Share Certificate Rates at Texas Trust Credit Union
Texas Trust Credit Union's share certificate rates have come down considerably since we first reported on their rates. This isn't a surprise since bank CD rates and credit union share rates are at record lows so Texas Trust Credit Union move isn't the exception. For example, back on May 8, 2012, we reported TTCU's 3 month share rates at 0.55 percent. Right now 3 month rates are at 0.10 percent.
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TTCU's 3 month share rates are actually below the current FDIC national average CD rates on 3 month certificates of deposit. The FDIC's average 3 month rate is 0.13 percent.
6 month share certificate rates were at 0.80 percent two years ago at TTCU. Today's 6 month share rates at the credit union are at 0.20 percent. TTCU's 6 month rate just beats the FDIC's 6 month national average rate of 0.18 percent.
The credit union's longer term share certificates are more competitive. Current 1 year share rates are at 0.45 percent with an APY of 0.45 percent. The current national average rate at the FDIC is 0.28 percent. Some of the highest CD rates at banks are just above 1.00 percent these days.
Texas Trust Credit Union Certificate Rates and APY
Texas Trust Credit Union IRA Certificate Rates and APY
While TTCU doesn't offer the highest share rates they are competitive so if you live or work near one of the credit union's branches you can open an account. For more information about TTCU and a list of current certificate rates go to the credit union's website here: TTCU Certificate Rates.
You can search for and compare many different CD rates at banks on our rate tables to find the best CD interest rates in your area.