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Top 12 Month CD Bank Rates

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Top 12 Month CD Bank RatesAs bond yields continue to decline this past week, the top 12 month CD bank rates remain steady for now. The best CD rates on 12 month certificates of deposit this week remain at 1.04 percent with an APY of 1.05 percent. Average 1 year bank CD rates actually moved higher this week over last. The current national average 12 month CD rate this week is at 0.66 percent, an increase from last week's average rate of 0.63 percent.

The national average 12 month CD rates at banks in the FDIC's survey is much lower than the national average rate reported on MonitorBankRates. The FDIC national average for 12 month CD rates is at 0.21 percent for the week ending April 15, 2013, unchanged from the prior week's average rate.



Below is a list of the top CD rates on 1 year certificates of deposit for the week ending April 19, 2013:

  • GE Capital Retail Bank 1.04% APY 1.05%

  • Home Savings Bank 1.00% APY 1.00%

  • Doral Direct 0.96% APY 0.96%

  • My e-BAnC 0.95% APY 0.95%

  • E-Loan 0.91% APY 0.91%

  • Ally Bank 0.90% APY 0.90%

  • California First National Bank 0.90% APY 0.90%

  • Discover Bank 0.90% APY 0.90%

  • Virtual Bank 0.90% APY .090%


CD rates update constantly, so be sure to check our current rate list for the most up to date rates available.
 
Author: Lisa Graham
April 19th, 2013