we have compiled lists of the top 3 month and 6 month rates available.
Top 6 Month CD Rates and APY
Zions Direct Rate 1.00% APY 1.00%
Doral Direct Rate 0.87% APY 0.87%
AloStar Bank of Commerce Rate 0.75% APY 0.75%
Colorado Federal Savings Bank Rate 0.70% APY 0.70%
EH National Bank Rate 0.70% APY 0.70%
My e-BAnC by BAC Florida Bank Rate 0.70% APY 0.70%
GE Capital Bank Rate 0.70% APY 0.70%
Discover Bank Rate 0.65% APY 0.65%
Virtual Bank Rate 0.65% APY 0.65%
Ally Bank Rate 0.60% APY 0.60%
First Internet Bank of Indiana Rate 0.60% APY 0.60%
Top 3 Month CD Rates
EverBank Rate 0.45% APY 0.45%
Alostar Bank of Commerce Rate 0.45% APY 0.45%
Virtual Bank Rate 0.40% APY 0.40%
Barclays Bank Rate 0.35% APY 0.35%
Discover Bank Rate 0.35% APY 0.35%
First Internet Bank of Indiana Rate 0.35% APY 0.35%
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