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Quantum National Bank CD Rates

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quantum-national-bank-cd-ratesQuantum National Bank of Suwanee Georgia, a suburb of Atlanta is offering a one of the best CD rates available for a 12-month certificate of deposit. The bank CD rate is currently at 2.48 percent, with an annual percentage yield (APY) of 2.50 percent. The minimum opening deposit for this certificate of deposit is $1,000.

Even though the name of the bank is Quantum National Bank, this certificate of deposit is limited to residents of Georgia. Although you can open a money market account or Individual Retirement Account (IRA) if you live out of state. 

The current rate on the money market account is 2.00 percent with an annual percentage yield (APY) of 2.02 percent for account balances over $100,000. The minimum opening deposit is $100 though you have to maintain a minimum average daily balance of $1,500 to avoid a monthly account fee of $12.

The money market also has check writing previliges. Keep in mind, with all money market accounts you are limited to six withdrawals per month by law.
Author: Brian McKay
July 26th, 2009